Adult Care Homes in South Bend, Indiana: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Adult care homes in South Bend, Indiana, offer a personalized and supportive environment for seniors needing assistance with daily activities. Indiana’s strong standing in the top 20 states for assisted living care ensures residents receive high-quality services in comfortable, home-like settings. These homes are ideal for those over 55 seeking compassionate care in a close-knit community.
Residential Care Homes in Indiana are not specified on CareAvailability.com because they are similarly licensed and managed under the service of Assisted Living. Search our Assisted Living section for care homes near you and make sure to check for capacity as that is a defining feature of these services.
Assisted Living Communities near South Bend, Indiana
Southfield Village
South Bend, Indiana 46614
Waterford Crossing
Goshen, Indiana 46526
Greenleaf Health Campus
Elkhart, Indiana 46514
Hamilton Grove
New Carlisle, Indiana 46552
Milton Home, The
South Bend, Indiana 46601
Miller's Merry Manor
Plymouth, Indiana 46563
Wellbrooke Of South Bend
South Bend, Indiana 46637
Hubbard Hill Estates Inc
Elkhart, Indiana 46517
Holy Cross Village At Notre Dame Inc
Notre Dame, Indiana 46556
Portage Manor Health Care Facility
South Bend, Indiana 46628
About Adult Care Homes in South Bend, IN
In South Bend, Indiana, adult care homes are defined as small, residential settings that provide seniors with 24-hour assistance in a warm, home-like environment. These care homes offer services such as help with personal care, medication management, meal preparation, and light housekeeping, ensuring residents receive daily support tailored to their individual needs. Staff members are trained to deliver compassionate, personalized care while fostering a sense of community and companionship among residents. Designed for seniors over 55, adult care homes in South Bend focus on maintaining dignity and independence while providing a safe and supportive living space.
Adult Care Home and other terms
It is good to know the other terms/names of services you may hear when searching for certain senior housing:
Many states actually designate adult care homes as assisted living/residential care facilities because they all fall under the same license. Be sure to check if your state designates care homes under the same license as other housing options.
- Other related terminology:
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
Considerations when looking for Senior housing in South Bend, IN
The estimated population of South Bend, Indiana is 103,395 with 14.2% of that number being those ages 65 and older. In South Bend, the summers are warm and wet; the winters are freezing, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 19°F to 82°F and is rarely below 1°F or above 90°F.
Cities near South Bend, IN
- Mishawaka, IN – 5 miles east
- Granger, IN – 8 miles northeast
- Osceola, IN – 10 miles east
- Niles, MI – 11 miles north
- Elkhart, IN – 15 miles east
Pricing and How to Pay for Adult Care Homes
Paying for senior care depends on several factors. On average, residents can expect to pay $3,043 per month for care home services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in South Bend, IN
Memorial Hospital of South Bend
- Address: 615 N Michigan St, South Bend, IN 46601
- Phone: (574) 647-1000
Saint Joseph Regional Medical Center
- Address: 5215 Holy Cross Pkwy, Mishawaka, IN 46545
- Phone: (574) 335-5000
Unity Physicians Hospital
- Address: 4455 Edison Lakes Pkwy, Mishawaka, IN 46545
- Phone: (574) 231-6800
Kindred Hospital Northern Indiana
- Address: 215 W 4th St, Mishawaka, IN 46544
- Phone: (888) 440-5822
Rehabilitation Hospital of Northern Indiana
- Address: 4807 Edison Lakes Pkwy, Mishawaka, IN 46545
- Phone: (574) 243-7727
Questions to Ask
Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:
Resources and Links – Indiana
CICOA Aging and In-Home Solutions As the Area Agency on Aging serving Central Indiana, CICOA Aging and In Home Solutions connects people seeking help for themselves or a loved one with community resources for older adults, people with disabilities and family caregivers.
Indiana Adult Protective Services The Adult Protective Services (APS) investigates reports and provides intervention and protection to endangered adults who are victims of abuse, neglect, or exploitation.
State Health Insurance Assistance Program (SHIP) SHIP provides health insurance counseling through a partnership with 81 non-profit organizations most of which are senior centers, Area Agencies on Aging, and hospitals.
Indiana Senior Medicare Patrol Senior Medicare Patrol, or SMP, programs help Medicare and Medicaid beneficiaries protect against, detect, prevent, and report health care fraud.
State Long Term Care Ombudsman The Indiana Long-Term Care Ombudsman Program advocates for residents of long-term care facilities, which includes nursing facilities and licensed assisted living facilities. Our primary purpose is to promote and protect the Resident Rights guaranteed to residents under federal and state law.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Search other states for Adult Care Homes
Not finding what you’re looking for? Take a look below.
