Assisted Living in Baltimore, MD

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Assisted Living in Baltimore, Maryland

Assisted Living in Baltimore, Maryland: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and resources 

Residential Assisted Living in Baltimore, Maryland, offers a vibrant community for those over the age of 55+, providing a blend of independence and tailored care to meet individual needs. Despite the cost of assisted living in Baltimore rising by 10% from 2022 to 2023, the city remains a favored destination due to its comprehensive services and supportive environment​​. Maryland ranks as a more affordable option for assisted living compared to the national average, making it an attractive choice for seniors seeking quality care and an engaging lifestyle

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Baltimore, Maryland

About Assisted Living in Baltimore, MD

In Baltimore, Maryland, residential assisted living is defined as a supportive living arrangement for seniors who may need assistance with daily activities but wish to maintain a level of independence. These facilities offer a comprehensive suite of services tailored to the individual needs of residents, including personal care (such as bathing, dressing, and medication management), housekeeping, meals, and transportation services. Additionally, many residential assisted living communities in Baltimore provide a variety of social and recreational activities to promote engagement and well-being among their residents. This model of care allows individuals over the age of 55+ to enjoy a comfortable and dignified lifestyle, with the assurance of having necessary support and care readily available.

Considerations when looking for Senior housing in Baltimore, MD

Baltimore is home to over 569,000 people, 14.1% of whom are over the age of 65, according to recent U.S. Census Bureau estimates. To help support this aging population, there are 62 assisted living communities. In Baltimore, the summers are hot and humid; the winters are very cold, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 30°F to 89°F and is rarely below 18°F or above 97°F

Cities Near Baltimore, MD

  • Towson, MD – North, approximately 8 miles
  • Ellicott City, MD – West, approximately 13 miles
  • Glen Burnie, MD – South, approximately 10 miles
  • Dundalk, MD – Southeast, approximately 7 miles
  • Catonsville, MD – West, approximately 8 miles

Pricing and How to Pay for Assisted Living

Paying for senior care in Baltimore, Maryland, involves considering various factors, including the type of care, amenities offered, and location. The average cost of Residential Assisted Living in Baltimore is approximately $3,800 per month, which translates to around $45,600 annually​​. This cost can vary based on the specific needs of the individual, such as the level of assistance required, the size of the living space, and the facility’s range of services and amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Baltimore, Maryland

  • The Johns Hopkins Hospital
    • Address: 1800 Orleans St, Baltimore, MD 21287
    • Phone: 410-955-5000
  • MedStar Good Samaritan Hospital
    • Address: 5601 Loch Raven Blvd, Baltimore, MD 21239
    • Phone: 443-444-8000
  • Ascension Saint Agnes Hospital
    • Address: 900 South Caton Ave, Baltimore, MD 21229
    • Phone: 667-234-6000
  • MedStar Union Memorial Hospital
    • Address: 201 E. University Pkwy., Baltimore, MD 21218
    • Phone: 410-554-2000
  • University of Maryland Medical Center
    • Address: 22 S. Greene Street, Baltimore, MD 21201
    • Phone: 410-328-8667

Elder Abuse Prevention Coalition  A coalition of the Baltimore County Departments of Aging, Social Services and Health to educate the public on what is elder abuse and how to prevent elder abuse.

Maryland Department of Aging In Maryland’s twenty-three counties and Baltimore City, each local governing body designates an Area Agency on Aging or AAA. The agency may be a unit of local government or a private, nonprofit corporation. In some counties, it is the office on aging. In others, it may be named differently. In Baltimore City, it is called the Division on Aging and Care Services. 

Senior Health Insurance Assistance Program (SHIP) Trained volunteers offer free assistance to help people understand basic Medicare information, eligibility and enrollment- evaluate Medigap Insurance policies and Long Term Care Policies- and assist with insurance forms and systems.

Maryland Legal Aid– To provide high-quality, free legal services to Marylanders living in poverty through representation and advocacy and to bring meaningful change to the systems that impact them.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Care Availability

Care Availability

Written by The Care Availability Team
Experts in the senior care & retirement living industries

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