Assisted Living in Jackson, Mississippi : Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and resources
Jackson, Mississippi, is a welcoming destination for seniors over 55 seeking residential assisted living. It boasts top-rated facilities like The Orchard and The Blake at Flowood, which offer quality care and engaging activities in a supportive environment. Mississippi’s commitment to affordable senior living ensures a range of options to suit diverse needs and preferences. Living in Jackson means joining a community that prioritizes dignity, respect, and active living for seniors.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Jackson, Mississippi
About Assisted Living in Jackson, MS
In Jackson, Mississippi, residential assisted living is defined as a supportive living arrangement for individuals over the age of 55 who require assistance with daily activities but still wish to maintain a degree of independence. These facilities offer a comprehensive range of services including meal preparation, housekeeping, medication management, and personal care assistance. Additionally, residents have access to a variety of social and recreational activities designed to promote engagement and well-being. This approach to senior living emphasizes dignity, respect, and the importance of a supportive community environment
Considerations when looking at senior housing in Jackson, MS
Jackson, Mississippi, is home to 25 residential assisted living facilities within the city limits, catering to a diverse range of needs for seniors over the age of 55. With an estimated population of approximately 175,127 residents, Jackson offers a vibrant and supportive community for its senior population that makes up 23.2 % of the population. In Jackson, the summers are long, hot, and oppressive; the winters are short, cold, and wet; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 38°F to 92°F and is rarely below 24°F or above 97°F.
Cities Near Jackson, MS
- Flowood, NE, approximately 3.75 miles away
- Richland, SE, about 5.31 miles distant
- Tougaloo, NE, roughly 5.88 miles away
- Pearl, SE, nearly 6.10 miles distant
- Ridgeland, NE, around 8.29 miles away
Pricing and How to Pay for Assisted Living in Jackson, MS
In Jackson, MS, the average cost for Residential Assisted Living is around $4,233 per month. This cost can vary based on individual care needs, the services offered, and the facility chosen. It’s crucial for seniors and their families to consider these aspects when planning for senior care to ensure they find a comfortable and supportive living environment that aligns with their budget and care requirements.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Jackson, MS
- St. Dominic’s Hospital
- Merit Health Central
- Merit Health River Oaks
- Merit Health Rankin
- University of Mississippi Medical Center – Jackson
- Address: 2500 North State St, Jackson, MS 39216
- Phone Number: (601) 984-1000
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Resources and Links – Mississippi
Mississippi Division of Aging and Adult Services The mission of MDHS is to provide services for people in need by optimizing all available resources to sustain the family unit and to encourage traditional family values thereby promoting self-sufficiency and personal responsibility for all Mississippians.
MS State Health Insurance Assistance Program (SHIP) Mississippi’s State Health Inurance and Assistance Program (SHIP) is administered through the Department of Human Services, Aging and Adult Services Division. At the state level, a full time director provides technical support and training. Local services are provided by ten Area Agencies on Aging (AAA), each staffed by a full time local coordinator. MS SHIP services are accessed via a nationwide toll free line that directly routes the call depending on the caller’s location. Mississippi’s geography presents a challenge as MS SHIP works to reach underserved populations. Activities targeted to reach rural beneficiaries include hosting health fairs, partnering with churches and post offices in rural areas, and developing plain language materials.
Mississippi Center for Legal Services Corporation (MCLSC) Mississippi Center for Legal Services (MCLSC) is a law firm for low income persons. Our firm’s very basic goal is to provide high quality free civil legal assistance to the most needy of Mississippi’s low income population within our forty three county service area.
Central Mississippi Area Agency on Aging CMPDD/Area Agency on Aging announces the acceptance of proposals from interested agencies and organizations who wish to receive a contract to provide services for older adults beginning October 1, 2023.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
