Spokane Washington Adult Care Homes: How to pay for, Laws and Regulations and Questions to ask…
Spokane, a city with a river running right down it’s center, is a well known destination for those looking to settle down and enjoy life. The city, often referred to as the “gateway to the West” has a growing aging population and a wide range of local senior serving companies to get senior care. The Spokane river flows through the downtown area of this beautiful city.
CareAvailability.com has been used by families and care professionals in the Spokane area to find real-time home care availability and provide a comprehensive list of options for care. We do all the work for you when it comes to finding the best home care companies in and around Spokane. We do extensive research on the staff and companies to provide you with the most current information and care availability.
Adult Care Home Communities near Spokane, Washington
Spokane, Washington 99208
Good Heart Adult Family Home
Spokane Valley, Washington 99037
Flourish Adult Family Home
Spokane, Washington 99217
Angels Landing 1
Spokane, Washington 99212
Spokane, Washington 99207
Providence Senior Home Llc
Spokane, Washington 99208
The Golden Sunset Afh
Spokane Valley, Washington 99037
Yol's Oasis Adult Family Home
Spokane, Washington 99224
Spokane, Washington 99208
Whitworth Afh Llc
Spokane, Washington 99218
Adult Care Home and other terms
It is good to know the other terms/names you may hear:
Nursing Home (although this is an outdated and not accurate term for this level of care)
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
About Adult Care Homes in Spokane
Washington is one of the safest places to live in the country. The weather, although rainy, is mostly temperate throughout the year, especially towards the western side of the state. There are a vast array of communities and neighborhoods to fit the desires and needs of any senior looking for a new home. Washington State is known for snow-capped volcanic mountains, multiple national parks and for its agricultural prowess. More than 1 million of the 7+ million residents of Washington are 65 years or older, and it is likely some of our aging adult population may require care at some point. An adult care home may be ideal for a senior who can no longer manage their health and safety in their own home, and may need care. Adult care homes are an excellent housing option for aging adults because they offer private residencies in a home-like environment.
In washington adult care homes are called adult family care homes. They are private residences that provide a home-like setting, and typically care for up to 6 residents. The care home provider will typically provide meals, housekeeping, and limited activities. Unlike a nursing home, residents may require very light assistance with ADLs. If a resident requires much more care and services, a nursing home is probably a better situation for their needs. Caregivers at an adult care home may perform several functions: personal hygiene and mobility and eating and dressing and toileting and behavior management.
Washington’s Department of Health and Human Services oversees the Aging and Long-term Support Administration. The Residential Care Services division regulates licensing and certification for adult care homes.
Considerations when looking for care in Spokane
Spokane, seated in the heart of Spokane County Washington, is a lively town with a population of approximately 228,000 people.
Cities Near Spokane
- Mead – 10 miles north
- Cheney – 16 miles west
- State Line ID – 20 miles east
Pricing and How to Pay for Adult Care Homes
Adult family care homes are generally half the cost of a nursing home and adult care homes can be less expensive than assisted living. But they will not have the same amenities and variety of activities. Costs fluctuate depending on your location. Certain counties and cities will likely be cheaper. Monthly costs in Seattle for example, range from $3,200 to $6,200 per month, with the average cost being around $4,650 per month.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local hospital and healthcare providers
Providence Sacred Heart Medical Center
101 W 8th Ave, Spokane, WA 99204
Providence Spokane Heart Institute
62 W 7th Ave, Spokane, WA 99204
Kaiser Permanente Riverfront Medical Center
322 W North River Dr, Spokane, WA 99201
Deaconess Medical Center
800 W 5th Ave, Spokane, WA 99204
Resources and Links – Washington
Community Living Connections For people who are looking primary for Information and assistance line for people facing aging and disability issues.
Washington State Long-Term Care Ombudsman Program – Promotes and protects the rights of long-term care residents living in licensed care facilities with the assistance of trained volunteers, the Ombudsman investigates and resolves complaints made by or on behalf of residents, and identifies problems that affect a substantial number of residents.
Adult Protective Services (APS) For those who are looking to contact APS for reports on allegations of abandonment, abuse, financial exploitation, neglect, or self-neglect of vulnerable adults living in the community and in facilities.
Department of Social and Health Services Adult Abuse and Prevention A Department we are tied together by a single mission: to transform lives. Each administration within DSHS has a refined focus on this mission. Individually we have the following missions to transform lives by promoting choice, independence and safety through innovative services.
Office of Insurance Commissioner, Statewide Health Insurance Benefits Advisors (SHIBA)– SHIBA has volunteers who can help you with your health care coverage questions. You get free, unbiased and confidential education and assistance.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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