Adult Care Homes in Durham, NC

Adult Care Homes in Durham, North Carolina: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask 

Adult care homes in Durham, North Carolina, provide a warm and supportive environment for seniors needing assistance with daily tasks. North Carolina consistently ranks well for its quality of assisted living services, ensuring that Durham’s facilities meet high standards of care and comfort. These homes offer personalized attention, a sense of community, and a focus on enhancing each resident’s quality of life, making it a wonderful choice for those aged 55 and older.

Adult Care Home and other terms

About Adult Care Homes in Durham, NC

In Durham, North Carolina, adult care homes are defined as licensed residential settings that provide care and supervision to seniors who need assistance with daily activities but do not require full-time medical care. These homes offer services such as help with bathing, dressing, medication management, meal preparation, and transportation. Residents also benefit from social activities and a structured daily routine that promotes well-being and independence. Adult care homes in Durham are designed to offer a balance of support and privacy, creating a safe, homelike environment for individuals over 55. Each home meets state regulations to ensure high-quality care, allowing seniors to enjoy peace of mind and a sense of community.

Considerations when looking for Senior housing in Durham, NC

There are 28 adult care homes in Durham, North Carolina. The estimated population of Durham is 296,186 with 12.7% of that number being those ages 65 and older. In Durham, the summers are hot and muggy, the winters are very cold, and it is wet and partly cloudy year round. Over the course of the year, the temperature typically varies from 32°F to 89°F and is rarely below 19°F or above 95°F.

Cities near Durham, NC

• Chapel Hill – 11 miles southwest
• Cary – 17 miles south
• Raleigh – 24 miles southeast
• Hillsborough – 12 miles northwest
• Morrisville – 13 miles south

Pricing and How to Pay for Adult Care Homes

Paying for senior care depends on several factors. On average, residents can expect to pay $4,840 per month for adult care home services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

Local Hospitals and Healthcare Providers in Durham, NC

Duke University Hospital

• Address: 2301 Erwin Rd, Durham, NC 27710
• Phone: 919-684-8111

Duke Regional Hospital

• Address: 3643 N Roxboro St, Durham, NC 27704
• Phone: 919-470-4000

Durham VA Medical Center

• Address: 508 Fulton St, Durham, NC 27705
• Phone: 919-286-0411

North Carolina Specialty Hospital

• Address: 3916 Ben Franklin Blvd, Durham, NC 27704
• Phone: 919-956-9300

Lincoln Community Health Center

• Address: 1301 Fayetteville St, Durham, NC 27707
• Phone: 919-956-4000

Resources and Links- North Carolina

Centralina Area Agency on Aging Centralina AAA serves as the lead funder for aging services in the nine county region surrounding Charlotte, NC. Direct services also include evidence-based health programs and training and education.

North Carolina Division on Aging and Adult Services The Division of Aging and Adult Services (DAAS) works to promote independence and enhance the dignity of North Carolina’s older adults, persons with disabilities, and their families through a community-based system of opportunities, services, benefits, and protections- to ready younger generations to enjoy their later years- and to help society and government plan and prepare for the changing demographics.

The NC Seniors’ Health Insurance Information Program (SHIIP) The Seniors’ Health Insurance Information Program (SHIIP) answers questions and counsels Medicare beneficiaries and caregivers about Medicare, Medicare supplements, Medicare Advantage, Medicare prescription drug plans, long-term care insurance and other health insurance concerns. The counselors on our toll free line offers free and unbiased counseling on Medicare health care products. The North Carolina SMP Program provides assistance with Medicare/Medicaid billing errors, fraud and abuse.

Senior Legal Helpline Legal Aid of North Carolina’s Senior Law Project provides free civil legal help to North Carolinians who are 60 years of age or older. Priority is given to those with the greatest need. The Senior Law Project helps with wills, powers of attorney, public benefits (Medicaid, food stamps, Supplemental Security Income Program, Social Security Disability Insurance, etc.), abuse and neglect, unemployment compensation, housing (foreclosure, eviction, subsidized housing, repairs, utilities, etc.), consumer issues and wrongful repossession.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search other states for Adult Care Homes

Not finding what you’re looking for? Take a look below.

Search Other Areas Assisted Living