Montgomery Skilled Nursing: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Alabama’s capital is Montgomery, and the city of Huntsville is the largest city by population. The oldest city is Mobile which was founded in 1702. The largest metropolitan area is Birmingham which also serves as the states economic center. Alabama has a subtropical climate with an average of 64 degrees and temperatures tend to be warmer in the southern part of the state near the Gulf of Mexico, while the northern areas near the Appalachian mountains are much cooler. Skilled Nursing facilities in Montgomery could accept State Medicaid, private payers, and long-term care insurance which helps to relieve the financial burden of senior care, and could be more cost effective than home care.
About Skilled Nursing in Montgomery
For an individual who requires physical or cognitive care, providing home care can be difficult and costly. Assisted living communities do an incredible job filling that need. Levels of senior care range from minimal, such as providing meals and housing, to advanced care, such as mobility assistance and medication administration. Assisted living facilities provide individualized health management in a comfortable setting and focus on maintaining independence, privacy, and dignity. Adult care homes relieve the burden of home caregivers and offer seniors a more enriching quality of life.
Considerations When Looking for Skilled Nursing in Montgomery
Montgomery is the capital of Alabama. In the past decade it has experienced a resurgence of revitalization which has brought increased housing to the downtown area as well as restaurants and retails. The completion of the Convention Center has further promoted growth in the downtown area and attracted more high-end businesses. These features and more have led to Montgomery becoming a preferred location for senior citizens to retire, so the need for senior care in Montgomery is significant.
Skilled Nursing Facility Communities near Montgomery, Alabama
Wetumpka Health And Rehabilitation, Llc
Wetumpka, Alabama 36092
Selma Health And Rehab Llc
Montgomery, Alabama 36117
Prattville Health And Rehabilitation, Llc
Prattville, Alabama 36066
Orchard Rehabilitation & Healthcare Center
Hayneville, Alabama 36040
Montgomery Children's Specialty Center
Montgomery, Alabama 36110
Montgomery Health And Rehab Llc
Montgomery, Alabama 36116
Merry Wood Lodge
Elmore, Alabama 36025
John Knox Manor, Inc. Ii
Montgomery, Alabama 36116
Montgomery, Alabama 36109
Father Purcell Memorial Exceptional Children's Center
Montgomery, Alabama 36108
Cities Near Montgomery
- Montgomery, AL
- Mobile, AL
- Huntsville, AL
- Birmingham, AL
- Tuscaloosa, AL
The Cost of Skilled Nursing in Montgomery
The cost of assisted living in Alabama is much less than the national average. The average monthly cost of assisted living in Alabama is $3,500. The national average cost of assisted living is $4,500 per month. Costs will vary because of the level of care a resident requires, and additional amenities, as well as the city in which you find a community or facility. Benefits of assisted living are being able to provide health services to those who may need assistance with the activities of daily living. Demand is on the rise, and so too is the cost of assisted living facilities. Accordingly, costs have risen an average of 4.65% since 2020, and the national average for a private, one-bedroom with round the clock care was reported to be $54,000 annually in 2021.
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Resources and Links- Alabama
Alabama Department of Senior Services – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Alabama Department of Human Resources Adult Protective Services Division – The mission of the Adult Protective Services Division is to support and enable County Departments to protect elderly and disabled adults from abuse, neglect, and exploitation and prevent unnecessary institutionalization.
Alabama State Health Insurance Counseling Program – The Alabama Health Insurance Counseling Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.
Legal Services Alabama, Inc – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
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