Assisted Living in Raleigh, NC

Assisted Living in Raleigh, North Carolina: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Residential assisted living in Raleigh, North Carolina, provides seniors with a supportive community that offers help with daily activities while allowing them to maintain a sense of independence. North Carolina consistently ranks among the top states for its high standards in assisted living, reflecting its dedication to quality care. In Raleigh, assisted living facilities offer personalized services, comfortable accommodations, and a range of social and recreational activities designed to enhance residents’ overall well-being and quality of life.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

About Assisted Living in Raleigh, NC

In Raleigh, North Carolina, residential assisted living refers to a supportive housing option for seniors who need assistance with daily tasks but do not require the intensive medical care provided in nursing homes. These communities offer services such as help with bathing, dressing, medication management, meal preparation, and transportation, all within a safe and comfortable environment. Residents can enjoy private or semi-private living spaces, along with access to common areas designed for social interaction and recreational activities. Assisted living in Raleigh focuses on enhancing the quality of life by promoting independence while ensuring that each individual’s personal care needs are met through tailored support plans. The goal is to create a community that balances freedom with the security of knowing that help is always available when needed.

Considerations when looking for Senior housing in Raleigh, NC

There are 14 assisted living facilities in Raleigh, North Carolina. The estimated population of Raleigh is 482,295 with 11.4% of that number being those ages 65 and older. In Raleigh, the summers are hot and muggy, the winters are very cold, and it is wet and partly cloudy year round. Over the course of the year, the temperature typically varies from 33°F to 89°F and is rarely below 20°F or above 95°F.

Cities near Raleigh, NC

• Cary, NC: Approximately 12 miles southwest of Raleigh.
• Durham, NC: About 25 miles northwest of Raleigh.
• Apex, NC: Roughly 16 miles southwest of Raleigh.
• Wake Forest, NC: Around 18 miles north of Raleigh.
• Garner, NC: Approximately 8 miles south of Raleigh.

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, residents can expect to pay $6,224 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

Local Hospitals and Healthcare Providers in Raleigh, NC

WakeMed Raleigh Campus

• Address: 3000 New Bern Ave, Raleigh, NC 27610
• Phone Number: (919) 350-8000

UNC Rex Hospital

• Address: 4420 Lake Boone Trail, Raleigh, NC 27607
• Phone Number: (919) 784-3100

Duke Raleigh Hospital

• Address: 3400 Wake Forest Rd, Raleigh, NC 27609
• Phone Number: (919) 954-3000

WakeMed North Hospital

• Address: 10000 Falls of Neuse Rd, Raleigh, NC 27614
• Phone Number: (919) 350-8000

UNC Health Care at Panther Creek

• Address: 6715 McCrimmon Pkwy, Cary, NC 27519
• Phone Number: (984) 215-4588

Local Resources and Links

Centralina Area Agency on Aging Centralina AAA serves as the lead funder for aging services in the nine county region surrounding Charlotte, NC. Direct services also include evidence-based health programs and training and education.

North Carolina Division on Aging and Adult Services The Division of Aging and Adult Services (DAAS) works to promote independence and enhance the dignity of North Carolina’s older adults, persons with disabilities, and their families through a community-based system of opportunities, services, benefits, and protections- to ready younger generations to enjoy their later years- and to help society and government plan and prepare for the changing demographics.

The NC Seniors’ Health Insurance Information Program (SHIIP) The Seniors’ Health Insurance Information Program (SHIIP) answers questions and counsels Medicare beneficiaries and caregivers about Medicare, Medicare supplements, Medicare Advantage, Medicare prescription drug plans, long-term care insurance and other health insurance concerns. The counselors on our toll free line offers free and unbiased counseling on Medicare health care products. The North Carolina SMP Program provides assistance with Medicare/Medicaid billing errors, fraud and abuse.

Senior Legal Helpline Legal Aid of North Carolina’s Senior Law Project provides free civil legal help to North Carolinians who are 60 years of age or older. Priority is given to those with the greatest need. The Senior Law Project helps with wills, powers of attorney, public benefits (Medicaid, food stamps, Supplemental Security Income Program, Social Security Disability Insurance, etc.), abuse and neglect, unemployment compensation, housing (foreclosure, eviction, subsidized housing, repairs, utilities, etc.), consumer issues and wrongful repossession.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search Other Areas Assisted Living