Charlotte Assisted Living: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
With it’s warm climate and friendly atmosphere, North Carolina is a popular place for seniors. Locals enjoy 34 state parks and 14 national parks including the Appalachian National Scenic Trail and the famous Blue Ridge Parkway. North Carolina is a beautiful location for those looking at assisted living services. Assisted living facilities in Charlotte could accept State Medicaid, private payers, and long-term care insurance which helps to relieve the financial burden of senior care, and could be more cost effective than home care.
About Assisted Living in Charlotte
For an individual who requires physical or cognitive care, providing home care can be difficult and costly. Assisted living communities do an incredible job filling that need. Levels of senior care range from minimal, such as providing meals and housing, to advanced care, such as mobility assistance and medication administration. Assisted living facilities provide individualized health management in a comfortable setting and focus on maintaining independence, privacy, and dignity. Adult care homes relieve the burden of home caregivers and offer seniors a more enriching quality of life.
Considerations When Looking for Senior Care in Charlotte
Charlotte is the most populous city in north Carolina with close to 875,000 residents. Residents enjoy fine dining, parks, museums, the theater and university events. The Historical district features many of the cities oldest and largest houses on tree-lined boulevards. Locals enjoy golfing and playing horseshoes at the local park. These features and more have led to Charlotte becoming a preferred location for senior citizens to retire, so the need for senior care in Charlotte is significant.
Assisted Living Communities near Charlotte, North Carolina
Caremoor Retirement Community
Kannapolis, North Carolina 28081
Mount Holly, North Carolina 28120
Woodridge Assisted Living Facility
Monroe, North Carolina 28110
Denver, North Carolina 28037
Wickshire Steele Creek
Charlotte, North Carolina 28278
Willow Ridge Assisted Living
Charlotte, North Carolina 28215
Gastonia, North Carolina 28054
Waltonwood At Providence
Charlotte, North Carolina 28277
Charlotte, North Carolina 28211
The Pines On Carmel Senior Living
Charlotte, North Carolina 282268106
Cities Near Charlotte
- Sodyeco, NC.
- Wilgrove, NC.
- Robinson Church Community, NC.
- Heathergate, NC.
- Joplor, NC.
- Ravenwood, NC.
- Tuskasaga, NC.
- Falcon Bridge, NC.
The Cost of Assisted Living in Charlotte
The average cost per month in North Carolina is $4,050. Costs will vary because of the level of care a resident requires, and additional amenities, as well as the city in which you find a community or facility. Benefits of assisted living are being able to provide health services to those who may need assistance with the activities of daily living. Demand is on the rise, and so too is the cost of assisted living facilities. Accordingly, costs have risen an average of 4.65% since 2020, and the national average for a private, one-bedroom with round the clock care was reported to be $54,000 annually in 2021.
North Carolina state average: $4,050
It is important to take your time when exploring payment and coverage options.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers
Atrium Health University City Emergency Department
8800 N Tryon St, Charlotte, NC 28262
Novant Health Presbyterian Medical Tower
1718 E 4th St, Charlotte, NC 28204
New Hope Speciality Clinic
3101 Latrobe Dr, Charlotte, NC 28211
Carolinas Hospitalist Group
8800 N Tryon St, Charlotte, NC 28262
Local Resources and Links
Centralina Area Agency on Aging Centralina AAA serves as the lead funder for aging services in the nine county region surrounding Charlotte, NC. Direct services also include evidence-based health programs and training and education.
North Carolina Division on Aging and Adult Services The Division of Aging and Adult Services (DAAS) works to promote independence and enhance the dignity of North Carolina’s older adults, persons with disabilities, and their families through a community-based system of opportunities, services, benefits, and protections- to ready younger generations to enjoy their later years- and to help society and government plan and prepare for the changing demographics.
The NC Seniors’ Health Insurance Information Program (SHIIP) The Seniors’ Health Insurance Information Program (SHIIP) answers questions and counsels Medicare beneficiaries and caregivers about Medicare, Medicare supplements, Medicare Advantage, Medicare prescription drug plans, long-term care insurance and other health insurance concerns. The counselors on our toll free line offers free and unbiased counseling on Medicare health care products. The North Carolina SMP Program provides assistance with Medicare/Medicaid billing errors, fraud and abuse.
Senior Legal Helpline Legal Aid of North Carolina’s Senior Law Project provides free civil legal help to North Carolinians who are 60 years of age or older. Priority is given to those with the greatest need. The Senior Law Project helps with wills, powers of attorney, public benefits (Medicaid, food stamps, Supplemental Security Income Program, Social Security Disability Insurance, etc.), abuse and neglect, unemployment compensation, housing (foreclosure, eviction, subsidized housing, repairs, utilities, etc.), consumer issues and wrongful repossession.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Search Other Areas Assisted Living
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