Assisted Living in Philadelphia, PA

Assisted Living in Philadelphia, Pennsylvania: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources

In Philadelphia, Pennsylvania, Residential Assisted Living offers a compassionate and supportive environment for seniors aged 55 and above. With the state ranking high in terms of assisted living facilities, seniors can expect top-notch care, engaging activities, and a vibrant community to call home. Whether enjoying cultural attractions in the city or exploring the serene surroundings, Philadelphia’s Residential Assisted Living promises a fulfilling lifestyle tailored to the needs and preferences of its residents.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

About Assisted Living in Philadelphia, PA

In Philadelphia, Pennsylvania, Residential Assisted Living encompasses a range of services designed to support the health, well-being, and independence of seniors aged 55 and above. These facilities offer personalized assistance with activities of daily living, including bathing, dressing, medication management, and meal preparation, provided by trained and compassionate staff members. Additionally, residents benefit from a variety of amenities such as housekeeping, transportation, social activities, and access to medical care coordination, ensuring a comfortable and enriching living environment tailored to their individual needs.

Considerations when looking for Senior living in Philadelphia, PA

There is 1 assisted living facility in Philadelphia, Pennsylvania. The estimated population of Philadelphia is 1,567,258 with 14% of that number being those ages 65 and older. In Philadelphia, the summers are warm, humid, and wet; the winters are very cold and snowy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 26°F to 87°F and is rarely below 13°F or above 94°F.

Cities near Philadelphia, PA

• Cherry Hill, NJ: South, approximately 8 miles away.
• Camden, NJ: Southeast, approximately 5 miles away.
• Bala Cynwyd, PA: West, approximately 6 miles away.
• Norristown, PA: Northwest, approximately 17 miles away.
• Wilmington, DE: Southwest, approximately 27 miles away.

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, residents can expect to pay $6,986 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Philadelphia, PA

• Hospital of the University of Pennsylvania
  • Address: 3400 Spruce St, Philadelphia, PA 19104
  • Phone: (215) 662-4000

• Thomas Jefferson University Hospitals
  • Address: 111 S 11th St, Philadelphia, PA 19107
  • Phone: (215) 955-6000

• Pennsylvania Hospital
  • Address: 800 Spruce St, Philadelphia, PA 19107
  • Phone: (215) 829-3000

• Temple University Hospital
  • Address: 3401 N Broad St, Philadelphia, PA 19140
  • Phone: (215) 707-2000

• Einstein Medical Center Philadelphia
  • Address: 5501 Old York Rd, Philadelphia, PA 19141
  • Phone: (215) 456-7890

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

Resources and Links

Philadelphia Corporation for Aging (PAC) The PCA mission is to improve the quality of life for older Philadelphians or people with disabilities and to assist them in achieving their maximum levels of health, independence, and productivity. For 50 years PCA has delivered vital programs and services to Philadelphia county. As one of the region’s largest nonprofits and partnering with 200 contracted providers, PCA offers services that allow individuals to remain engaged in their communities and empowered in their homes.

Pennsylvania Department of Aging The department provides a wide array of services and programs intended to help older Pennsylvanians live and thrive in their homes and communities for as long as possible. These services include home-delivered and congregate meals, caregiver support, health and wellness services, personal assistance, senior community centers, Medicare enrollment counseling, transportation, job training, elder abuse prevention, PACE prescription assistance and more.

Pennsylvania Link to Aging and Disability Resources  Easily connect you to local services/supports through any Link partner agency- Explore existing options to ensure a secure plan for independence- Assist consumers with applications to determine funding eligibility- Help consumers remain or return to their community because of a disability, an illness or accident, or to transition from an institution back to the community. There is no charge for information and assistance provided by any Link or Link partner agency.

Pennsylvania Senior Law Helpline The SeniorLAW Helpline is a free, confidential telephone legal service, staffed by attorneys, that is available to give Pennsylvania residents, 60 and older, legal information and advice.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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