Memory Care in Evansville, IN

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Assisted Living in Evansville, Indiana

Memory Care in Evansville, Indiana: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Memory care in Evansville, Indiana, provides specialized support for seniors living with Alzheimer’s and other forms of dementia in a safe, compassionate environment. With Indiana ranking in the top 20 states for assisted living care, families can trust that Evansville’s memory care communities deliver high-quality services tailored to cognitive health. These facilities offer structured routines, personalized care plans, and engaging activities to enhance residents’ well-being and maintain their dignity.

Some are available for private pay, and others for Medicaid-paid residents. Memory Care provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Evansville, Indiana

About Memory Care in Evansville, IN

In Evansville, Indiana, memory care is defined as a specialized form of senior living designed to meet the unique needs of individuals with Alzheimer’s disease, dementia, and other memory-related conditions. Memory care communities provide 24-hour supervised care, ensuring a secure environment with specially trained staff who offer assistance with daily tasks, medication management, and behavioral support. These facilities also incorporate structured activities and cognitive therapies to promote mental engagement and maintain quality of life. With a focus on personalized care and safety, memory care in Evansville offers a comforting solution for seniors over 55 and their families.

Considerations when looking for Senior housing in Evansville, IN

There are 8 memory care communities in Evansville, Indiana. The estimated population of Evansville is 115,332 with 17.1% of that number being those ages 65 and older. In Evansville, the summers are long, hot, and muggy; the winters are very cold, wet, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 26°F to 88°F and is rarely below 10°F or above 94°F.

Cities near Evansville, IN

  • Newburgh, IN – 10 miles east
  • Henderson, KY – 12 miles south
  • Mount Vernon, IN – 22 miles west
  • Boonville, IN – 18 miles northeast
  • Oakland City, IN – 36 miles north

Pricing and How to Pay for Memory Care

Paying for senior care depends on several factors. On average, residents can expect to pay $6,958 per month for memory care services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Evansville, IN

Deaconess Midtown Hospital

  • Address: 600 Mary St, Evansville, IN 47710
  • Phone: 812-450-5000

Ascension St. Vincent Evansville

  • Address: 3700 Washington Ave, Evansville, IN 47714
  • Phone: 812-485-4000

Select Specialty Hospital – Evansville

  • Address: 400 SE 4th St, Evansville, IN 47713
  • Phone: 812-421-2500

Deaconess Gateway Hospital

  • Address: 4011 Gateway Blvd, Newburgh, IN 47630
  • Phone: 812-842-2000

The Heart Hospital at Deaconess Gateway

  • Address: 4007 Gateway Blvd, Newburgh, IN 47630
  • Phone: 812-842-4784

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

CICOA Aging and In-Home Solutions As the Area Agency on Aging serving Central Indiana, CICOA Aging and In Home Solutions connects people seeking help for themselves or a loved one with community resources for older adults, people with disabilities and family caregivers.

Indiana Adult Protective Services The Adult Protective Services (APS) investigates reports and provides intervention and protection to endangered adults who are victims of abuse, neglect, or exploitation.

State Health Insurance Assistance Program (SHIP) SHIP provides health insurance counseling through a partnership with 81 non-profit organizations most of which are senior centers, Area Agencies on Aging, and hospitals.

Indiana Senior Medicare Patrol Senior Medicare Patrol, or SMP, programs help Medicare and Medicaid beneficiaries protect against, detect, prevent, and report health care fraud.

State Long Term Care Ombudsman The Indiana Long-Term Care Ombudsman Program advocates for residents of long-term care facilities, which includes nursing facilities and licensed assisted living facilities. Our primary purpose is to promote and protect the Resident Rights guaranteed to residents under federal and state law.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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