Assisted Living in Hopkinsville, KY

Assisted Living in Hopkinsville, KY

Assisted Living in Hopkinsville, Kentucky : Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Residential Assisted Living in Hopkinsville, Kentucky offers a warm and welcoming environment for those aged 55 and over, blending comfort with quality care. Ranked highly in Kentucky for its exceptional assisted living services, Hopkinsville provides a peaceful, community-focused lifestyle, ensuring residents receive personalized attention and support. This charming town is an ideal choice for seniors seeking a harmonious blend of independence and assistance in their golden years.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Hopkinsville, KY

About Assisted Living in Hopkinsville, KY

In Hopkinsville, Kentucky, residential assisted living is defined as a supportive living arrangement designed specifically for seniors over 55, providing a balance of independence and care. These facilities offer a range of services including personalized care plans, daily living assistance, medication management, and access to medical professionals. Additionally, residents enjoy amenities like nutritious meal planning, housekeeping, and various social and recreational activities. The focus in Hopkinsville is on creating a nurturing environment that respects the dignity and independence of each individual, while ensuring their safety and well-being. This setting is ideal for seniors seeking a community-oriented lifestyle with the comfort of knowing support is always available.

Considerations when looking for senior housing in Hopkinsville, KY

There are estimated to be 8 assisted living facilities in the Hopkinsville, Kentucky area. As of 2024, the population of Hopkinsville, Kentucky is approximately 30,220. In terms of the senior population, individuals aged 65 and over constitute about 16.7% of Hopkinsville’s population. In Hopkinsville, the summers are hot and muggy, the winters are very cold and wet, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 29°F to 88°F and is rarely below 13°F or above 95°F.

Cities Near Hopkinsville, KY

  • Oak Grove: Northeast, approximately 15 miles away.
  • Fort Campbell North: Northeast, approximately 14 miles away.
  • Elkton: East: approximately 20 miles away.
  • Cadiz: Southwest: approximately 26 miles away.
  • Nortonville: North: approximately 35 miles away. ​

Pricing and How to Pay for Assisted Living in Hopkinsville, KY

The median after-tax salary in Hopkinsville is about $3,517 per month. Consequently, the total annual cost of living in Hopkinsville, covering housing, food, childcare, transportation, healthcare, taxes, and other necessities, is estimated to be around $32,549.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting what is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (along with a plethora of more things to consider), get to know the leadership in the building. If you feel good around the Executive Director, Head Nurse, Lead Activities Director and even the Chef or Janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Healthcare Providers in Hopkinsville, KY

  • Cumberland Hall
    • Address: 270 Walton Way, Hopkinsville, KY
    • Phone: (270) 886-1919
  • Jennie Stuart Medical Center
    • Address: 320 West 18th Street, Hopkinsville, KY
    • Phone: (270) 887-0100
  • Western State Hospital
    • Address: 2400 Russellville Road, Hopkinsville, KY
    • Phone: (270) 889-6025
  • Mrs Jody Lee Kuhnle, MS, RN, CPNP – Nurse Practitioner
    • Address: 105 Keeton Dr, Hopkinsville, KY 42240-8756
    • Phone: (270) 887-6565
  • Hope B Clark, APRN – Nurse Practitioner
    • Address: 1717 High St Ste 4b, Hopkinsville, KY 42240
    • Phone: 270-887-9058

Kentucky Department for Aging and Independent Living The Kentucky Department for Aging and Independent Living (DAIL) oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities.

Kentucky Aging & Disability Resource Center (ADRC) Oversees administration of statewide programs and services on behalf of Kentucky’s elders and individuals with disabilities. Kentucky Aging & Disability Resource Center (ADRC) is a “one-stop shop” for senior information and resources that offers easier access to services and support for the elderly, disabled individuals, and caregivers.

Kentucky Child and Adult Abuse Hotline The Adult Protection Branch is responsible for ensuring the protection from abuse, neglect or exploitation for adults with a mental or physical disability and victims of domestic violence across the commonwealth.

Kentucky State Health Insurance Assistance Program (SHIP) The SHIP program provides health insurance information, counseling and assistance to seniors and disabled individuals. This service is provided at no charge by local, well-trained counselors.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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