Alabama Home Health: Common Terms, How to pay for Home Health, Licensing and Questions to ask
Tuscaloosa is the regional center of industry, commerce, healthcare and education for the area of west-central Alabama. Tuscaloosa is known for the Mercedes-Benz assembly plant and being the home of The University of Alabama. There is a rich history of our country there as well. You can tour mansions and take civil war tours as well as visit nearby lakes and trails. These features and more have led to Tuscaloos becoming a preferred location for senior citizens to retire and eventually receive care as they age.
About Home Health in Tuscaloosa
18% of Alabamans are aging adults 65 and older. The state is known for their excellent healthcare options and highly rated hospitals. The cost of living is an advantage because it is much less than the national average. Home health services are unique in comparison with other forms of care. These services are generally provided so the patient may be in their home while receiving care, as opposed to a long-term facility like a nursing home. Home health in Alabama designs each individual’s treatment plan (as assigned by the doctor), which may include physical and occupational therapy, the monitoring of recovery, injections or wound care. Upon completion of the rehabilitation, the patient may resume normal function around the house after they’ve recovered.
Home health services are generally short-term (temporary), depending on the doctor’s orders. Not all home health services require around the clock care. However, there are situations in which the caregivers continue the home health care beyond the doctor’s order.
The services provided are approved and prescribed by the individual’s doctor, making them personal. Within the home health plan is a detailed description of the type (or types) of medical care your loved one will receive. It will show you the plan for what types of care professionals will be delivering the care and the schedule they will be working. Most commonly, your loved one’s doctor will prescribe a home health agency. Being serviced by the agency your physician has chosen is not set in stone. You may choose to use a different home health agency if you’d like. If you know someone, a friend or family member who has received home health care and they were satisfied with their trained professional team, you can inquire into that agency.
Considerations when looking for care in Tuscaloosa
The town of Tuscaloosa is home to just 100,618 people with nearly 40 home health agencies to work with.
The hot season lasts from May to September, with an average daily high temperature above 84°F. The cool season is from November to February, with an average daily high temperature below 62°F.
Home health agencies are not required by law to be licensed in the state of Alabama. Though, agencies may be certified through Medicare and Medicare to provide services.
Home Health Communities near Tuscaloosa, Alabama
Tuscaloosa County Home Care
Tuscaloosa, Alabama 35405
Dch Home Health Care Agency
Tuscaloosa, Alabama 35401
Amedisys Home Health Of Tuscaloosa
Northport, Alabama 35473
Cities Near Tuscaloosa
- Samantha – 16 miles north of Tuscaloosa
- Coker – 8 miles west of Tuscaloosa
- Coaling – 16 miles south of Tuscaloosa
- Brookwood – 23 east of Tuscaloosa
How to pay for Home Health and available coverage
Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.
*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops.
Medicare is not a long-term care solution.
Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.
Veteran Aid and Attendance:
This benefit is available to some military veterans or surviving spouses.
- A veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
- Most health insurance companies typically cover some services for acute medical needs.
- Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary.
Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.
Questions and Inquiries about Home Health
- How long has the agency been serving this community?
- Does the agency have any printed brochures describing the services it offers and how much they cost?
- Is the agency an approved Medicare provider?
- Is the agency currently licensed to practice (if required in the state where you live)?
- Does a national accrediting body certify the quality of care?
- Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for?
- Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver?
- How closely do supervisors oversee care to ensure quality?
- Will agency caregivers keep family members informed about the kind of care their loved one is getting?
- Are agency staff members available around the clock, seven days a week, if necessary?
- Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day?
- How does the agency ensure patient confidentiality?
- How are agency caregivers hired and trained?
- What is the procedure for resolving problems when they occur?
- How does the agency handle billing?
- Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services?
- Will the agency provide a list of references for its caregivers?
- Who does the agency call if the home health care worker cannot come when scheduled?
- What type of employee screening is done?
Local Hospitals and Care Providers
Tuscaloosa Veterans Affairs Medical Center
3701 Loop Rd, Tuscaloosa, AL 35404
5005 Oscar Baxter Dr, Tuscaloosa, AL 35405
Lewis and Faye Manderson Cancer Center
809 University Blvd E, Tuscaloosa, AL 35401
DCH Regional Medical Center
809 University Blvd E, Tuscaloosa, AL 35401
Resources and Links- Alabama
Alabama Department of Senior Services – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Alabama Department of Human Resources Adult Protective Services Division – The mission of the Adult Protective Services Division is to support and enable County Departments to protect elderly and disabled adults from abuse, neglect, and exploitation and prevent unnecessary institutionalization.
Alabama State Health Insurance Counseling Program – The Alabama Health Insurance Counseling Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.
Legal Services Alabama, Inc – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.