Texas Adult Care Homes: Common terms, How to pay, Licensing, and Questions
Dallas, a modern metropolis in north Texas, is a commercial and cultural hub of the region. Dallas is known for being the home base of the Dallas Cowboys, its delectable southern cuisines, major global companies, and its vibrant art and music scene. The city has many interesting attractions to explore such as Reunion Tower, Dealey Plaza, The Sixth Floor Museum, and the Dallas Zoo. In the Arts District, the Dallas Museum of Art and the Crow Collection of Asian Art cover thousands of years of art. The sleek Nasher Sculpture Center showcases contemporary sculpture. An excellent place to live, Dallas is considered one of the best places to live in Texas and is popular among families looking to relocate to the lone star state. Considered one of the safest big cities in America, Dallas takes pride in its well-maintained streets and sought-after neighborhoods
Texas is a sought after destination for seniors. Retirees and our aging adult population enjoy the warm climate and low cost of living. Texas is a family friendly state, full of friendly neighborhoods, with many parks and entertainment venues fit for everyone. Some of the most diverse cuisine can be found in Texas. The state of Texas is home to more than 3.5 million senior citizens, and the number is growing with each passing year. An adult care home, commonly referred to as adult foster care homes in Texas, may be ideal for a senior who can no longer manage their health and safety in their own home; they may need care but still want to honor their independence as much as possible. Adult care homes are excellent for aging adults in need of some care because they offer private residencies in a home-like environment. Remember, these residences are not nursing homes.
Adult Care Home and other terms
It is good to know the other terms/names you may hear:
Nursing Home (although this is an outdated and not accurate term for this level of care)
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
About Adult Care Homes in Dallas
Adult care homes in Texas are licensed by the Texas Department of Health and Human Services as Adult Foster Care. Adult Foster Care (AFC) homes offer a 24-hour living arrangement with supervision for people who are unable to continue living independently in their own homes because of physical, mental or emotional limitations. AFC providers and residents must live in the same household and share a common living area. With the exception of family members, no more than three adults may live in the foster home unless it is licensed by the state. The client pays the provider for room and board.
Similar to a nursing home, residents receive 24-hour care. However, AFCs support their clients in a single-family environment. Each home has an operator who may employ additional caregivers to support the care of residents. Residences are licensed to house a smaller number of adults as opposed to larger assisted living communities. So they make ideal homes for loved ones who require individualized care while allowing residents the preferences and choices to honor their independence.
Texas law requires all providers/operators and residents live in the household and share a common living area. There may be no more than three adults (excluding the operator and family) in an AFC home unless authorized and licensed by the state of Texas. Texas Administrative Code
Considerations when looking for care in Dallas
The hottest season in Dallas is from June to September. The peak month of heat is August, with an average high of 95°F and low of 76°F. The cool season is from November to February, with January being the coldest at an average low of 39°F and high of 57°F.
Adult Foster Homes can be found in your Assisted Living search. Be sure to look at the capacity limits to each residence, there are bound to be care homes for you in Dallas, a city with 1.288 million people.
Assisted Living Communities near Dallas, Texas
Belmont Village Turtle Creek
Dallas, Texas 75219
The Oaks At Flower Mound
Flower Mound, Texas 75022
Faith Home Assisted Living
Dallas, Texas 75227
Elshadai Care Home
Cedar Hill, Texas 75104
Glorious Residential Place
Richardson, Texas 75081
Stella Road Assisted Living
Dallas, Texas 75203
Collin Creek Assisted Living Center Inc
Plano, Texas 75023
Clearwater At South Bay
Dallas, Texas 75204
3 Angels Caregivers
Dallas, Texas 75243
4 Seasons Senior Living Ix
Lewisville, Texas 75067
Cities Near Dallas
- Fort Worth – 32 miles west of Dallas
- Garland – 19 miles east of Dallas
- Plano – 23 miles north of Dallas
- Irving – 12 miles west of Dallas
Pricing and How to Pay for Adult Care Homes
Adult foster care homes are typically half the cost of a nursing home. Residency in an adult care home is typically between $2,000 to $4,000 / month, depending on the city or county where you are looking for care. The specific requirements and needs of a resident will also play a role in the cost. A nursing home in Texas is generally $7,000 / month or more. Assisted living in Texas is also more expensive than adult foster care homes.
Most often, the cost of adult foster care is a fixed monthly price. So when you find a home for your loved one, costs will stay fixed unless new care needs arise.
Texas Community Care for Aged/Disabled (CCAD) is an additional resource that can help with costs. This program is designed to help seniors who are at risk of being moved into a nursing home to stay living at home or in the home of a caregiver, and to receive services and support in these locations. The intention is to help prevent costly Medicaid-funded institutionalization in a nursing home. The program offers personal care services in adult foster care homes and assisted living residences.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers
Kindred Hospital Dallas Central
8050 Meadow Rd, Dallas, TX 75231
Medical City Dallas Hospital
7777 Forest Ln, Dallas, TX 75230
Baylor Scott & White Medical Center
2727 Lemmon Ave, Dallas, TX 75204
Resources and Links- Texas
Elder Abuse Prevention focuses on the abuse, neglect, and exploitation of adults who are elderly or have disabilities and who live in the community. Any adult who has a disability or who is age 65 or older that is in a state of abuse, neglect, or exploitation may be eligible to receive adult protective services.
Health Information, Counseling and Advocacy Program This program offers counseling and assistance on a variety of topics including: Medicare, Medicaid, Medicare Supplemental Insurance- long term care financing options and other health insurance options.
Care Connection Aging and Disability Center connects people with services that help them maintain or improve their quality of life. Whether you are looking for information for yourself, a family member, a patient, or a friend, we will help you identify the right services for your needs.
Eldercare Locator is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources.
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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