Ogden Utah Adult Care Homes: How to pay for, Laws and Regulations and Questions to ask…
Ogden is a city north of Salt Lake City, in Utah. It’s a gateway to ski resorts like Snowbasin, Powder Mountain and Nordic Valley. Ogden residents enjoy the temperate climate of Utah and its mild four seasons. Ogdenites enjoy the friendly atmosphere, local cuisine, and many numerous city parks. Historic 25th Street, once home to Prohibition-era speakeasies, is now a shopping and dining hub. At the street’s western end, Ogden Union Station houses museums that explore trains, cars and cowboy history. These features and more have led to Orem becoming a preferred location for senior citizens to retire and seek care.
Utah is known for its natural beauty and national parks. Sightseers from all over the country come to experience the majestic nature Utah offers. The cost of housing and the cost of living is lower than the national average. Utah is a beautiful location for those considering senior care.
Adult Care Home and other terms
It is good to know the other terms/names you may hear:
Nursing Home (although this is an outdated and not accurate term for this level of care)
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
About Adult Care Homes in Ogden
The senior population of Utah is about 10% of the 3.5 million, but the number of aging adults moving to Utah is growing. Quality of life for seniors, affordable cost of living and the family friendly towns and cities of Utah make it an attractive destination for aging adults. As seniors get older it is possible some may require care at some point. There are a variety of care and housing options for our aging adults. An adult care home may be ideal for a senior citizen who can no longer manage their health and safety in their own home, and may need care. Adult foster care homes are designed and equipped for aging adults because they offer private residencies in a home-like environment, which many people prefer over a nursing home, retirement home or assisted living facility. Similar to a nursing home, residents receive 24-hour care. However, the provided services in adult foster care are all in a single-family environment. Each home has an operator who may employ additional caregivers to support the care of residents. Adult Care Homes are called Adult Foster Care in Utah. They are licensed by the Department of Human Services and are defined as the provision of care to up to three adults in a private home owned by the provider. The services should be conducive to the physical, social, emotional, and mental health of elderly persons and adults with disabilities who are temporarily unable to remain in their own homes due to abuse, neglect, or exploitation.
Considerations when looking for care in Ogden
At the foot of the Wasatch Mountain Range, Ogden features a relatively dry climate with warm summer days and some of the most beautiful winters in North America. Summer highs tend to be in the upper 70’s, with July averaging 90 degrees. Ogden is home to 86,798 people so there is a small town feeling with the perks of a lot of healthcare. There are 25 adult care homes to choose from.
Adult Care Homes in Utah do not show up on careavailability.com due to licensing there and how they name their facilities. Assisted living is listed below as a broader category so be sure to check with each community about their capacity.
Assisted Living Communities near Ogden, Utah
Cities Near Ogden
- Eden – 13 miles east
- North Ogden – 6 miles north
- Clinton – 9 miles south
- West Haven – 5 miles west
Pricing and How to Pay for Adult Care Homes
The average cost for adult foster care homes in Utah is about $2,600 to $3,200 / month. The cost will vary depending on your location, the specific facility and any additional care needs or amenities.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers
Ogden Regional Medical Center
5475 S 500 E, Ogden, UT 84405
Ogden Clinic | Professional Center North
4650 Harrison Blvd, Ogden, UT 84403
4401 Harrison Blvd, Ogden, UT 84403
Local Resources and Links
Ability First Utah Non profit organiation that provides support services to individuals of all ages and types of disabilities. Individuals must have a physical, mental, cognitive or sensory disabilities to qualify for services. 5 core services are provided free of charge, Peer support, Independent Living Life Skills Training, Individual and system change advocacy and Nursing Home & youth transition services. Other services we provide are Equipment Loan Bank and Assistive Technology evaluation services and transportation to and from program services and to transportation to and from vital community resources.
Utah Department of Human Services, Division of Aging & Adult Services Utah Aging & Adult Services. Helps older Utah residents to be as independent as possible for as long as possible through advocacy, development and delivery of policies, programs and services which support and empower the elderly and their families.
Salt Lake County Aging & Adult Services We provide services in compliance with the Older Americans Act which includes, NCW, AW, TAP (a State funded program for adults 18-59, Medicaid eligible), MOW, Rides for Wellness, FGP/SCP, Senior employment, RSVP, SHIP/SMP, Ombudsman, Elder Abuse, Legal Service referral. Our mission is: Promoting independence through advocacy, engagement and access to resources.
Adult Protective Services APS is a social services program that serves older adults and adults with disabilities who are in need of assistance. APS workers investigate cases of abuse, neglect or exploitation, working closely with a wide variety of allied professionals such as physicians, nurses, paramedics, firefighters and law enforcement officers.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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