Residential Care Homes in Saint Paul, MN

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Residential care homes in Saint Paul, Minnesota, offer a warm and personalized environment where seniors can receive the care and attention they need in a cozy, home-like setting. Minnesota consistently ranks among the top states for quality assisted living, providing peace of mind that your loved ones are in good hands. Whether you’re seeking a vibrant community or a quiet retreat, Saint Paul’s residential care homes offer a variety of options to suit individual preferences and needs.

Most care homes are available for private pay, and others for Medicaid-paid residents. Residential Care Homes, also know as Adult Care Homes, provide protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

find residential care homes in Saint Paul, MN

Adult Care Home and other terms

It is good to know the other terms/names of services you may hear when searching for certain senior housing: 

Many states actually designate adult care homes as assisted living/residential care facilities because they all fall under the same license. Be sure to check if your state designates care homes under the same license as other housing options.

  • Other related terminology:
  • Board and care home
  • Care home
  • Adult family home 
  • Residential care home 
  • Adult foster home
  • Personal care Home
  • Community Residential Care Facilities
  • Rest Homes

Residential Care Homes/Adult Care Homes in Minnesota are not specified on CareAvailability.com because they are similarly licensed and managed under the service of Assisted Living. Search our Assisted Living section for care homes near you and make sure to check for capacity as that is a defining feature of these services.

About Residential Care Homes in Saint Paul, MN

In Saint Paul, Minnesota, residential care homes are defined as small, licensed facilities that provide a comfortable, home-like environment for seniors who need assistance with daily activities but do not require full-time medical care. These homes typically accommodate a small number of residents, ensuring personalized attention and care. Services provided include help with bathing, dressing, medication management, meal preparation, and transportation, along with opportunities for social interaction and activities. The goal is to support seniors in maintaining their independence while ensuring their safety and well-being in a nurturing setting.

Considerations when looking for Senior housing in Saint Paul, MN

The estimated population of Saint Paul, Minnesota is 303,820 with 11.8% of that number being those ages 65 and older. In Saint Paul, the summers are warm and wet; the winters are freezing, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 9°F to 83°F and is rarely below -10°F or above 91°F.

Cities near Saint Paul, Minnesota

  • Minneapolis, MN: West, approximately 10 miles
  • Roseville, MN: North, approximately 5 miles
  • Maplewood, MN: East, approximately 7 miles
  • Woodbury, MN: Southeast, approximately 10 miles
  • Eagan, MN: South, approximately 15 miles

Pricing and How to Pay for Adult Home Cares

Paying for senior care depends on several factors. On average, residents can expect to pay $3,000 per month for care home services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Saint Paul, MN

  • Regions Hospital
    • Address: 640 Jackson St, Saint Paul, MN 55101
    • Phone Number: (651) 254-3456

  • United Hospital
    • Address: 333 Smith Ave N, Saint Paul, MN 55102
    • Phone Number: (651) 241-8000

  • St. Joseph’s Hospital
    • Address: 45 W 10th St, Saint Paul, MN 55102
    • Phone Number: (651) 232-3000

  • M Health Fairview St. John’s Hospital
    • Address: 1575 Beam Ave, Maplewood, MN 55109
    • Phone Number: (651) 232-7000

  • Healtheast Bethesda Hospital
    • Address: 559 Capitol Blvd, Saint Paul, MN 55103
    • Phone Number: (651) 232-2000

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Minnesota Help Network-Senior Linkage Line A resource where the elderly, people with disabilities, their caregivers, and professionals can go to get information and referrals.

Minnesota Board on Aging The Minnesota Board on Aging is the gateway to services for seniors and their families. MBA listens to senior concerns, researches for solutions, and proposes policy to address senior needs.

Minnesota Adult Abuse Reporting Center (MAARC)  State centralized system for mandated reporters and the public to report suspected abuse, neglect, or financial exploitation of an and adult in Minnesota who is vulnerable due to a condition or service need. Operated by the Minnesota Department of Human Services.

Office of Ombudsman for Long-Term Care The Board advises on and coordinates government plans around aging to ensure that Older American’s Act requirements are met. The MBA administers state and federal funds and also creates public awareness, encourages research on aging issues and provides technical assistance and grants to local aging organizations. By participating in board and committee meetings, MBA members work to create a collective vision that represents the best interests of older Minnesotans.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search other states for Adult Care Homes

Not finding what you’re looking for? Take a look below.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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