Assisted Living in Waterbury, Connecticut: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Residential assisted living in Waterbury, Connecticut, offers a nurturing and dynamic community for those over 55, providing personalized care and a range of social activities. With Connecticut ranking 18th in the nation for assisted living, Waterbury ensures high standards of senior care. Enjoy a supportive and engaging environment that prioritizes your comfort and independence.
Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.
Assisted Living Communities near Waterbury, Connecticut
About Assisted Living in Waterbury, CT
Assisted living communities in Connecticut offer a range of sizes and styles to meet diverse needs and preferences. They can range from intimate settings with as few as five residents to expansive complexes serving over a hundred individuals. The provision of these services is regulated and can only be provided by a state-licensed assisted living services agency (ALSA). These agencies are responsible for offering services such as nursing and assistance with ADLs to a population that is chronic and stable. ALSAs are only permitted to operate within a “managed residential community” (MRC), which, while not licensed as an MRC, must meet certain definitional criteria.
Considerations when looking for senior housing in Waterbury, CT
There are 11 assisted living facilities near Waterbury, Connecticut. The estimated population of Waterbury is 114,990 with 13.9% of that number being those ages 65 and older. In Waterbury, the summers are warm and wet, the winters are freezing and snowy, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 20°F to 81°F and is rarely below 5°F or above 89°F.
Cities near Waterbury, CT
- New Haven: About 18.4 miles away.
- Danbury: Roughly 23.7 miles away.
- Hartford: Approximately 24.2 miles away.
- Bridgeport: Around 27.1 miles away.
- Stamford: Nearly 43.1 miles away.
Pricing and How to Pay for Assisted Living
Paying for senior care depends on several factors. On average, residents can expect to pay $5,475 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local Hospitals and Healthcare Providers in Waterbury, CT
- Saint Mary’s Hospital
- Address: 56 Franklin Street, Waterbury, CT
- Phone: (203) 709-6020
- Waterbury Hospital
- Address: 64 Robbins Street, Waterbury, CT 06708
- Phone: (203) 573-6000
- The Harold Leever Regional Cancer Center (Smilow Cancer Hospital – Waterbury)
- Address: 1075 Chase Parkway Suite B, Waterbury, CT 06708
- Phone: (203) 755-6311
Questions to Ask
Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:
Resources and Links – Connecticut
Department of Aging and Disability Services Within its compact borders, Connecticut has forested hills, new urban skylines, shoreline beaches, white-steeple colonial churches, and historic village greens. There are classic Ivy League schools, modern expressways, great corporate offices, and small farms. Connecticut is a thriving center of business, as well as a vacation land. It is both a New England state, and neighbor to New York City and Boston.
Protective Services for the Elderly This program is designed to safeguard people 60 years of age and older from physical, mental and emotional abuse, neglect, abandonment and/or financial abuse and exploitation.
Long Term Care Ombudsman Program The Long Term Care Ombudsman Program (LTCOP) works to improve the quality of life and quality of care of Connecticut citizens residing in nursing homes, residential care homes and assisted living communities. All Ombudsman activity is performed on behalf of, and at the direction of residents. All communication with the residents, their family members or legal guardians, as applicable, is held in strict confidentiality.
The CHOICES Program (Connecticut’s program for Health insurance assistance, Outreach, Information and referral, Counseling, Eligibility Screening) The Choices Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
