Memory Care in Worcester, MA

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Worcester Massachusetts Memory care: Communities caring for Alzheimer’s disease and questions when looking for care

Worcester is a city in central Massachusetts. There are many sites to see, especially in regards to the arts. The vast collection at the central Worcester Art Museum includes Roman mosaics, Impressionist paintings and medieval armor. Now a museum, Salisbury Mansion is an 18th-century Georgian-style building, restored to its 1830s appearance. Architecturally, Worcester is notable for its large number of 19th century triple-decker houses, Victorian-era mill architecture, and lunch car diners such as Miss Worcester. Worcester is the principal city of Central Massachusetts, and is a regional government, employment and transportation hub.

About Memory Care in Worcester

Massachusetts is rich in American history, and it’s also home to over 1.2 million aging adult residents 65 and older. 130,000 residents of Massachusetts live with Alzheimer’s disease and other forms of dementia. Cognitive decline requires specialized care and attention. Memory care communities provide care for residents with Alzheimer’s disease and other forms of dementia. Memory care in Massachusetts is a specific form of care designed to keep residents safe while receiving the appropriate care in a comfortable setting. Not all senior care involves your loved one moving into a nursing home. There are several different options aside from nursing homes to fit your loved ones needs. 

Memory care in Massachusetts is often offered in an assisted living facility or community. These specialized care communities create programs designed to meet the needs of people who require specific care, with specially trained staff and a secure environment to ensure the safety of residents.

Considerations when looking for care in Worcester

With a population of 205,918, Worcester is sprawling with the perfect balance of country side and city.  The warm season lasts from May 31 to September 16, with an average daily high temperature above 72°F. The cold season lasts from December 2 to March 13, with an average daily high temperature below 43°F.

Cities near Worcester

  • Spencer – 11 miles west of Worcester
  • Shrewsbury – 8 miles east of Worcester
  • Oxford – 12 miles south of Worcester
  • Holden – 8 miles north of Worcester

Pricing and How to Pay for Memory Care

The state of Massachusetts is one of the most expensive places to receive memory care. Typically, the northeast region of the United States is costly in comparison with other regions. The national average cost of memory care is $5,650 / month. In Massachusetts you’ll find the average to be $8,135 / month and $7,100 / month in Worcester.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Healthcare Providers in Worcester

Worcester Medical Center

123 Summer St, Worcester, MA 01605

Epworth Methodist Church – Free Medical Program

64 Salisbury St, Worcester, MA 01609

UMass Memorial Health

55 N Lake Ave, Worcester, MA 01655

Central Massachusetts Agency on Aging seeks to outreach to older persons and their caregivers, hoping to educate them on services and programs that are meant to serve and assist them to remain safely and securely in our communities.

Age Strong Commission As an AAA, the Commission provides funding to community partners to provide services to seniors in the neighborhoods. The Commission also provides direct services to seniors such as advocacy, information and referral, transportation, volunteer opportunities and cultural and social events.

Executive Office of Elder Affairs State Agency that contracts with local service providers.

Greater Springfield Senior Services, Inc. is an Area Agency on Aging (AAA) and Aging Services Access Point (ASAP) providing services to help preserve the independence, and quality of life of elders and disabled persons desiring to remain within their own.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Not finding what you’re looking for? Take a look below.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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