Assisted Living in Fargo, North Dakota: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources
Residential Assisted Living in Fargo, North Dakota offers a nurturing and supportive environment for seniors seeking a comfortable lifestyle with personalized care. With North Dakota ranking among the top states for Assisted Living, residents can rest assured knowing they’re in a community that prioritizes quality of life and well-being. Experience the warmth of Fargo’s community, coupled with professional assistance tailored to individual needs, making it an inviting choice for those looking to thrive in their golden years.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Fargo, North Dakota
Bethany On 42nd
Fargo, North Dakota 58104
Bethany On University
Fargo, North Dakota 58103
Elim Care Center
Fargo, North Dakota 58104
The Evergreens Of Moorhead
Moorhead, Minnesota 56560
Serenity Living Center Inc
Dilworth, Minnesota 56529
Serenity Assisted Living & Mem
Dilworth, Minnesota 56529
Serenity Assisted Living
Dilworth, Minnesota 56529
River Pointe Of Moorhead
Moorhead, Minnesota 56560
Moorhead Manor
Moorhead, Minnesota 56560
Lilac Homes Assisted Living
Moorhead, Minnesota 56560
About Assisted Living in Fargo, ND
In Fargo, North Dakota, residential assisted living refers to a housing option designed for seniors who require some level of assistance with daily activities, such as bathing, dressing, medication management, and meal preparation, but who still desire a level of independence. These facilities offer a range of services tailored to individual needs, including 24-hour supervision, housekeeping, transportation, and recreational activities to promote social engagement and overall well-being. Residents benefit from a supportive environment where trained staff members provide personalized care, fostering a sense of security and community for older adults seeking to maintain their quality of life.
Considerations when looking for Senior housing in Fargo, ND
There are 15 assisted living facilities in Fargo, North Dakota. The estimated population of Fargo is 131,444 with 13.2% of that number being those ages 65 and older. In Fargo, the summers are long and warm; the winters are frigid, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 2°F to 83°F and is rarely below -18°F or above 90°F.
Cities near Fargo, ND
- West Fargo, ND – 6 miles east
- Moorhead, MN – 4 miles west
- Dilworth, MN – 4 miles northwest
- Horace, ND – 11 miles south
- Harwood, ND – 12 miles north
Pricing and How to Pay for Assisted Living
Paying for senior care depends on several factors. On average, residents can expect to pay $4,299 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Fargo, ND
- Sanford Medical Center Fargo
- Address: 5225 23rd Ave S, Fargo, ND 58104
- Phone: (701) 234-2000
- Essentia Health-Fargo
- Address: 3000 32nd Ave S, Fargo, ND 58103
- Phone: (701) 364-8000
- Fargo VA Health Care System
- Address: 2101 Elm St N, Fargo, ND 58102
- Phone: (800) 410-9723
- CHI St. Alexius Health Fargo
- Address: 900 E Broadway, Fargo, ND 58102
- Phone: (701) 530-7000
- Vibra Hospital of Fargo
- Address: 5225 23rd Ave S, Fargo, ND 58104
- Phone: (701) 476-4500
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Resources and Links
North Dakota Adult Protective Services Adult & Aging Services has an ADRL 855-462-5465 Option 1 carechoice@nd.gov and https://carechoice.nd.assistguide.net/ Adult & Aging Services contracts with Legal Services of ND for OAA legal services
Senior Health Insurance Counseling Program The SHIC program provides free and confidential, local, volunteer, peer counselors trained in senior health insurance topics.
North Dakota Aging and Disability Resource Link The Aging and Disability Resource-LINK connects older adults and people with disabilities to care options that can help them live as independently as possible and maintain their quality of life.
Legal Services of North Dakota Legal Services of North Dakota is a non-profit organization, providing legal assistance in a variety of matters to low income and elderly North Dakotans.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
