Assisted Living in Oahu, HI

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Assisted Living in Oahu, Hawaii

Assisted Living in Oahu, Hawaii : Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Assisted living in Oahu, Hawaii, offers a unique blend of professional care and island serenity, providing seniors with a comfortable and supportive environment amidst the natural beauty of the Hawaiian landscape. These facilities often combine high-quality healthcare services with engaging activities and amenities, tailored to embrace the aloha spirit and enhance the well-being of their residents. With its tropical climate and rich cultural heritage, Oahu becomes an ideal location for seniors seeking a peaceful yet vibrant community for their assisted living needs.

Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living In Oahu, Hawaii

About Assisted Living in Oahu, HI

In Oahu, Hawaii, “assisted living” is typically defined as a type of residential care for seniors who require assistance with daily activities such as bathing, dressing, medication management, and mobility, but do not need the intensive medical and nursing care provided in a nursing home. These facilities often offer a combination of housing, personal care services, and healthcare, designed to respond to the individual needs of residents. The focus is on promoting independence, providing a high quality of life, and maintaining the dignity of residents within a safe and supportive community environment. Assisted living in Oahu embraces the island’s cultural values, emphasizing respect for elders and a strong sense of community, often integrating the unique natural and cultural elements of Hawaii into their programs.

Considerations When looking for Assisted Living in Oahu, HI

There are currently 15 residential facilities on the island of Oahu. The U.S. Census Bureau estimated Oahu’s population at 1,000,890 as of July 1, 2021 The population of people over the age of 65 is estimated to be 277,200. In Oahu, the summers are hot, oppressive, and dry; the winters are comfortable and humid; and it is windy and mostly clear year round. Over the course of the year, the temperature typically varies from 68°F to 87°F and is rarely below 63°F or above 89°F.

Cities Near Oahu, HI

  • Kaneohe – Approximately 8.42 miles northeast of Honolulu.
  • Pearl City – Roughly 9.70 miles northwest of Honolulu.
  • Kailua – About 10.09 miles northeast of Honolulu.
  • Waipahu – Approximately 11.17 miles west of Honolulu.

Pricing and How to pay

Multiple factors influence the cost of assisted living in Hawaii. Many of these factors depend on the type and level of care you need Retirement Industry reported in 2021 that the average cost of assisted living in Hawaii is $5,375 per month

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Oahu, HI

  • The Queen’s Medical Center
    • Address: 1301 Punchbowl St, Honolulu, HI 96813
    • Phone: (808) 691-1000
  • Kaiser Permanente Moanalua Medical Center
    • Address: 3288 Moanalua Rd, Honolulu, HI 96819
    • Phone: (808) 432-0000
  • Straub Medical Center
    • Address: 888 S King St, Honolulu, HI 96813
    • Phone: (808) 522-4000
  • Pali Momi Medical Center
    • Address: 98-1079 Moanalua Rd, Aiea, HI 96701
    • Phone: (808) 486-6000
  • Castle Medical Center (Adventist Health Castle)
    • Address: 640 Ulukahiki St, Kailua, HI 96734
    • Phone: (808) 263-5500

Hawaii Executive Office on Aging The Hawaii ADRC helps older adults, individuals with disabilities, and family caregivers find options for long term supports and services available to them in the State of Hawaii.

Alu Like Inc. ALU LIKE, Inc. has a comprehensive range of services and activities to fill identified needs in the Native Hawaiian community, including community economic development, business assistance, employment preparation, training, library services, educational and childcare services for families with young children.

Hawaii State Health Insurance Assistance Program (Hawaii SHIP) Provides statewide health insurance information, counseling, and referrals to individuals 65 years or older or with disabilities, their families, caregivers, and soon-to-be retirees. Medicare-certified volunteers provide counseling assistance and presentations at no charge to the public.

Legal Aid Society of Hawaii As the state’s oldest and largest non-profit, public interest law firm with offices statewide- Legal Aid helps ensure justice and fairness for all by providing civil legal aid to the most vulnerable in our society.

Long Term Care Ombudsman Program The Long-Term Care Ombudsman (LTCO) program was established by federal and state statutes. The LTCO identifies, investigates, and resolves complaints that are made by, or on behalf of residents, and related to action, inaction, or decisions that may adversely affect the health, safety, welfare, and rights of residents of long term care facilities such as nursing homes, adult residential care homes, assisted living facilities, and other long-term care settings.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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