Sacramento, California Assisted Living: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
Assisted living in Sacramento, California, offers seniors a supportive and engaging environment, blending personalized care with the city’s rich historical and cultural backdrop. These facilities provide a range of services and amenities designed to foster independence while ensuring the well-being of residents, set amidst Sacramento’s scenic beauty and vibrant community life. Seniors in Sacramento can enjoy a fulfilling lifestyle with access to various recreational, educational, and social activities, tailored to their individual needs and preferences.
Assisted living facilities in Sacramento, California could accept State Medicaid, private payers, and long-term care insurance which helps to relieve the financial burden of senior care, and could be more cost effective than home care.
About Assisted Living In Sacramento, CA
Caring for someone who has physical or cognitive care needs can often be difficult in the home or simply not cost effective. Assisted living communities do a wonderful job in filling that need. California is unique in that it is the only state in the U.S. that uses the Residential Care Facilities for the Elderly model. RCFEs – also known as Assisted Living – are non–medical facilities that provide room, meals, housekeeping, supervision, storage and distribution of medication, and personal care assistance with basic activities like hygiene, dressing, eating, bathing, and transferring. RCFEs serve persons 60 years of age and older.
This level of care and supervision is for people who are unable to live by themselves but who do not need 24 hour nursing care. RCFEs are considered non-medical facilities and are not required to have nurses, certified nursing assistants or doctors on staff.
In addition to providing care to residents, many RCFEs offer a full range of social, emotional, physical, and even spiritual services to their residents. Having a robust life enrichment program may be of great value to some.
Considerations when looking for care in Sacramento, CA
Sacramento is the 6th largest city in the California, with the population tipping over 520,000 in 2020’s census. The hot summers and cool winters, museums, and diverse culture have led Sacramento to become a preferred location for senior citizens to retire, and so the need for senior care has become more of a factor. In Sacramento, the summers are hot, arid, and mostly clear and the winters are short, cold, wet, and partly cloudy. Over the course of the year, the temperature typically varies from 39°Fto 94°F and is rarely below 31°F or above 102°F.
Assisted Living Communities near Sacramento, California
Shearwater Residence
Orangevale, California 95662
Country Club Manor
Sacramento, California 95825
Walnut House
Carmichael, California 95608
Grand River Villa
West Sacramento, California 95691
Aegis Assisted Living Of Carmichael
Carmichael, California 95608
Loving Angels Carehome
Folsom, California 95630
Eskaton Village Care Center
Carmichael, California 95608
University Retirement Community At Davis
Davis, California 95616
Abounding Peace Elderly Care Ii
Sacramento, California 95820
Acc Assisted Living At Greenhaven Terrace
Sacramento, California 95831
Cities near Sacramento, CA with Assisted Living
- West Sacramento – 3.5 miles west of Sacramento.
- Rosemont – 9.4 miles southeast of Sacramento.
- La Riviera – 9.9 miles east of Sacramento.
- Carmichael – 10.5 miles northeast of Sacramento.
- Rio Linda – 13.9 miles northeast of Sacramento.
- Davis – 15.3 miles west of Sacramento.
How much do assisted living communities in Sacramento, CA cost?
The average cost associate with care at an assisted living facility in Sacramento, CA is $4800 / month.
The truth is that care, no matter the setting, but especially in nursing homes, requires robust staffing 24/7. The costs of hiring and keeping exceptional caregivers and medically trained staff such as nurses, is very costly. Add in the price of running a medical facility all day and night, pricey medical supplies and needed administrative staff, and you’ve got quite the overhead.
Although the cost can seem overwhelming, it’s smart to look into financial planning for end stage retirement and expected care needs.
How To Pay for an Assisted Living Community
Assisted living costs can sometimes come as a surprise given the constantly rising costs of care. However, there are ways in which some or all the cost of care may be covered.
Health Insurance, such as Medicare, will often not cover the expense related to a long-term stay at an assisted living facility. This leaves the cost to be paid for by another source.
Other means for paying for assisted living include:
- Medi-Cal (by county)
- Long-term care insurance plans
- Veteran’s Aid & Attendance benefits
- Private funds
- Whole life insurance plans
- Reverse mortgages
You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.
The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.
Medicaid can also be an option, be sure to see if you or a loved one qualifies.
Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.
For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.
Medicare – NO:
- Medicare does NOT pay for Assisted Living.
- People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
- Coverage is meant for people in need of short-term care.
Private pay – YES:
- Many families pay for assisted living with private funds.
- Private pay can be a combination of retirement funds, personal savings, and pension payments.
- Family members may contribute funds to pay for assisted living or other senior housing and care.
Medicaid – MAYBE:
- Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
- Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
- Every state has their own individual Medicaid assistance program.
- National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
- The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
- If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.
Long-term Care Insurance – MAYBE:
Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.
- Long-term care insurance helps cover the costs of chronic medical conditions.
- Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.
Veteran Aid and Assistance – MAYBE:
This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.
- There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Local hospital and healthcare providers in Sacramento, CA
Mercy General Hospital
4001 J St
Sacramento, CA 95819
UC Davis Health
2315 Stockton Blvd
Sacramento, CA 95817
Sutter General Hospital
2825 Capitol Ave
Sacramento, CA 98516
Sacramento Medical Center
1650 Response Rd
Sacramento, CA 95815
Resources and Links- California
Area Agencies on Aging The California Department of Aging (CDA) administers programs that serve older adults, adults with disabilities, family caregivers, and residents in long-term care facilities throughout the State. These services are provided locally by contracted agencies. This webpage is intended for those who provide, or seek to provide a variety of aging services.
The Home Care Services Bureau is responsible for licensing Home Care Organizations including processing applications, receiving and responding to complaints and conducting unannounced visits to ensure compliance.
California Department of Aging Under the umbrella of the California Health and Human Services Agency, the California Department of Aging (CDA) administers programs that serve older adults, adults with disabilities, family caregivers, and residents in long-term care facilities throughout the State. These programs are funded through the federal Older Americans Act, the Older Californians Act, and through the Medi-Cal program.
California Rural Indian Health Board The Pit River Tribe of California’s Rancherias in the operating area are as follows: * Montgomery Creek Rancheria * Roaring Creek Rancheria * Burney * Lookout Rancheria * XL Ranch Rancheria * Likely Rancheria * Big Bend Rancheria The main site, Burney Indian Health Clinic, in Burney, CA offers full time health care in many fields. As a service to the community the Shasta County W.I.C. Program is also located at the site in Burney. A satellite office, the XL Ranch Reservation Clinic, is located in Alturas, CA (Modoc County) providing referral and outreach services. The principal referral facility is Mercy Medical Center Hospital in Redding, CA which approximately miles from the main clinic site. This facility offers general medicine with 169 medical/surgical, 14 ICU, 14 CCU, 19 Pedriatrics, 29 Perinatal, 5 Acute/Respiratory and 6 ICCN beds
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources.
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
Questions to Ask
Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:
