Skilled Nursing in Fort Collins, CO

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Skilled Nursing in Fort Collins Colorado: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Many seniors are searching for Skilled Nursing in Fort Collins, Colorado. This is the perfect retirement place for those who want a thriving downtown area, notable amenities for retirees, and picturesque mountain views. Its Old Town historic district has 1800s houses, a vintage trolley, specialty shops and restaurants. The Fort Collins Museum of Discovery features interactive science, history and nature exhibits, plus a digital dome theater. West of the city, trails criss-cross Horsetooth Mountain Open Space, known for the peak’s distinctive Horsetooth Rock formation and Horsetooth Falls. Fort Collins is 1 of only 5 towns in the nation designated a Platinum Level Bike-Friendly Community by the League of American Bicyclists.

There are over 500 senior care and living communities and facilities in Colorado, spread throughout the state in the well-known cities like Denver, Boulder, Aspen, Fort Collins, Pueblo, Grand Junction, Colorado Springs, and many others. 

nursing homes in Fort Collins Colorado

About Nursing Homes in Fort Collins

Colorado is home to nearly 850,000 senior residents. The number is expected to grow over the next several years. There are great incentives to retiring and living out the senior years of life in Colorado. Generous tax exemptions and the beautiful mountain ranges, cities known for fine dining and all the sports entertainment. It’s no surprise people are drawn to the state. And some aging adults, over time, may require care. You may hear the name “Nursing home” used to describe all types and levels of senior care. However, there are a variety of options aside from nursing homes. A Skilled Nursing facility is a state-licensed facility that provides a safe, therapeutic environment for individuals who require rehabilitative care. Skilled nursing in Colorado typically helps with the transition between a hospital and more permanent residence, which could be an assisted living or independent living community. Most often, skilled nursing is short-term acute care, but there may be long-term care services as well.

Considerations when looking for care in Fort Collins

In Fort Collins the warmest time of year is generally mid July where highs are regularly around 92.1°F, with temperatures rarely dropping below 60°F at night. The coldest month of the year in Fort Collins is December, with an average low of 20°F and high of 41°F. Fort Collins Population is 168,538 with over 20 skilled nursing facilities.

Cities near Fort Collins

  • Masonville – 15 miles south of Fort Collins
  • Laporte – 5 miles north of Fort Collins
  • Loveland – 13 miles south of Fort Collins
  • Arrowhead – 3 miles east of Fort Collins

Pricing and How to Pay for Skilled Nursing

The average cost for a semi-private room in Colorado will likely be around $9,3000 / month. A private room in Colorado skilled nursing is around $10,000 / month.

Average daily costs for skilled nursing:

  • The national average cost (according to Genworth) for skilled nursing care per day is $325. This may not include all supplies, medications, therapy or rehab. 
  • Private rooms are more expensive at $340 per day. 
  • A shared room averages out to $310 per day.

Paying for Senior Living and Care will vary depending on a few factors. For instance, the level of care needed; the income and savings of the resident; the state and location of the community; or if the resident is a veteran. In the United States there are over 400 programs that may offer some monetary relief for senior care, but often the majority of costs are covered by private funds and family assistance. These funds come from our Federal, State, and Local Governments. 

It is important to take your time when exploring payment and coverage options.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicare -MAYBE:

Medicare will TYPICALLY cover Skilled Nursing (SNF) care ONLY under these factors: 

  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.
  • The person has Medicare Part A, and has available days left in their benefit period. The person has a qualified hospital stay. (3 consecutive midnights or more) 
  • The individual must enter SNF within 30 days of leaving the hospital. 
  • The person’s doctor has ordered inpatient services at a skilled nursing facility. 
  • The individual must need and receive the skilled care daily. The care provided must be care that the person can only receive in a SNF. 
  • The person needs skilled services because of an ongoing condition or a new condition that started while in a SNF for treatment of an ongoing condition. 
  • The skilled services must be reasonable and necessary for the treatment of the condition.  
  • You must receive the care in a Medicare certified SNF.

Medicaid – MAYBE:

Medicaid can be a payer source if the patient needs both care and has a financial hardship based on the individual state criteria. Eligible participants include: low-income adults, elderly adults and people with disabilities. The program is funded jointly by each state and the federal government; and national guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines. Every state has their own individual Medicaid assistance program. Each state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.

  • Skilled nursing falls under Medicaid’s Nursing Facility Services. 
  • People who are eligible for Medicaid must meet the state criteria for skilled nursing care. 
  • The state of residency must abide by federal law and regulations when setting their skilled nursing care requirements.  
  • The patient meets the state guidelines for income and asset limits.

If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.For a clearer understanding on coverage contact your State Health Insurance Assistance Program.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to ask a skilled nursing facility

  • Is the facility licensed?
  • Has the facility’s license ever been revoked?
  • Is the facility Medicare/Medicaid certified?
  • What types of insurance is accepted?
  • Are all specific medical needs able to be met?
  • What services are offered?
  • What is the rate for basic care?
  • Are any reviews available to be seen by the public?
  • Are protocols in place to ensure healthy, balanced meals?
  • What if an individual has specific dietary restrictions, can they be met at the facility?

Additional questions and inquiries to ask skilled nursing facilities

  • What should a new resident (patient) bring with them?
  • What is the difference between skilled nursing and assisted living?
  • What happens in case of an emergency?
  • Can the family pet visit the resident?
  • What is the level of privacy?
  • What are the available social activities?
  • What is the hours for family visits?
  • Can patients request special meals for dietary needs?
  • Are skilled nursing facilities connected to hospitals?
  • How big are the rooms?
  • What are the training requirements of skilled nurses?

Local Hospitals and Healthcare Providers in Fort Collins

Banner Health Center

4700 Lady Moon Dr, Fort Collins, CO 80528

Kaiser Permanente Spring Creek Medical Offices

1136 E Stuart St, Fort Collins, CO 80525

UCHealth Harmony Campus

2121 E Harmony Rd, Fort Collins, CO 80528

Area Agency on Aging  Boulder County offers services to adults 60 and over and their adult caregivers. They also provide assistance to Medicare beneficiaries and residents of any age who live in a long-term care facility. Provides information, referral, and options counseling to anyone 18 or older with a disability as well as to older adults through the Aging and Disability Resource for Colorado program. Legal assistance is offered via one of our contractors, not directly.

Denver Regional Council of Governments Provides information and assistance for people 60 and older or 18-plus with a disability, their families, and service providers. Referrals to local resources and services.

Larimer County Office on Aging The Larimer County Office on Aging LCOA provides Information and Referral through the ADRC, Title III services including In Home Services Voucher, Chore Voucher, Respite Voucher, application assistance and options counseling. Additional services include grant management and long term care ombudsman program community education and key member of the Partnership for Age Friendly Communities in Larimer County.

Park County Department of Human Services Adult Protection Services (APS) are provided to at-risk adults age 18 and older who, due to age or disability, are unable to protect themselves and have no one to advocate on their behalf. The Adult Protection program responds to reports of Abuse (physical or sexual), Neglect (caregiver or self), and Financial Exploitation.

Pikes Peak Area Council of Governments PPACG serves as the Area Agency on Aging for Colorado Springs and provides programs and services for older adults and their caregivers. A person must be 60 years of age or older to be eligible for a service provided by the Older Americans Act (OAA).

Disability Law Colorado offers legal representation, information and referrals to people with disabilities, older people, and their families.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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