Assisted Living in Rapid City, South Dakota: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources
Residential Assisted Living in Rapid City, South Dakota offers a tranquil and supportive environment for seniors seeking personalized care and companionship in their golden years. With the state’s dedication to quality senior living evident in its ranking as one of the top states for assisted living facilities, residents can rest assured knowing they’re in capable hands. From picturesque surroundings to a vibrant community atmosphere, Rapid City’s assisted living options provide the perfect blend of comfort, security, and independence for those aged 55 and above. Come experience the warmth of South Dakota’s hospitality as you embark on this new chapter of life.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Rapid City, South Dakota
Fountain Springs Healthcare Center
Rapid City, South Dakota 57702
Clarkson Health Care
Rapid City, South Dakota 57702
The Village At Skyline Pines
Rapid City, South Dakota 57701
There's A Hart
Rapid City, South Dakota 57701
The Victorian Assisted Living
Rapid City, South Dakota 57701
The Courtyard Westhills Village
Rapid City, South Dakota 57701
Peaceful Pines Senior Living
Rapid City, South Dakota 57701
Morningstar Assisted Living
Rapid City, South Dakota 57701
Heritage Place
Rapid City, South Dakota 57702
Good Samaritan Society-echo Ridge
Rapid City, South Dakota 57701
About Assisted Living in Rapid City, SD
In Rapid City, South Dakota, residential assisted living is defined as a comprehensive and supportive housing option tailored to the unique needs of seniors aged 55 and above. These facilities offer a range of services designed to promote independence, comfort, and well-being, including assistance with activities of daily living such as bathing, dressing, and medication management. Additionally, residents benefit from nutritious meal plans, housekeeping, transportation services, and engaging recreational activities, fostering a vibrant and fulfilling lifestyle within a secure and welcoming community setting.
Considerations when looking for Senior housing in Rapid City, SD
There are 16 assisted living facilities in Rapid City, South Dakota. The estimated population of Rapid City is 78,824 with 20% of that number being those ages 65 and older. In Rapid City, the summers are warm and mostly clear and the winters are freezing, snowy, windy, and partly cloudy. Over the course of the year, the temperature typically varies from 17°F to 87°F and is rarely below -3°F or above 98°F.
Cities near Rapid City, SD
- Black Hawk, SD: Approximately 10 miles to the north of Rapid City.
- Box Elder, SD: Roughly 10 miles to the northeast of Rapid City.
- Hermosa, SD: Around 24 miles to the southwest of Rapid City.
- Keystone, SD: Approximately 22 miles to the south of Rapid City.
- Summerset, SD: Roughly 12 miles to the northwest of Rapid City.
Pricing and How to Pay for Assisted Living
Paying for senior care depends on several factors. On average, residents can expect to pay $5,565 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Rapid City, SD
- Monument Health Rapid City Hospital
- Address: 353 Fairmont Blvd, Rapid City, SD 57701
- Phone: (605) 755-1000
- Black Hills Surgical Hospital
- Address: 1868 Lombardy Dr, Rapid City, SD 57703
- Phone: (605) 721-4700
- Rapid City Medical Center
- Address: 2820 Mount Rushmore Rd, Rapid City, SD 57701
- Phone: (605) 342-3280
- Rapid City VA Health Care System
- Address: 113 Comanche Rd, Rapid City, SD 57701
- Phone: (605) 718-3000
- The Heart Doctors
- Address: 640 Flormann St, Rapid City, SD 57701
- Phone: (605) 342-3278
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Resources and Links
South Dakota Long-Term Services & Support SHIINE provides free, confidential and unbiased counseling to Medicare beneficiaries in South Dakota. The counselors work with individuals by educating them on Medicare and how to protect their benefits and avoid fraud.
Long Term Services and Supports Adult Protective Services Report suspected or known abuse of a person who has a mental illness.
Senior Health Information & Insurance Education (SHIINE) The program offers counseling and assistance on a variety of topics including: Medicare, Medicaid, Medicare Supplemental Insurance- long term care financing options and other health insurance options.
Ombudsman Program Area Ombudsmen receive, investigate and seek to resolve complaints from, or on behalf of, residents of long-term care and residential facilities.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
