Assisted Living in Saint Paul, Minnesota: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Residential assisted living in Saint Paul, Minnesota, provides seniors with a supportive community where they can enjoy independence while receiving assistance with daily activities. Minnesota’s top ranking in assisted living ensures that these facilities offer high-quality care, creating a comfortable and safe environment for residents. Whether you’re seeking help with personal care, meals, or medication management, Saint Paul’s assisted living communities are designed to meet the unique needs of each individual.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Saint Paul, Minnesota
Allianze Healthcare
Minneapolis, Minnesota 55429
Bloomington Home Health
Minneapolis, Minnesota 55420
Sunshine Assisted Living Llc
Bloomington, Minnesota 55420
Well Care Health Services Llc
Minneapolis, Minnesota 55429
Bright View Residential
New Brighton, Minnesota 55112
Chimney Pines
Eden Prairie, Minnesota 55347
Divine Heights Healthcare
Hastings, Minnesota 55033
Presbyterian Homes Of North Oaks
North Oaks, Minnesota 55127
Jones Harrison Residence
Minneapolis, Minnesota 55416
Regina Senior Living
Hastings, Minnesota 55033
About Assisted Living in Saint Paul, MN
In Saint Paul, Minnesota, residential assisted living is defined as a housing option that combines independent living with personalized care services for seniors who need assistance with daily tasks. These facilities provide a safe and supportive environment where residents can receive help with activities such as bathing, dressing, medication management, and meal preparation, while still maintaining a degree of independence. Assisted living communities in Saint Paul also offer social and recreational activities, transportation services, and 24/7 staff availability to ensure residents’ well-being and quality of life. The goal is to create a balanced lifestyle that supports both the physical and emotional needs of each individual.
Considerations when looking for Senior housing in Saint Paul, MN
There are over 100 options for assisted living in Saint Paul, Minnesota. The estimated population of Saint Paul is 303,820 with 11.8% of that number being those ages 65 and older. In Saint Paul, the summers are warm and wet; the winters are freezing, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 9°F to 83°F and is rarely below -10°F or above 91°F.
Cities near Saint Paul, MN
- Minneapolis, MN: West, approximately 10 miles
- Roseville, MN: North, approximately 5 miles
- Maplewood, MN: East, approximately 7 miles
- Woodbury, MN: Southeast, approximately 10 miles
- Eagan, MN: South, approximately 15 miles
Pricing and How to Pay for Assisted Living
Paying for senior care depends on several factors. On average, residents can expect to pay $5,350 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Saint Paul, MN
Regions Hospital
- Address: 640 Jackson St, Saint Paul, MN 55101
- Phone Number: (651) 254-3456
United Hospital
- Address: 333 Smith Ave N, Saint Paul, MN 55102
- Phone Number: (651) 241-8000
St. Joseph’s Hospital
- Address: 45 W 10th St, Saint Paul, MN 55102
- Phone Number: (651) 232-3000
M Health Fairview St. John’s Hospital
- Address: 1575 Beam Ave, Maplewood, MN 55109
- Phone Number: (651) 232-7000
Healtheast Bethesda Hospital
- Address: 559 Capitol Blvd, Saint Paul, MN 55103
- Phone Number: (651) 232-2000
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Local Resources and Links
Minnesota Help Network-Senior Linkage Line A resource where the elderly, people with disabilities, their caregivers, and professionals can go to get information and referrals.
Minnesota Board on Aging The Minnesota Board on Aging is the gateway to services for seniors and their families. MBA listens to senior concerns, researches for solutions, and proposes policy to address senior needs.
Minnesota Adult Abuse Reporting Center (MAARC) State centralized system for mandated reporters and the public to report suspected abuse, neglect, or financial exploitation of an and adult in Minnesota who is vulnerable due to a condition or service need. Operated by the Minnesota Department of Human Services.
Office of Ombudsman for Long-Term Care The Board advises on and coordinates government plans around aging to ensure that Older American’s Act requirements are met. The MBA administers state and federal funds and also creates public awareness, encourages research on aging issues and provides technical assistance and grants to local aging organizations. By participating in board and committee meetings, MBA members work to create a collective vision that represents the best interests of older Minnesotans.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
