Massachusetts Memory care: Communities caring for Alzheimer’s disease and questions when looking for care
Cambridge is a city in Massachusetts, across the Charles River from Boston. The city is best known for being the home of two world-class universities, Harvard University and Massachusetts Institute of Technology (MIT). At the heart of campus, grassy Harvard Yard is anchored by the neoclassical Widener Library. Harvard Square has cafes, bars and bookstores. The Harvard Art Museums comprise the Fogg, Busch-Reisinger and Arthur M. Sackler collections. With two campuses filling its city, Cambridge is beautifully designed to be walkable with classical academia sights.
About Memory Care in Cambridge
Massachusetts is rich in American history, and it’s also home to over 1.2 million aging adult residents 65 and older. 130,000 residents of Massachusetts live with Alzheimer’s disease and other forms of dementia. Cognitive decline requires specialized care and attention. Memory care communities provide care for residents with Alzheimer’s disease and other forms of dementia. Memory care in Massachusetts is a specific form of care designed to keep residents safe while receiving the appropriate care in a comfortable setting. Not all senior care involves your loved one moving into a nursing home. There are several different options aside from nursing homes to fit your loved ones needs.
Memory care in Massachusetts is often offered in an assisted living facility or community. These specialized care communities create programs designed to meet the needs of people who require specific care, with specially trained staff and a secure environment to ensure the safety of residents.
Considerations when looking for care in Cambridge
The hottest month of the year in Cambridge is July, with an average high of 82°F and low of 66°F. The cold season lasts from December 4 to March 15, with an average daily high temperature below 45°F. With a population of 117,090, Cambridge has one memory care center.
Memory Care Communities near Cambridge, Massachusetts
Newton Wellesley Center For Alzheimer's Care
Wellesley, Massachusetts 02482
Cities Near Cambridge
Boston – 3 miles east of Cambridge
Medford – 4 miles north of Cambridge
Waltham – 7 miles west of Cambridge
Lexington – 10 miles north of Cambridge
Pricing and How to Pay for Memory Care
The state of Massachusetts is one of the most expensive places to receive memory care. Typically, the northeast region of the United States is costly in comparison with other regions. The national average cost of memory care is $5,650 / month, Massachusetts on average charges $8,135 / month for memory care. Cambridge is even more costly, you can find memory care for $8,550 / month.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers in Cambridge
Cambridge Health Alliance
237 Hampshire St, Cambridge, MA 02139
Harvard University Health Services
1563 Massachusetts Ave, Cambridge, MA 02138
CHA Cambridge Hospital
1493 Cambridge St, Cambridge, MA 02139
Mount Auburn Hospital
330 Mt Auburn St, Cambridge, MA 02138
Local Resources and Links – Massachusetts
Central Massachusetts Agency on Aging seeks to outreach to older persons and their caregivers, hoping to educate them on services and programs that are meant to serve and assist them to remain safely and securely in our communities.
Age Strong Commission As an AAA, the Commission provides funding to community partners to provide services to seniors in the neighborhoods. The Commission also provides direct services to seniors such as advocacy, information and referral, transportation, volunteer opportunities and cultural and social events.
Executive Office of Elder Affairs State Agency that contracts with local service providers.
Greater Springfield Senior Services, Inc. is an Area Agency on Aging (AAA) and Aging Services Access Point (ASAP) providing services to help preserve the independence, and quality of life of elders and disabled persons desiring to remain within their own.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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