Memory Care in Memphis, TN

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Memphis, Tennessee Memory Care: Search near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Memphis is a city on the Mississippi River in southwest Tennessee, famous for the influential strains of blues, soul and rock ‘n’ roll that originated there. The name Memphis means Established and Beautiful. Close to 20 percent of the earliest inductees (24 of the 97) in the Rock ‘n’ Roll Hall of Fame have come from within a 100-mile radius of Memphis. Memphis also has many attractions that have millions of visitors a year. Attractions like Graceland, Beale Street, the Peabody Hotel, Sun and Stax Studios, and the famous BBQ.

About Memory Care in Memphis

The low cost of living in Tennessee helps make it a desirable location for seniors and retirees. The mild climate and beautiful scenery also appeal to aging adults. The state ranks high for senior care and housing, and the healthcare system is premier in the United States. The state’s growing aging adult community will likely require care at some point. When most people think of senior care and housing they typically envision a nursing home. However, nursing homes are not the only option for caring for our aging population. More people in the United States each year, including Tennessee, live with cognitive impairment. Memory care in Tennessee provides care for residents with Alzheimer’s disease and other forms of dementia. Tennessee memory care communities care for residents in a safe and secure, home-like setting. Tennessee memory care communities are all licensed under the same umbrella as assisted living facilities, by the Tennessee Department of Health Board for Licensing Healthcare Facilities. All communities and facilities are required by law to have a secure unit for such care.

Tennessee memory care communities must offer medical services: medication administration, therapies, as well as intermittent nursing care, and in addition:

  • Assistance with activities of daily living. This includes bathing, dressing and toileting. 
  • Round the clock access to trained nurses. 
  • Transportation to doctors’ appointments and additional outings.  
  • Interior and exterior maintenance duties. 
  • Meal preparation and serving. 
  • Housekeeping and laundry services.

Considerations when looking for care in Memphis

The hottest month of the year in Memphis is July, with an average high of 91°F and low of 74°F. The coldest month of the year in Memphis is January, with an average low of 34°F and high of 50°F.

With 628,127 people who call Memphis home, you are bound to find the right home for you or your loved one. careavailability.com results show that there are 24 assisted living communities with memory care within 25 miles of Memphis. 

Cities Near Memphis

  • Oakland – 36 miles east of Memphis
  • Millington – 16 miles north of Memphis
  • West Memphis (AR) – 9 miles west of Memphis
  • Horn Lake (MS) – 12 miles south of Memphis

Pricing and How to Pay for Memory Care

Statistics show that memory care is usually 20-30% more expensive than assisted living, and typically costs more than other senior care. This is a result of the specially trained staff and the enhanced security measures in place for the safety of residents. Memory care in Tennessee is $5,150 / month on average. While this is less than the national cost, the cost of memory care will vary within the state of Tennessee. Some cities and counties are more expensive than others. Memphis memory care prices are about $5,250 / month.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Care Providers

Extended Care Hospital

890 Madison Ave, Memphis, TN 38103

Baptist Memorial Restorative Care Hospital

6019 Walnut Grove Rd, Memphis, TN 38120

Shorb Tower at Methodist University Hospital

1265 Union Ave, Memphis, TN 38104

Memphis VA Medical Center

1030 Jefferson Ave, Memphis, TN 38104

Greater Nashville Regional Council, Area Agency on Aging and Disability The GNRC serves as a single point of entry for older adults and adults with disabilities in need of home and community based supports and services.

Aging Commission of the Mid-South Area Agency on Aging and Disability SERVICES INCLUDE- Adult Daycare, Home Delivered Meals, Medical Equipment, Personal Emergency Response System (PERS), Medicaid Waiver Program, Personal Care, In- Home services, and Information & Referral (Home Modifications/Repairs, Legal Aid, State Health Insurance, Transportation).

Southeast Tennessee Area Agency on Aging and Disability Programs include: Congregate and Delivered Meals, Homemaker Services, Options for Community Living, Caregiver Support Program, Supplemental Nutrition Assistance Program application assistance. Whether you’re a senior, an adult with a disability or a caregiver, your first call should be to your Area Agency on Aging and Disability. The statewide, toll free number connects you to the local Aging and Disability Resource Center.

East Tennessee Area Agency on Aging and Disability Regional not-for-profit agency providing information, advocacy, access and home support services to elders and persons with disabilities in the middle East Tennessee region. As a regional office, we administer funds to provide group and home-delivered meals, homemaker services, personal care services, legal services, ombudsman services, limited transportation services, information and assistance services, case management, Medicare insurance counseling services, health promotion services, senior centers, county offices on aging, and public guardianship services. These services are provided directly and through a number of service provider contracts in the region

Knoxville-Knox County Community Action Committee The CAC Office on Aging is a public nonprofit agency. It has the major responsibility in Knoxville and Knox County of planning for services for senior citizens; assessing needs of older citizens and developing resources to meet those needs; coordinating services for the elderly to minimize duplication and avoid overlap–whether provided by public, nonprofit, or for-profit organizations; providing information about services and programs to older citizens and their families and connecting them to those services; and advocating on behalf of older citizens.

Tennessee Commission on Aging and Disability The Commission is the designated state unit on aging mandated to provide services of the Older Americans Act and other discretionary grants.

Department of Human Services Adult Protective Services Division Adult Protective Services may assist an adult in any living arrangement including nursing homes, group homes, their own homes, homes of relatives or friends, etc.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Not finding what you’re looking for? Take a look below.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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