San Jose California Adult Care Homes: How to pay for, Licensing and Questions to ask…
San Jose is a beautiful location for those looking for aging care services. Ranked as the 2nd best place to live in California, San Jose attracts innovation, outdoor enthusiasts, and retirees. The warm climate, natural beauty, and diverse culture have led San Jose to be a preferred location for senior citizens to retire, and so the need for senior care has become more of a factor. San Jose is also home to many universities and other higher education institutes, including The University of Silicon Valley and San Jose State University.
Adult Care Home Communities near San Jose, California
Blossom Valley Care Home, Inc.
San Jose, California 95136
Old Oak Golden Villa, Llc
Livermore, California 94550
2 All About Seniors
San Jose, California 95128
A – R Residential Care Home For Elderly #2
Union City, California 94587
A & P Care Home For Seniors
Fremont, California 94555
A And M Board&care,innovative Assis.home For Elder
Union City, California 94587
A Family Affair
Redwood City, California 94062
A Heavenly Care Home
San Jose, California 95116
A Home At Shaw
San Jose, California 95118
A Home Of Our Own
Livermore, California 94550
Adult Care Home and other terms
It is good to know the other terms/names you may hear:
Nursing Home (although this is an outdated and not accurate term for this level of care)
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
About Adult Care Homes in San Jose
California is the most populated state in the nation, and also is home to the most diverse population of citizens. Because of the ideal climate and variety of communities, California is a hot spot for seniors and retirees. As our senior population gets older, it is possible many aging adults may require care at some point. A popular care and senior housing option are adult care homes. Adult care homes, typically called Residential Care Facilities for the Elderly, (or residential care homes) are private residences that provide a home-like environment.
Adult care homes serve six residents or less so the ratio of residents to staff is optimal for care. The caregivers may perform several functions, such as personal care, housekeeping, activities which promote social interaction, and group meals.
Operating under the supervision of Community Care Licensing, a subdivision of the California Department of Social Services. This program was created to provide aging adults (and others) with non-institutional care in a home-like setting under the supervision of the Department of Public Social Services. Residential Care Facilities are NOT permitted to perform any skilled nursing services. They are permitted to assist with activities of daily living (ADLs). typically, a residential care home houses between 2-7 residents.
Considerations when looking for care in San Jose
San Jose, located in the Santa Clara County of Northern California is the 10th most populated city in the United States, with the population tipping over 1,000,000 in 2020’s census.
Cities near San Jose
- Santa Clara – 5 miles west of San Jose.
- Sunnyvale – 11.5 miles northwest of San Jose.
- Los Gatos – 13 miles southwest of San Jose.
- Palo Alto – 17.4 miles northwest of San Jose.
Pricing and How to Pay for Adult Care Homes
Costs vary depending on where in California you are looking for an adult care home. The average cost for a residential care home in California tends to hover around $3,000 / month. The cost for a shared room in a six bed residential care facility is $3,000 / month and for a private room you can expect to pay between $4,000 and $7,000.
Reaching out to California adult care homes in your local region is the most effective way to obtain information about costs. Speaking directly with agencies and those in charge allows you to discuss costs and levels of care, as well as any other questions or concerns you may have.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local hospital and healthcare providers in San Jose
Good Samaritan Hospital
2425 Samaritan Dr
San Jose, CA 95124
Santa Clara Valley Medical Center
751 S Bascom Ave
San Jose, CA 95128
O’Connor Hospital
2105 Forest Ave
San Jose, CA 95128
Regional Medical Center
225 N Jackson Ave
San Jose, CA 95116
Resources and Links – California
California Department of Health Care Servic
California Department of Social Services
Definitions of California Facility Type
California Long-Term Care Facilities FAQ
California Assisted Living Association
City of Los Angeles Department of Aging
California Department of Aging
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