Mobile Alabama Adult Care Homes: Common Terms, Coverage, Questions, and Resources
The oldest city in Alabama is Mobile, which was founded in 1702. Mobile is the 9th largest port in the United States and the 12th busiest. They are also a home-port to the Carnival Cruise Lines Ship, Carnival Spirit. The WWII-era USS Alabama battleship is anchored in Battleship Memorial Park. The 1850 Cathedral Basilica of the Immaculate Conception features intricate German stained glass. International fine and decorative art is displayed at the Mobile Museum of Art.
Adult Care Home Communities near Mobile, Alabama
Adult Care Home and other terms
It is good to know the other terms/names you may hear:
Nursing Home (although this is an outdated and not accurate term for this level of care)
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
Adult Care Homes in Mobile
Alabama is becoming well-known for great weather year-round. The state is home to beautiful beaches, a booming economy, and great food. The population of Alabama is over 5 million residents, of which 17% are aging adults 65 and older. The state does not tax social security, so when the time comes, seniors have more money to use. Typically, when people think of senior care and housing, they imagine a nursing home. However, nursing homes are not the only place seniors can live out their years. There are 85 adult care homes in Alabama, often called residential care facilities or group homes. An adult care home in Alabama may be ideal for a senior who can no longer manage their health and safety in their own home, and may need care. Residential care facilities are licensed by the Alabama Department of Public Health to care for 2-3 adults. Alabama adult care homes are an excellent housing option for aging adults because they offer private residencies in a home-like environment and some care, though typically medical care.
Considerations when looking for care in Mobile
184,952 people
Alabama has a subtropical climate with an average of 64 degrees and temperatures tend to be warmer in the southern part of the state near the Gulf of Mexico, while the northern areas near the Appalachian mountains are much cooler.
Alabama adult care homes are not specified on care availability.com, instead, search the assisted living section and make sure to check for capacity as that is a defining feature of adult care homes.
Cities Near Mobile
- Spanish Fort – 10 miles east of Mobile
- Theodore – 16 miles south of Mobile
- Saraland – 12 miles north of Mobile
- Semmes – 17 miles west of Mobile
Pricing and How to Pay for Adult Care Homes
Adult care homes tend to be about 15-30% less than assisted living facilities. And in addition, Alabama is one of the most affordable states in the country for senior care and housing. Assisted living in Alabama costs $3,500 per month on average. So, Alabama adult care homes generally cost between $2,500-$3,000 per month, depending on the county or city where you reside or are looking for care.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Health Care Providers
Ascension Medical Group Providence – West Mobile
6701 Airport Blvd A101, Mobile, AL 36608
Alabama Medical Group, P.C.
101 Memorial Hospital Dr, Mobile, AL 36608
USA Physicians Group
1601 Center St, Mobile, AL 36604
Resources and Links- Alabama
Alabama Department of Senior Services – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Alabama Department of Human Resources Adult Protective Services Division – The mission of the Adult Protective Services Division is to support and enable County Departments to protect elderly and disabled adults from abuse, neglect, and exploitation and prevent unnecessary institutionalization.
Alabama State Health Insurance Counseling Program – The Alabama Health Insurance Counseling Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.
Legal Services Alabama, Inc – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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