Assisted Living in Aberdeen, SD

Assisted Living in Aberdeen South Dakota

Residential Assisted Living in Aberdeen, South Dakota offers a welcoming and supportive environment for seniors seeking comfort and care in their later years. With South Dakota ranking as one of the top states for assisted living facilities, residents can expect high-quality services tailored to their individual needs. From compassionate assistance with daily tasks to engaging social activities, Aberdeen’s assisted living options provide a nurturing community where seniors aged 55 and above can thrive and enjoy a fulfilling lifestyle.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Aberdeen South Dakota

About Assisted Living in Aberdeen, SD

In Aberdeen, South Dakota, residential assisted living is defined as a comprehensive and compassionate housing option specifically designed to meet the diverse needs of seniors aged 55 and above. These facilities offer a wide range of personalized services aimed at promoting independence, comfort, and overall well-being. From assistance with daily activities such as bathing, grooming, and medication management to nutritious meal plans, housekeeping, and transportation services, residents can expect a supportive environment that fosters a sense of community and security. Additionally, social and recreational activities are often provided to ensure a vibrant and fulfilling lifestyle for every resident.

Considerations when looking for Senior housing in Aberdeen, SD

There are 6 assisted living facilities in Aberdeen, South Dakota. The estimated population of Aberdeen is 28,210 with 16.4% of that number being those ages 65 and older. In Aberdeen, the summers are warm; the winters are freezing, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 5°F to 85°F and is rarely below -16°F or above 94°F.

Cities near Aberdeen, SD

  • Groton, SD: Approximately 18 miles to the northeast of Aberdeen.
  • Warner, SD: Roughly 12 miles to the southeast of Aberdeen.
  • Frederick, SD: Around 18 miles to the northwest of Aberdeen.
  • Ipswich, SD: Approximately 22 miles to the west of Aberdeen.
  • Columbia, SD: Roughly 26 miles to the southwest of Aberdeen.

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, residents can expect to pay $4,299 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Aberdeen, SD

  • Avera St. Luke’s Hospital
    • Address: 305 S State St, Aberdeen, SD 57401
    • Phone: (605) 622-5000

  • Sanford Aberdeen Medical Center
    • Address: 2905 3rd Ave SE, Aberdeen, SD 57401
    • Phone: (605) 626-4200

  • Sanford Clinic Aberdeen
    • Address: 3015 3rd Ave SE, Aberdeen, SD 57401
    • Phone: (605) 626-4200

  • Aberdeen Family Physicians
    • Address: 105 3rd Ave SE, Aberdeen, SD 57401
    • Phone: (605) 622-2600

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Resources and Links

South Dakota Long-Term Services & Support SHIINE provides free, confidential and unbiased counseling to Medicare beneficiaries in South Dakota. The counselors work with individuals by educating them on Medicare and how to protect their benefits and avoid fraud.

Long Term Services and Supports Adult Protective Services Report suspected or known abuse of a person who has a mental illness.

Senior Health Information & Insurance Education (SHIINE) The program offers counseling and assistance on a variety of topics including: Medicare, Medicaid, Medicare Supplemental Insurance- long term care financing options and other health insurance options.

Ombudsman Program Area Ombudsmen receive, investigate and seek to resolve complaints from, or on behalf of, residents of long-term care and residential facilities.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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