Assisted Living in Lexington, KY

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Assisted Living in Lexington, Kentucky

Assisted Living in Lexington, Kentucky : Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Residential assisted living in Lexington, Kentucky offers a harmonious blend of comfort, care, and community, ideal for individuals over 55 seeking a supportive living environment. Kentucky is recognized for its high-quality assisted living facilities, ranking well nationally for its exceptional care standards and diverse range of services tailored to meet the unique needs of seniors. This welcoming setting in Lexington not only ensures top-notch care but also fosters a sense of belonging and enrichment, making it a desirable choice for seniors seeking a vibrant, secure, and caring community.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Lexington, Kentucky

About Assisted Living in Lexington, KY

In Lexington, Kentucky, residential assisted living is defined as a specialized living arrangement designed to cater to the unique needs of individuals over 55. These facilities provide a blend of personal care services, medical monitoring, and daily living assistance in a homely environment. Services typically include meal preparation, housekeeping, medication management, and various social and recreational activities, all tailored to support the independence and well-being of residents. Additionally, many of these residences offer transportation services and have trained staff available 24/7 to ensure safety and comfort. This comprehensive approach in Lexington ensures that seniors enjoy a balanced lifestyle with dignity, support, and community engagement at the forefront.

Considerations when looking for senior housing in Lexington, KY

There are 32 assisted living facilities in Lexington, Kentucky. As of 2024, the population of Lexington, Kentucky is estimated to be 319,969. Among these residents, approximately 43,368 are seniors. In Lexington-Fayette, the summers are warm and humid, the winters are very cold and wet, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 26°F to 85°F and is rarely below 9°F or above 92°F.

Cities Near Lexington, KY

  • Nicholasville, KY – approximately 12.1 miles to the SW.
  • Georgetown, KY – about 13 miles to the NW.
  • Winchester, KY – around 23 miles to the East.
  • Frankfort, KY – approximately 29.4 miles to the NW.
  • Richmond, KY – about 27.6 miles to the SE.

Pricing and How to Pay for Assisted Living in Lexington, KY

The average cost of residential assisted living in Lexington, Kentucky, is approximately $4,297 per month. This cost is higher than both the state and national averages for assisted living care, with Lexington being one of the most expensive areas in Kentucky for such services​.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Healthcare Providers in Lexington, KY

  • Baptist Health Lexington
    • Address: 1740 Nicholasville Road, Lexington, KY 40503
    • Phone: (859) 260-6100

  • UK Albert B. Chandler Hospital
    • Address: 800 Rose St, Lexington, KY 40536
    • Phone: (859) 323-5000

  • St Joseph East/Kentucky
    • Address:  211 Fountain Ct, Lexington, KY 40509
    • Phone: (859) 629 -7200

  • Eastern State Hospital
    • Address: 850 Maple St, Medical Lake, WA 99022
    • Phone: (509) 565-4000

  • UK Good Samaritan Hospital
    • Address: 150 N Eagle Creek Dr, Lexington, KY 40509
    • Phone: (859) 967-5000

  • Saint Joseph Hospital
    • Address: One St Joseph Dr, Lexington, KY 40504
    • Phone: (859) 313-1000

Kentucky Department for Aging and Independent Living The Kentucky Department for Aging and Independent Living (DAIL) oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities.

Kentucky Aging & Disability Resource Center (ADRC) Oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities. Kentucky Aging & Disability Resource Center (ADRC) is a “one-stop shop” for senior information and resources that offers easier access to services and support for the elderly, disabled individuals, and caregivers.

Kentucky Child and Adult Abuse Hotline The Adult Protection Branch is responsible for ensuring the protection from abuse, neglect or exploitation for adults with a mental or physical disability and victims of domestic violence across the commonwealth.

Kentucky State Health Insurance Assistance Program (SHIP) The SHIP program provides health insurance information, counseling and assistance to seniors and disabled individuals. This service is provided at no charge by local, well-trained counselors.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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