Assisted Living in Providence, RI

Assisted Living in Providence, Rhode Island: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources

In Providence, Rhode Island, Residential Assisted Living offers a warm and supportive community for individuals aged 55 and above. With Rhode Island ranking among the top states for assisted living facilities, residents can expect exceptional care and a welcoming atmosphere. From personalized assistance with daily activities to engaging social opportunities, Providence’s Residential Assisted Living promises a fulfilling lifestyle where seniors can thrive and enjoy their golden years with peace of mind.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

About Assisted Living in Providence, RI

In Providence, Rhode Island, Residential Assisted Living is characterized by comprehensive services tailored to meet the diverse needs of individuals aged 55 and above. These facilities provide personalized assistance with activities of daily living, including bathing, dressing, medication management, and meal preparation, delivered by trained and compassionate staff members. Additionally, residents benefit from access to amenities such as housekeeping, transportation, social activities, and medical care coordination, fostering a supportive and enriching environment that promotes independence and well-being in the heart of Providence.

Considerations when looking for Senior housing in Providence, RI

There are 12 assisted living facilities in Providence, Rhode Island. The estimated population of Providence is 189,563 with 11.8% of that number being those ages 65 and older. In Providence, the summers are warm, the winters are very cold and snowy, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 21°F to 83°F and is rarely below 7°F or above 90°F.

Cities near Providence, RI

• Pawtucket, RI: Northeast, approximately 4 miles away.
• Cranston, RI: West, approximately 5 miles away.
• East Providence, RI: East, approximately 3 miles away.
• North Providence, RI: North, approximately 5 miles away.
• Warwick, RI: South, approximately 9 miles away.

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, residents can expect to pay $7,040 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Providence, RI

• Rhode Island Hospital
  • Address: 593 Eddy St, Providence, RI 02903
  • Phone: (401) 444-4000

• Miriam Hospital
  • Address: 164 Summit Ave, Providence, RI 02906
  • Phone: (401) 793-2500

• Roger Williams Medical Center
  • Address: 825 Chalkstone Ave, Providence, RI 02908
  • Phone: (401) 456-2000

• VA Medical Center – Providence
  • Address: 830 Chalkstone Ave, Providence, RI 02908
  • Phone: (401) 273-7100

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

Resources and Links

Rhode Island Division of Elderly Affairs The Division of Elderly Affairs (DEA) is responsible for the development of community- based services and programs that encourage independence and preserve the dignity of seniors and adults with disabilities.

THE POINT Call or visit the Point to talk with a specialist today. Calls are free and confidential. We can help you identify your needs, explore resources and services, and help with applying to public and private programs. Get valuable information and assistance aboutHome and community-based care, Resources for caregivers and their families, Assistance with planning for Memory and Cognitive Care, Access to public assistance programs such as Medicare and Medicaid, SNAP, Heating and Utility Assistance 

Division of Elderly Affairs Protective Services Investigates complaints of elderly abuse of Rhode Islanders 60 and older by a family member, caregiver or person with duty of care. Abuse may include physical, emotional, sexual, financial exploitation, or abandonment.

Rhode Island Senior Health Insurance Program (SHIP) The State Health Insurance Assistance Program (SHIP) helps people find the right Medicare coverage at the right cost. SHIP also assists beneficiaries with limited income to apply for programs, such as Medicaid, Medicare Savings Program and Extra Help/Low Income Subsidy, which can subsidize or reduce healthcare costs.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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