Memory Care in Colorado Springs, CO

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find adult care homes in colorado springs colorado

Colorado: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Colorado Springs and Boulder are among American cities people might want to look into for their retirement living plans. Colorado Springs is a city in Colorado at the eastern foot of the Rocky Mountains. It lies near glacier-carved Pikes Peak, a landmark in Pike National Forest with hiking trails and a cog railway leading to its 14,114-ft. summit. The city’s Garden of the Gods park features iconic red-sandstone formations and mountain views.

About Memory Care in Colorado Springs

Colorado senior residents take up early 15% of the state’s overall population. Because of the large percentage of senior citizens in the state, there is excellent health care available to residents. There are a variety of senior housing and care options, including specialized care for those with cognitive impairments. Memory care communities in Colorado provide care for residents with Alzheimer’s disease and other forms of dementia in a safe and comfortable setting. These specialized care communities create programs designed to meet the needs of people who require specific care, as well as specially trained staff and a secure environment to ensure the safety of residents.

Memory care communities offer a variety of services from trained staff. Standard procedures meet the needs of health (transportation to doctors’ appointments), daily living activities (this includes meals, bathing, dressing and toileting), and the social needs of residents. Memory care communities may have organized calendars to keep residents engaged and active. These communities and relationships promote healthy and happy lives. 

Considerations when looking for care in Colorado Springs

There are over 20 assisted living residences with memory care in Colorado Springs. The population of this city is about 483,956 people, a bit bigger than Boulder but not nearly as big as Denver. The warm season lasts from June 6 to September 14, with an average daily high temperature above 76°F. November 20 to March 4 is the cold season, with an average daily high temperature below 51°F.

Cities near Colorado Springs 

  • Black Forest – 19 miles north of Colorado Springs
  • Fort Carson – 8 miles south of Colorado Springs
  • Manitou Springs – 5 miles west of Colorado Springs
  • Cimarron Hills – 8 miles east of Colorado Springs

Pricing and How to Pay for Memory Care

Colorado memory care is usually 20-40% more expensive than assisted living, and typically costs more than other senior care. This is a result of the specific care provided to residents, the specially trained staff and the enhanced security measures in place for the safety of residents. Typically, senior care in Colorado is more expensive than the national average by about $325 / month.

  • Average cost of memory care in Colorado: $5,900 / month
  • National average cost of a memory care community: $5,625 / month

The costs may vary dramatically depending on your location and what the community offers. Colorado Springs’ estimated monthly cost for memory care is $5,829 / month

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting What is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (there is a plethora of more things to consider), get to know the leadership in the building. If you feel good around the executive director, head nurse, lead activities director and even the chef or janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Healthcare Providers in Colorado Springs

Centura Penrose Hospital

2222 N Nevada Ave, Colorado Springs, CO 80907

UCHealth Emergency Care – Memorial Hospital Central

1400 E Boulder St, Colorado Springs, CO 80909

Kaiser Permanente Premier Medical Offices

3920 N Union Blvd, Colorado Springs, CO 80907

Area Agency on Aging  Boulder County offers services to adults 60 and over and their adult caregivers. They also provide assistance to Medicare beneficiaries and residents of any age who live in a long-term care facility. Provides information, referral, and options counseling to anyone 18 or older with a disability as well as to older adults through the Aging and Disability Resource for Colorado program. Legal assistance is offered via one of our contractors, not directly.

Denver Regional Council of Governments Provides information and assistance for people 60 and older or 18-plus with a disability, their families, and service providers. Referrals to local resources and services.

Larimer County Office on Aging The Larimer County Office on Aging LCOA provides Information and Referral through the ADRC, Title III services including In Home Services Voucher, Chore Voucher, Respite Voucher, application assistance and options counseling. Additional services include grant management and long term care ombudsman program community education and key member of the Partnership for Age Friendly Communities in Larimer County.

Park County Department of Human Services Adult Protection Services (APS) are provided to at-risk adults age 18 and older who, due to age or disability, are unable to protect themselves and have no one to advocate on their behalf. The Adult Protection program responds to reports of Abuse (physical or sexual), Neglect (caregiver or self), and Financial Exploitation.

Pikes Peak Area Council of Governments PPACG serves as the Area Agency on Aging for Colorado Springs and provides programs and services for older adults and their caregivers. A person must be 60 years of age or older to be eligible for a service provided by the Older Americans Act (OAA).

Disability Law Colorado offers legal representation, information and referrals to people with disabilities, older people, and their families.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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