San Jose, California Home Care: Search Near You, How To Pay, Licensing, Local Resources, and Questions To Ask

San Jose is a beautiful location for those looking at home care services. Ranked as the 2^nd best place to live in California, San Jose attracts innovation, outdoor enthusiasts, and retirees.Agencies in this area could accept State Medicaid, private payers, and long-term care insurance.

CareAvailability.com has been used by families and care professionals in the San Jose area to find real-time home care availability and provide a comprehensive list of options for care.

We do all the work for you when it comes to finding the best home care companies in and around San Jose. We do extensive research on the facilities and provide you with the most current information and care availability.

About Home Care In San Jose, CA

Home care is a service that involves providing assistance to another who may need help with physical or cognitive care needs. This type of care is often offered to seniors in their home environment and can help them stay independent while they age in place.

Home care is different than home health, which is offered to people who are recovering from an injury or hospital admittance with the goal of recovering at home.  Home care is normally classified as non-medical care in the home to help with activities of daily living (ADL). ADLs are basic daily activities that are necessary for independent living. These include bathing, dressing, personal grooming, eating, mobility, and maintaining continence.

Considerations when looking for care in San Jose, CA

San Jose, located in the Santa Clara County of Northern California is the 10^th most populated city in the United States, with the population tipping over 1,000,000 in 2020’s census. The warm climate, natural beauty, and diverse culture have led San Jose being a preferred location for senior citizens to retire, and so the need for senior care has become more of a factor.

San Jose is also home to many universities and other higher education institutes, including The University of Silicon Valley and San Jose State University.

Cities near San Jose, CA with Home Care Options

• Santa Clara – 5 miles west of San Jose.
• Sunnyvale – 11.5 miles northwest of San Jose.
• Los Gatos – 13 miles southwest of San Jose.
• Mountain View – 13.4 miles northwest of San Jose.
• Palo Alto – 17.4 miles northwest of San Jose.
• Stanford – 22.3 miles northwest of San Jose.

How much does home care in San Jose, CA cost?

The average cost associate with home care in San Jose, CA is $7,100 / month for a full to part-time caregiver.

One benefit of home care is that you are normally able to request only the hours of care you are needing, which may lower a person’s cost of care greatly as long as minimums are met. Hours can vary from as little as 1 hour all the way up to 24-hour care, depending on the level of acuity/care needs.

Although the cost can seem overwhelming, it’s smart to look into financial planning for end stage retirement and expected care needs.

How to pay for Home Care

Private Funds- YES:

• Many families pay for care with private funds. 
• Private pay can be a combination of retirement funds, personal savings, and pension payments. 
• Family members may contribute funds toward a loved one’s care. 

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Medicaid- MAYBE

Medicaid MAY cover home care for seniors who are eligible. Each state has its own Medicaid programs in place. As a result, eligibility and services fluctuate state to state.  Funding may also be offered under the Home and Community Based Services Medicaid Waivers. 

In-home personal care services (dressing, bathing, eating, etc.) are not federally mandated, and some states do not even regulate these agencies.

Long-term care insurance- MAYBE:

• The purpose of long-term care insurance is to cover senior care, which includes home care. Though, be aware that coverage varies depending on the insurance provider, the specific policy, and other factors. 
• It is common that long-term care insurance will only start to cover care when the person with the policy requires assistance with two or more ADLs. 
• As a result of the above, individuals who only need companion care may not be covered by their long-term care insurance.  
• Typically, purchasing long-term care insurance is not an option if you are at the point where you already need care. 

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Private Pay

• Many families pay for care with private funds.
• Family members may contribute funds toward the care of a loved one.
• Private pay may be a combination of personal savings, retirement funds, or pension payments.

Local hospital and healthcare providers in San Jose, CA

Good Samaritan Hospital
2425 Samaritan Dr
San Jose, CA 95124

Santa Clara Valley Medical Center
751 S Bascom Ave
San Jose, CA 95128

O’Connor Hospital
2105 Forest Ave
San Jose, CA 95128

Regional Medical Center
225 N Jackson Ave
San Jose, CA 95116

Resources and Links- California

Area Agencies on Aging The California Department of Aging (CDA) administers programs that serve older adults, adults with disabilities, family caregivers, and residents in long-term care facilities throughout the State. These services are provided locally by contracted agencies. This webpage is intended for those who provide, or seek to provide a variety of aging services.

The Home Care Services Bureau is responsible for licensing Home Care Organizations including processing applications, receiving and responding to complaints and conducting unannounced visits to ensure compliance.

California Department of Aging Under the umbrella of the California Health and Human Services Agency, the California Department of Aging (CDA) administers programs that serve older adults, adults with disabilities, family caregivers, and residents in long-term care facilities throughout the State. These programs are funded through the federal Older Americans Act, the Older Californians Act, and through the Medi-Cal program.

California Rural Indian Health Board The Pit River Tribe of California’s Rancherias in the operating area are as follows: * Montgomery Creek Rancheria * Roaring Creek Rancheria * Burney * Lookout Rancheria * XL Ranch Rancheria * Likely Rancheria * Big Bend Rancheria The main site, Burney Indian Health Clinic, in Burney, CA offers full time health care in many fields. As a service to the community the Shasta County W.I.C. Program is also located at the site in Burney. A satellite office, the XL Ranch Reservation Clinic, is located in Alturas, CA (Modoc County) providing referral and outreach services. The principal referral facility is Mercy Medical Center Hospital in Redding, CA which approximately miles from the main clinic site. This facility offers general medicine with 169 medical/surgical, 14 ICU, 14 CCU, 19 Pedriatrics, 29 Perinatal, 5 Acute/Respiratory and 6 ICCN beds

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources.

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Questions and inquiries about home care

Agency Information

• Is the agency RN operated?
• Is the agency a franchise or locally owned and operated?
• Is the agency licensed by WA State Department of Health?
• Is the agency licensed for both home care and home health?
• Does the agency have liability insurance?
• Can the agency respond to you 24/7?

Caregiver Information

• Are employees licensed, bonded & insured? Or are they independent contractors?
• Does the agency test skills, conduct behavioral interviews and verify caregiver credentials?
• Are caregivers required to have current certifications for First Aid, CPR, and TB?
• Are caregivers provided continuing education/training?
• Can authorized individuals monitor care and make requests online in real time?
• Does the agency offer caregiver replacement when the “fit” may not be right?

Documentation and Supervision

• Does an RN/MSW/Care Manager conduct a free home care assessment?
• Does an RN/MSW/Care Manager create a home care plan?
• Does an RN/MSW/Care Manager supervise the caregivers?
• Do caregivers receive client orientation before arriving at a client’s home?

Policies and Cost

• Can services be cancelled with a 4-hour notification?
• Does the agency offer flexible scheduling, custom care plans, and  a continuum of care?
• Does the agency have weekly or monthly minimums?
• What is the hourly minimum per shift?
• Does the agency offer home care discounts?
• What is the required deposit?
• Will the agency accept long-term care insurance?

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