Assisted Living in Lakewood, NJ

Assisted Living in Lakewood New Jersey

Residential Assisted Living in Lakewood, New Jersey, offers a comforting and supportive environment tailored to the unique needs of individuals aged 55 and above. With New Jersey ranking among the top states for assisted living services, Lakewood’s facilities prioritize personalized care, independence, and social engagement. Nestled in the heart of the Garden State, Lakewood’s assisted living options promise a fulfilling lifestyle where seniors can thrive, fostering a sense of community, security, and comfort in their golden years.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Lakewood New Jersey

About Assisted Living in Lakewood, NJ

Residential Assisted Living in Lakewood, New Jersey, epitomizes a comprehensive approach to senior care within a residential setting. These facilities offer personalized assistance with activities of daily living, including bathing, dressing, medication management, and meal preparation, while prioritizing residents’ independence and dignity. Additionally, they provide access to healthcare services, transportation assistance, housekeeping, and a variety of engaging social activities to promote physical, mental, and emotional well-being. In Lakewood, New Jersey, residential assisted living ensures seniors receive tailored care and support in a welcoming environment, enabling them to maintain a fulfilling and active lifestyle as they age.

Considerations when looking for Senior housing in Lakewood, NJ

There are 4 assisted living facilities in Lakewood, New Jersey. The estimated population of Lakewood is 135,138 with 12.2% of that number being those ages 65 and older. In Lakewood, the summers are warm, humid, and wet; the winters are very cold, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 25°F to 85°F and is rarely below 11°F or above 93°F.

Cities near Lakewood, NJ

  • Toms River, NJ: Southeast, approximately 10 miles
  • Brick, NJ: East, approximately 7 miles
  • Jackson, NJ: Southwest, approximately 6 miles
  • Howell, NJ: Northwest, approximately 9 miles
  • Freehold, NJ: North, approximately 12 miles

Pricing and How to Pay for Assisted Living

The average monthly cost for assisted living in Lakewood is typically around $8,975, depending on factors such as the level of care required, amenities provided, and the size of accommodation. Despite the investment, residents find immense value in the comprehensive services, vibrant community life, and peace of mind that these facilities offer, making Lakewood an inviting choice for those seeking comfort, companionship, and quality care in their later years.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers near Lakewood, NJ

  • Monmouth Medical Center Southern Campus
    • Address: 600 River Ave, Lakewood, NJ 08701
    • Phone: (732) 363-1900

  • Ocean Medical Center
    • Address: 425 Jack Martin Blvd, Brick, NJ 08724
    • Phone: (732) 840-2200

  • CentraState Healthcare System
    • Address: 901 W Main St, Freehold, NJ 07728
    • Phone: (732) 431-2000

  • RWJBarnabas Health Medical Group – Family Medicine & Internal Medicine
    • Address: 1900 Cedar Bridge Ave, Lakewood, NJ 08701
    • Phone: (732) 364-2183

  • Hackensack Meridian Health Medical Group – Primary Care – Jackson
    • Address: 27 S Cooks Bridge Rd, Jackson, NJ 08527
    • Phone: (732) 364-2183

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Resources and Links

New Jersey Division of Aging Services The Division of Aging Services (DoAS) administers a number of federal and state-funded programs that make it easier for older adults to live in the community as long as possible with independence, dignity and choice.

State Health Insurance Assistance Program (SHIP) The State Health Insurance Assistance Program is administered by the New Jersey Department of Human Services, Division of Aging Services which contracts with each of New Jerseys 21 Area Agencies on Aging to oversee SHIP activities at the local level. Some counties have specific sites where counselors are available on given days of the week at given times. Other counties provide locations for counselors to meet with clients as needed. A toll-free line is staffed by trained staff. Administrative staff and local programs conduct many outreach and educational events.

South Jersey Legal Services, Inc. South Jersey Legal Services, Inc. (SJLS) is a non-profit organization created to provide quality legal representation and advocacy to low-income individuals in Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Monmouth, Ocean and Salem Counties.

New Jersey Office of the State Long-Term Care Ombudsman The New Jersey Office of the Long-Term Care Ombudsman (NJLTCO) is part of a national resident-focused, person-centered advocacy program. NJLTCO is an independent advocate for individuals receiving long-term care. Representatives of the Office work with individual residents to help them address challenges they face; in addition, NJLTCO seeks opportunities to bring about change on local, state, and federal levels and by advocating for policy and legislative initiatives and participating in activities that support the Office’s core mission to advance the rights, the dignity and the self-determination of individuals living in long-term care.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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