Assisted Living in Owensboro, Kentucky: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Residential Assisted Living in Owensboro, Kentucky, offers a warm and inviting community for those over 55, blending high-quality care with a vibrant, fulfilling lifestyle. Kentucky, known for its commitment to senior care, ranks favorably in assisted living, providing residents with exceptional services and support. Owensboro’s assisted living facilities emphasize personalized care, engaging activities, and a strong sense of community, ensuring a comfortable and enriching experience for its senior residents.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Owensboro, Kentucky
Hamilton Pointe Health And Rehab
Newburgh, Indiana 47630
Woodmont Health Campus
Boonville, Indiana 47601
Oakwood Health Campus
Tell City, Indiana 47586
Colonial Senior Living
HENDERSON, KY 42420
Fern Terrace Of Owensboro, Llc
Owensboro, Kentucky 42301
Sunny Acres
Calhoun, Kentucky 42327
Dogwood Retreat
HARTFORD, KY 42347
Heritage Place Assisted Living Center
Owensboro, Kentucky 42301
Cedarhurst Of Henderson
Henderson, Kentucky 42420
One Park Place
OWENSBORO, KY 42301
About Assisted Living in Owensboro, Kentucky
In Owensboro, Kentucky, residential assisted living is defined as a supportive living environment designed specifically for individuals over 55 who seek assistance with daily activities while maintaining their independence. These facilities provide a range of services including personalized care plans, medication management, and assistance with daily tasks such as bathing, dressing, and meal preparation. Additionally, residents benefit from nutritious meal plans, housekeeping services, and a variety of recreational and social activities to promote a healthy, engaging lifestyle. Emphasizing safety and comfort, Owensboro’s assisted living communities also offer 24-hour supervision and emergency response systems, ensuring peace of mind for both residents and their families. This approach to senior living not only fosters individual well-being but also encourages a vibrant community atmosphere where residents can connect and thrive.
Considerations when looking for Senior housing in Owensboro, KY
As of the most recent information available, Owensboro, Kentucky, is home to 22 assisted living facilities. As of 2024, Owensboro, Kentucky has a population of approximately 59,497 people. Within this population, there are about 11,094 seniors. In Owensboro, the summers are long, hot, and muggy; the winters are very cold and wet; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 27°F to 88°F and is rarely below 10°F or above 95°F.
Cities Near Owensboro, KY
- Masonville, KY – Located southeast of Owensboro, approximately 8.4 miles away.
- Knottsville, KY – East of Owensboro, at a distance of about 12.7 miles.
- Lewisport, KY – Northeast of Owensboro, roughly 17.7 miles distant.
- Calhoun, KY – Southwest of Owensboro, around 21.2 miles away.
- Henderson, KY – Situated to the west of Owensboro, approximately 30.5 miles distant
Pricing and How to Pay for Assisted Living in Owensboro, KY
The average cost of assisted living facilities in Owensboro, Kentucky, is approximately $3,550 per month. This rate is slightly below the average cost of assisted living in the state of Kentucky, which is around $3,699 per month.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Local Hospitals and Healthcare Providers in Owensboro, KY
- Owensboro Health Regional Hospital
- Address: 1201 Pleasant Valley Road, Owensboro, KY 42303
- Phone: (270) 417-2000
- Ohio County Hospital
- Address: 1211 Old Main Street, Hartford, KY 42347
- Phone: (270) 298-7411
- Methodist Hospital
- Address: 1305 N Elm St, Henderson, KY 42420
- Phone: 270-827-7700
- Breckinridge Memorial Hospital
- Address: 1011 Old Highway 60, Hardinsburg, KY 40143
- Phone: (270) 756-7000
- Baptist Health Madisonville
- Address: 900 Hospital Drive, Madisonville, KY 42431
- Phone: (270) 825-5100
Resources and Links – Kentucky
Kentucky Department for Aging and Independent Living The Kentucky Department for Aging and Independent Living (DAIL) oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities.
Kentucky Aging & Disability Resource Center (ADRC) Oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities. Kentucky Aging & Disability Resource Center (ADRC) is a “one-stop shop” for senior information and resources that offers easier access to services and support for the elderly, disabled individuals, and caregivers.
Kentucky Child and Adult Abuse Hotline The Adult Protection Branch is responsible for ensuring the protection from abuse, neglect or exploitation for adults with a mental or physical disability and victims of domestic violence across the commonwealth.
Kentucky State Health Insurance Assistance Program (SHIP) The SHIP program provides health insurance information, counseling and assistance to seniors and disabled individuals. This service is provided at no charge by local, well-trained counselors.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
