Residential Care Homes in Springfield, Massachusetts: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Springfield, MA provides a peaceful setting next to a river for seniors looking for Residential Care Homes, also known as Rest Homes. Springfield has a lot to offer for spots enthusiasts such as the Naismith Memorial Basketball Hall of Fame. There are also some great options for those that enjoy art with plenty of museums for American paintings and sculptures. This quaint laid back town is a very appealing destination to find some extra care.
Residential care homes provide 24-hour supervision and supportive services for individuals who don’t routinely need nursing or medical care.
Assisted Living Communities near Springfield, Massachusetts
St Luke's Home
Springfield, Massachusetts 01105
Rockridge At Laurel Park
Northampton, Massachusetts 01060
River Valley Rest Home
Northampton, Massachusetts 01062
Lathrop Home
Northampton, Massachusetts 01060
Ellen Rice Rest Home, Inc.
Springfield, Massachusetts 01108
Brook Haven Assisted Living, Llc
West Brookfield, Massachusetts 01585
Beaven Kelly Home
Holyoke, Massachusetts 01040
Rest Homes/ Residential Care Homes in Massachusetts are not specified on CareAvailability.com because they are similarly licensed and managed under the service of Assisted Living. Search our Assisted Living section for care homes near you and make sure to check for capacity as that is a defining feature of these services.
About Residential Care Homes in Springfield, MA
Typically, when people think of senior care and housing, they imagine a nursing home. However, nursing homes are not the only place seniors can live out their years. Massachusetts’ adult care homes are titled and licensed by the Massachusetts Department of Health, Office of Elder Affairs. These residential care homes are called Rest Homes in the state of MA. They may be ideal for a senior who can no longer manage their health and safety in their own home, and may need care. Massachusetts adult care homes are an excellent housing option for aging adults because they offer private residencies in a home-like environment and some care, though typically medical care.
Rest homes provide housing, meals, activities, and administration of medications for individuals who need a supportive living arrangement. A rest home is not merely a temporary residence but a permanent home. Therefore, good care includes not only providing care with dignity and respect, but also dietary services that provide appetizing and nutritious meals, housekeeping services that keep physical surroundings pleasant and planned activities that foster social interaction.
Adult Care Home and other terms
It is good to know the other terms/names of services you may hear when searching for certain senior housing:
Many states actually designate adult care homes as assisted living/residential care facilities because they all fall under the same license. Be sure to check if your state designates care homes under the same license as other housing options.
- Other related terminology:
- Board and care home
- Care home
- Adult family home
- Residential care home
- Adult foster home
- Personal care Home
- Community Residential Care Facilities
- Rest Homes
Considerations when looking for Senior housing in Springfield, MA
If you’re looking for the very warmest time to visit Springfield, the hottest months are July, August, and then June.The warmest time of year is generally mid July where highs are regularly around 86.8°F with temperatures rarely dropping below 62°F. The cold season lasts from December 1 to March 11, with the coldest month of the year being January, with an average low of 19°F and high of 34°F.
There are 154,789 people who call Springfield home and there are many assisted living facilities to choose from to find your next home. Some of these may be Rest Homes so keep a look out.
Cities near Springfield, MA
- Hartford (CT) – 26 miles south of Springfield
- Holyoke – 9 miles north of Springfield
- Westfield – 10 miles west of Springfield
- Palmer – 19 miles east of Springfield
Pricing and How to Pay for Residential Care Homes
People who are able may pay using their own resources for a stay in a rest home. An individual signs a contract specifying services they would receive in exchange for payment. It is critical for someone paying privately to review their admission contract before signing it. The individual may also be required to disclose information about their financial status if they are paying privately.
If a resident’s income is limited, they may be eligible for Supplemental Security Income (SSI) or, in very limited instances, EAEDC (Emergency Aid for Elders, Disabled and Children). In addition, certain eligible Veterans may have their stay in either a nursing or rest home paid for through the Veterans Administration.
Adult care homes tend to be about 15-30% less than assisted living facilities. Massachusetts adult care homes generally cost between $4,800 to $5,500 / month, depending on the county or city where you reside or are looking for care.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers in Springfield, MA
Caring Health Center
1049 Main St, Springfield, MA 01103
Mercy Medical Center: Emergency Department
271 Carew St, Springfield, MA 01104
Baystate Medical Practices Main St
3500 Main St, Springfield, MA 01107
Local Resources and Links – Massachusetts
Central Massachusetts Agency on Aging seeks to outreach to older persons and their caregivers, hoping to educate them on services and programs that are meant to serve and assist them to remain safely and securely in our communities.
Age Strong Commission As an AAA, the Commission provides funding to community partners to provide services to seniors in the neighborhoods. The Commission also provides direct services to seniors such as advocacy, information and referral, transportation, volunteer opportunities and cultural and social events.
Executive Office of Elder Affairs State Agency that contracts with local service providers.
Greater Springfield Senior Services, Inc. is an Area Agency on Aging (AAA) and Aging Services Access Point (ASAP) providing services to help preserve the independence, and quality of life of elders and disabled persons desiring to remain within their own.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Search other states for Adult Care Homes
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