Adult Care Homes in Huntsville, Alabama

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Adult Care Homes in Huntsville, AL:
Common Terms, Coverage, Questions, and Resources

Searching for Adult Care Homes in Huntsville, Alabama offers a lot of affordable housing options in the most populated city in the state. The cost of living is below the national average, and the quality of life is outstanding. The community boasts an abundance of restaurants, entertainment, and retail options along with the natural beauty of parks, trails, and greenways.

Alabama in general is becoming well-known for great weather with a population of over 5 million residents, of which 17% are aging adults 65 and older. The state does not tax social security, so when the time comes, seniors have more money to use. There are 85 adult care homes in Alabama, often known as assisted living/ residential care facilities.

Adult Care Homes in Huntsville Alabama

Adult Care Home and other terms

It is good to know the other terms/names of services you may hear when searching for certain senior housing: 

Many states actually designate adult care homes as assisted living/residential care facilities because they all fall under the same license. Be sure to check if your state designates care homes under the same license as other housing options.

  • Other related terminology:
  • Board and care home
  • Care home
  • Adult family home 
  • Residential care home 
  • Adult foster home
  • Personal care Home
  • Community Residential Care Facilities
  • Rest Homes

Adult care homes in Alabama are not specified on CareAvailability.com because they are licensed as assisted living/residential care facilities. Search our assisted living section for care homes near you and make sure to check for capacity as that is a defining feature of these services.

Considerations when looking for care homes in Huntsville, AL

An adult care home may be ideal for a senior who can no longer manage their health and safety in their own home, and may need care. Care homes are licensed by the Alabama Department of Public Health to care for 2-3 adults. They are an excellent housing option for aging adults because they offer private residencies and care in a home-like environment.

Huntsville is one of the largest metropolitan areas in the state, its population being 216,963 people. It’s home to many museums, historic sectors, festivals, art galleries and shopping centers. These features and more have led to Huntsville becoming a preferred location for senior citizens to retire, so the need for senior care in the area is significant. 

The hot season is from May to September, with an average daily high temperature above 81°F. The cool season from November to February, with an average daily high temperature below 57°F. All in all, the weather is quite favorable for the health of seniors.

Cities near Huntsville

  • Harvest – 19 miles north of Huntsville
  • New Market – 16 north of Huntsville
  • Athens – 34 miles west of Huntsville
  • New Hope – 19 miles east of Huntsville

Pricing and How to Pay for Adult Care Homes

Adult care homes tend to be about 15-30% less than assisted living facilities. And in addition, Alabama is one of the most affordable states in the country for senior care and housing. Assisted living in Alabama costs $3,500 per month on average. So, Alabama adult care homes generally cost between $2,500-$3,000 per month, depending on the county or city where you reside or are looking for care.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting What is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (there is a plethora of more things to consider), get to know the leadership in the building. If you feel good around the executive director, head nurse, lead activities director and even the chef or janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Care Providers

Crestwood Medical Center

1 Hospital Drive Southwest, Huntsville, AL 35801

Huntsville Hospital Medical Mall

1963 Memorial Pkwy SW, Huntsville, AL 35801

Huntsville Hospital

Huntsville, AL 35801

Alabama Department of Senior Services – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.

Alabama Department of Human Resources Adult Protective Services Division – The mission of the Adult Protective Services Division is to support and enable County Departments to protect elderly and disabled adults from abuse, neglect, and exploitation and prevent unnecessary institutionalization.

Alabama State Health Insurance Counseling Program – The Alabama Health Insurance Counseling Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.

Legal Services Alabama, Inc – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search other states for Adult Care Homes

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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