Assisted Living In Bloomington, IN

Assisted Living in Bloomington, Indiana

Assisted Living In Bloomington, Indiana: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Residential assisted living in Bloomington, Indiana, offers a harmonious blend of independence and support, tailored to meet the diverse needs of those aged 55 and older. Recognized for its quality care, Indiana ranks highly in assisted living services, providing a safe and engaging environment for seniors. Bloomington’s assisted living communities are known for their warm, inviting atmospheres, where residents can enjoy a rich social life, excellent healthcare, and a variety of amenities designed to enhance their golden years.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Bloomington, Indiana

About Assisted Living in Bloomington, IN

In Bloomington, Indiana, residential assisted living is defined as a personalized living arrangement for individuals aged 55 and older who seek a balance of independence and assistance with daily activities. These facilities focus on providing a supportive environment where residents can receive help with daily tasks such as medication management, bathing, and dressing, while still enjoying personal freedom. Additionally, Bloomington’s assisted living communities offer a range of services including nutritious meal plans, housekeeping, transportation, and various social and recreational activities. Emphasizing safety and comfort, these residences strive to foster a sense of community and well-being among their residents, making them ideal for seniors seeking a supportive, yet autonomous lifestyle.

Considerations when looking for senior housing in Bloomington, IN

According to findings there are estimated to be 19 Assisted Living Facilities in Bloomington, Indiana. In Bloomington, the summers are long, warm, humid, and wet; the winters are very cold and snowy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 22°F to 85°F and is rarely below 4°F or above 93°F.

Cities near Bloomington, IN

  • Smithville-Sanders: located southeast of Bloomington, is approximately 5.88 miles away.
  • Harrodsburg: Southeast, is around 5.99 miles from Bloomington.
  • Avoca: lies to the southwest, at a distance of about 8.82 miles.
  • Bloomfield: Situated southwest of Bloomington, roughly 12.27 miles away.
  • Owensburg: Located to the southwest, is approximately 12.66 miles from Bloomington.

Pricing and How to Pay for Assisted Living in Bloomington, IN

The average cost of residential assisted living in Bloomington, Indiana, varies depending on several factors such as the level of care required, location, and the types of amenities offered. That being said the costs in Bloomington start around $3,442 per month.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting What is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (there is a plethora of more things to consider), get to know the leadership in the building. If you feel good around the executive director, head nurse, lead activities director and even the chef or janitor, it is a good sign you can trust them with the care of your loved one.

Local Hospitals and Healthcare Providers in Bloomington, IN

  • Monroe Hospital
    • Address: 4011 S Monroe Med Park Blvd, Bloomington, IN, 47403
    • Phone: 812-825-1111
  • Bloomington Meadows Hospital
    • Address: 3600 N Prow Rd, Bloomington, IN, 47404
    • Phone: 812-331-8000
  • Bloomington Regional Rehabilitation Hospital, LLC
    • Address: 3050 N. Lintel Drive, Bloomington, IN, 47404
    • Phone: 812-336-2815
  • Irving Radiology, Inc
    • Address: 4011 S Monroe Medical Park Blvd, Bloomington, IN, 47403
    • Phone: 239-309-0602
  • Select Specialty Hospital – Bloomington Inc
    • Address: 601 W 2nd St, 4th Floor, Bloomington, IN, 47402
    • Phone: 812-353-2002

CICOA Aging and In-Home Solutions As the Area Agency on Aging serving Central Indiana, CICOA Aging and In Home Solutions connects people seeking help for themselves or a loved one with community resources for older adults, people with disabilities and family caregivers.

Indiana Adult Protective Services The Adult Protective Services (APS) investigates reports and provides intervention and protection to endangered adults who are victims of abuse, neglect, or exploitation.

State Health Insurance Assistance Program (SHIP) SHIP provides health insurance counseling through a partnership with 81 non-profit organizations most of which are senior centers, Area Agencies on Aging, and hospitals.

Indiana Senior Medicare Patrol Senior Medicare Patrol, or SMP, programs help Medicare and Medicaid beneficiaries protect against, detect, prevent, and report health care fraud.

State Long Term Care Ombudsman The Indiana Long-Term Care Ombudsman Program advocates for residents of long-term care facilities, which includes nursing facilities and licensed assisted living facilities. Our primary purpose is to promote and protect the Resident Rights guaranteed to residents under federal and state law.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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