Assisted Living in Fort Collins, CO

Assisted Living in Fort Collins Colorado: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Experience the best of residential assisted living in Fort Collins, Colorado, where exceptional care and vibrant community life come together. Colorado is highly ranked for assisted living, ensuring top-notch services and a comfortable lifestyle for seniors. Enjoy peace of mind in a beautiful, supportive environment designed to meet your unique needs.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

About Assisted Living in Fort Collins, CO

In Fort Collins, Colorado, residential assisted living is defined as a supportive housing option designed to help seniors with daily activities while promoting independence. These facilities provide a range of services, including personal care, medication management, meal preparation, and housekeeping. Residents enjoy private or semi-private accommodations in a community setting, with access to social and recreational activities. The focus is on enhancing quality of life by offering tailored care plans that address each individual’s needs and preferences, ensuring safety, comfort, and well-being for those over 55.

Considerations when looking for Senior housing in Fort Collins, CO

There are 18 assisted living facilities in Fort Collins, Colorado. The estimated population of Fort Collins is 170,376 with 11.6% of that number being those ages 65 and older. In Fort Collins, the summers are warm and mostly clear and the winters are freezing, snowy, windy, and partly cloudy. Over the course of the year, the temperature typically varies from 19°F to 87°F and is rarely below 3°F or above 96°F.

Cities near Fort Collins, CO

• Loveland, CO – 12 miles south
• Windsor, CO – 15 miles southeast
• Greeley, CO – 30 miles southeast
• Longmont, CO – 33 miles southwest
• Cheyenne, WY – 46 miles north

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, residents can expect to pay $5,433 per month for assisted living services. These fees encompass personalized care, engaging activities, and comfortable accommodations, ensuring a fulfilling retirement experience. Keep in mind these costs may fluctuate depending on factors such as location and facility amenities.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of:

Local Hospitals and Healthcare Providers in Fort Collins, CO

UCHealth Poudre Valley Hospital

• Address: 1024 S Lemay Ave, Fort Collins, CO 80524
• Phone Number: (970) 495-7000

Banner Fort Collins Medical Center

• Address: 4700 Lady Moon Dr, Fort Collins, CO 80528
• Phone Number: (970) 821-4000

Associates in Family Medicine – Horsetooth Office

• Address: 3519 Richmond Dr, Fort Collins, CO 80526
• Phone Number: (970) 204-0300

The Fort Collins Family Medicine Center

• Address: 1025 Pennock Pl, Fort Collins, CO 80524
• Phone Number: (970) 495-8800

Orthopaedic & Spine Center of the Rockies

• Address: 2500 E Prospect Rd, Fort Collins, CO 80525
• Phone Number: (970) 493-0112

Local Resources and Links – Colorado

Area Agency on Aging  Boulder County offers services to adults 60 and over and their adult caregivers. They also provide assistance to Medicare beneficiaries and residents of any age who live in a long-term care facility. Provides information, referral, and options counseling to anyone 18 or older with a disability as well as to older adults through the Aging and Disability Resource for Colorado program. Legal assistance is offered via one of our contractors, not directly.

Denver Regional Council of Governments Provides information and assistance for people 60 and older or 18-plus with a disability, their families, and service providers. Referrals to local resources and services.

Larimer County Office on Aging The Larimer County Office on Aging LCOA provides Information and Referral through the ADRC, Title III services including In Home Services Voucher, Chore Voucher, Respite Voucher, application assistance and options counseling. Additional services include grant management and long term care ombudsman program community education and key member of the Partnership for Age Friendly Communities in Larimer County.

Park County Department of Human Services Adult Protection Services (APS) are provided to at-risk adults age 18 and older who, due to age or disability, are unable to protect themselves and have no one to advocate on their behalf. The Adult Protection program responds to reports of Abuse (physical or sexual), Neglect (caregiver or self), and Financial Exploitation.

Pikes Peak Area Council of Governments PPACG serves as the Area Agency on Aging for Colorado Springs and provides programs and services for older adults and their caregivers. A person must be 60 years of age or older to be eligible for a service provided by the Older Americans Act (OAA).

Disability Law Colorado offers legal representation, information and referrals to people with disabilities, older people, and their families.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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