Residential Care Homes in Rockford, Illinois: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources
Residential care homes in Rockford, Illinois, offer a cozy, home-like environment for older adults who need personalized care and support with daily activities. These homes provide a comfortable and secure setting with 24/7 assistance, ensuring residents feel at ease. Illinois ranks favorably in the nation for assisted living, reflecting the state’s commitment to quality care and services for its seniors.
Most care homes are available for private pay, and others for Medicaid-paid residents. Residential Care Homes provide protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Rockford, Illinois
Beloit Senior Living
Beloit, Wisconsin 53511
Willowick Senior Living Beloit
Beloit, Wisconsin 53511
Willowick Moments
Beloit, Wisconsin 53511
Willowick Moments Clinton
Clinton, Wisconsin 53525
Willowick Clinton
Clinton, Wisconsin 53525
Willowick Beloit
Beloit, Wisconsin 53511
Willowick
Beloit, Wisconsin 53511
Sv South Beloit Terrace
Beloit, Wisconsin 53511
Sv South Beloit West
Beloit, Wisconsin 53511
Sv South Beloit East
Beloit, Wisconsin 53511
Adult Care Home and other terms
It is good to know the other terms/names of services you may hear when searching for certain senior housing:
Many states actually designate adult care homes as assisted living/residential care facilities because they all fall under the same license. Be sure to check if your state designates care homes under the same license as other housing options.
- Other related terminology:
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
Residential Care Homes in Illinois are not specified on CareAvailability.com because they are similarly licensed and managed under the service of Assisted Living. Search our Assisted Living section for care homes near you and make sure to check for capacity as that is a defining feature of these services.
About Residential Care Homes in Rockford, IL
The state of Illinois is responsible for licensing and monitoring residential care homes. The Illinois Department of Health regulates these homes as well as assisted living facilities. Similar to a nursing home, residents receive 24-hour care all in a single-family environment. Each home has an operator who may employ additional caregivers to support with the care of residents. Residences are licensed to house a smaller number of adults as opposed to larger assisted living communities. So they make ideal homes for loved ones who require individualized care while allowing residents the preferences and choices to honor their independence. All staff and administration managers must be licensed in the state of Illinois. Staff is required to participate in ongoing education and training. Documentation must be readily available in case of inspection.
Considerations when looking for Senior housing in Rockford, IL
The estimated population of Rockford, Illinois is 146,120 with 17.4% of that number being those ages 65 and older. In Rockford, the summers are long, warm, and wet; the winters are freezing, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 15°F to 84°F and is rarely below -6°F or above 91°F.
Cities near Rockford, IL
- Loves Park, IL – 5 miles northeast
- Machesney Park, IL – 7 miles north
- Belvidere, IL – 15 miles east
- Roscoe, IL – 14 miles north
- Byron, IL – 17 miles southwest
Pricing and How to Pay for Adult Care Homes
Paying for senior care depends on several factors. On average, residents can expect to pay $4,400 per month for senior living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Rockford, IL
OSF Saint Anthony Medical Center
- Address: 5666 E State St, Rockford, IL 61108
- Phone: (815) 226-2000
SwedishAmerican Hospital
- Address: 1401 E State St, Rockford, IL 61104
- Phone: (779) 696-4400
Mercyhealth Javon Bea Hospital–Rockton
- Address: 2400 N Rockton Ave, Rockford, IL 61103
- Phone: (815) 971-5000
Mercyhealth Javon Bea Hospital–Riverside
- Address: 8201 E Riverside Blvd, Rockford, IL 61114
- Phone: (815) 971-7000
Rockford VA Clinic
- Address: 816 Featherstone Rd, Rockford, IL 61107
- Phone: (815) 227-0081
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
- Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
- Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
- Speak to residents and/or family members to learn their perspective.
- Ask about staff and resident engagement. Get a feel for how staff interact with residents.
- Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
- And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.
Resources and Links – Illinois
Chicago Department of Family and Support Services DFSS Senior Services is designated through the Older Americans Act, and by the Ilinois Department on Aging, as the Area Agency on Aging for the city of Chicago and provides a range of services that allow older adults to remain healthy, safe and independent.
Illinois Department on Aging Area Agencies have the primary task of planning and coordinating services and programs for older people in their respective areas. The Area Agencies receive funding from the Department based on a formula which takes into consideration the number of older citizens and minorities in that area, as well as the number living in poverty, in rural areas, and alone.
AgeOptions As the Area Agency on Aging of suburban Cook County, Illinois, we advocate, plan, coordinate and fund services for older adults. Together with a network of community-based senior service organizations, we connect residents with vital services such as information and assistance, community dining programs and home-delivered meals, housekeeping help, employment services, access to benefits and support for family caregivers.
Adult Protective Services Hotline To report suspected abuse, exploitation or neglect of an older person, age 60 and above or a person aged 18-59 with a disability, call the statewide 24-hour Adult Protective Services Hotline
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Search other states for Adult Care Homes
Not finding what you’re looking for? Take a look below.