Great Falls Montana: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
As the name hints, Great Falls is surrounded by water. The Mississippi River runs through the town giving it the nickname of Electric City due to the number of dams used to harness the river’s energy. Great Falls has plenty to engage with for everyone. They are a culturally rich location with enormous pride of the famous travelers who passed through. They have many traditions in regards to Lewis and Clark as well as the wildlife that roamed the area before us.
About Skilled Nursing Facilities in Great Falls
Long-term care facility is the Montana terminology for Skilled Nursing. These facilities provide skilled nursing care, intermediate nursing care, or intermediate developmental disability care to an individual. Skilled nursing care is defined as “the provision of nursing care services, health-related services, and social services under the supervision of a licensed registered nurse on a 24-hour basis. Intermediate nursing care is defined as “the provision of nursing care services, health related services, and social services under the supervision of a licensed nurse to patients not requiring 24-hour nursing care” Intermediate developmental disability care is defined as “the provision of intermediate nursing care services, health-related services, and social services for persons with a developmental disability, or for persons with related problems.
Considerations when looking for care in Great Falls
Great falls has 3 long-term care facilities. Their population is 60,403 people , 20% of which are above 65. The weather has its highs and lows of 18°F to 86°F.
Memory Care Communities near Great Falls, Montana
Cities Near Great Falls
- Sun Prairie – 10 miles west of Great Falls
- Ulm – 11 miles south of Great Falls
- Vaughn – 12 miles west of Great Falls
- Cascade – 20 miles south of Great Falls
Pricing and How to Pay
Paying for Senior Living and Care will vary depending on a few factors. For instance, the level of care needed; the income and savings of the resident; the state and location of the community; or if the resident is a veteran. In the United States there are over 400 programs that may offer some monetary relief for senior care, but often the majority of costs are covered by private funds and family assistance. These funds come from our Federal, State, and Local Governments.
It is important to take your time when exploring payment and coverage options.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicare will TYPICALLY cover Skilled Nursing (SNF) care ONLY under these factors:
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
- The person has Medicare Part A, and has available days left in their benefit period. The person has a qualified hospital stay. (3 consecutive midnights or more)
- The individual must enter SNF within 30 days of leaving the hospital.
- The person’s doctor has ordered inpatient services at a skilled nursing facility.
- The individual must need and receive the skilled care daily. The care provided must be care that the person can only receive in a SNF.
- The person needs skilled services because of an ongoing condition or a new condition that started while in a SNF for treatment of an ongoing condition.
- The skilled services must be reasonable and necessary for the treatment of the condition.
- You must receive the care in a Medicare certified SNF.
Medicaid – MAYBE:
Medicaid can be a payer source if the patient needs both care and has a financial hardship based on the individual state criteria. Eligible participants include: low-income adults, elderly adults and people with disabilities. The program is funded jointly by each state and the federal government; and national guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines. Every state has their own individual Medicaid assistance program. Each state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- Skilled nursing falls under Medicaid’s Nursing Facility Services.
- People who are eligible for Medicaid must meet the state criteria for skilled nursing care.
- The state of residency must abide by federal law and regulations when setting their skilled nursing care requirements.
- The patient meets the state guidelines for income and asset limits.
If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.For a clearer understanding on coverage contact your State Health Insurance Assistance Program.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to ask a skilled nursing facility
- Is the facility licensed?
- Has the facility’s license ever been revoked?
- Is the facility Medicare/Medicaid certified?
- What types of insurance is accepted?
- Are all specific medical needs able to be met?
- What services are offered?
- What is the rate for basic care?
- Are any reviews available to be seen by the public?
- Are protocols in place to ensure healthy, balanced meals?
- What if an individual has specific dietary restrictions, can they be met at the facility?
Additional questions and inquiries to ask skilled nursing facilities
- What should a new resident (patient) bring with them?
- What is the difference between skilled nursing and assisted living?
- What happens in case of an emergency?
- Can the family pet visit the resident?
- What is the level of privacy?
- What are the available social activities?
- What is the hours for family visits?
- Can patients request special meals for dietary needs?
- Are skilled nursing facilities connected to hospitals?
- How big are the rooms?
- What are the training requirements of skilled nurses?
Local Hospitals and Healthcare Providers in Great Falls
Great Falls Clinic Specialty Center
3000 15th Ave S, Great Falls, MT 59405
Great Falls VA Clinic
1400 29th St S, Great Falls, MT 59405
Great Falls Clinic Hospital
3010 15th Ave S, Great Falls, MT 59405
Resources and Links – Montana
Montana Office on Aging The Aging Service Bureau is housed in the Senior and Long Term Care Division under the Montana Department of Public Health and Human Services. The office is responsible for the administration of the Older American Act through the ten Area Agencies on Aging.
Area 2 Agency on Aging is an Adult and Disability Resource Center providing information and assistance to elderly individuals and adult individuals with a disability. They connect individuals to needed services, provide counseling on long term care needs, help with applications for assistance to various programs and help develop programs to meet the needs of local residents. Area 2 serves those in Judith Basin, Fergus, Petroleum, Wheatland, Golden Valley, Musselshell, Sweet Grass, Stillwater, Yellowstone, Caron, and Big Horn.
Area 5 Area Agency on Aging is an Adult and Disability Resource Center providing information and assistance to elderly individuals and adult individuals with a disability. They serve those in Beaverhead, Deer Lodge, Granite, Madison, Powell, and Silver Bow.
Missoula Aging Services Missoula Aging Services provides a wide array of programs and services for older adults, people with disabilities and those who care for them. As a one stop shop, comprehensive services and referrals are available (both an Area Agency on Aging and an Aging and Disability Resource Center). Programs include homemaker and respite services, hospital to home transitions, retirement services, personal consultations, help with Medicare/Medicaid/Social Security, transportation assistance, Meals on Wheels, liquid supplements, congregate (group) meals, farmers’ market coupons, veteran directed care, caregiver support groups, companions for older adults, hundreds of volunteer opportunities, certified local ombudsman (advocates), onsite resource library, community classes (Medicare workshops, training for caregivers, balance improvement), elder abuse prevention, and statewide Medicare fraud prevention.
Area 8 Agency on Aging It is the mission of Cascade County Aging Services to promote an enhanced quality of life for a diverse population of older adults residing in this community by providing a comprehensive and coordinated system of services such as information and assistance, Senior Medicare Patrol, State Health Insurance and Assistance (SHIP), congregate and home delivered meals.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
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