Home Health in Rapid City, SD

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Home Health in Rapid City, South Dakota

Home Health in Rapid City, South Dakota: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Rapid City, located at the eastern edge of the Black Hills, provides a scenic and supportive setting for seniors who prefer to receive care in the comfort of their homes. South Dakota ranks 32nd nationally for assisted living, reflecting moderate statewide resources for elder care. In Rapid City, older adults enjoy access to nature, community centers, and a close-knit environment that supports independence. The area offers rich cultural history, proximity to national parks, and a four-season climate that appeals to those who appreciate natural beauty. These factors, along with the availability of home health care, make it easier for seniors to maintain autonomy while receiving professional support. Rapid City’s manageable size and accessible healthcare services add to its appeal for aging in place.

Home Health in Rapid City, South Dakota

About Home Health in Rapid City, SD

Home health care in Rapid City, SD consists of clinical and supportive services delivered at home for those managing chronic conditions or recovering from illness. These services include skilled nursing, home health aides, physical therapy, occupational therapy, and speech-language therapy. Additionally, they are usually provided under a doctor-directed care plan tailored to the patient’s needs. This setup ensures quality care while allowing individuals to remain in their homes.

Considerations when looking for Home Health Care Agencies in Rapid City, SD

There are 5 Home Health providers within 10 miles of Rapid City, South Dakota. The city has a population of approximately 76,184, with 17.6% of residents aged 65 or older. In Rapid City, the summers are warm and dry, the winters are cold and snowy, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 15°F to 87°F and is rarely below -4°F or above 98°F.

Cities near Rapid City, SD

  • Box Elder, SD – 8 miles east
  • Blackhawk, SD – 8 miles northwest
  • Summerset, SD – 9 miles northwest
  • Piedmont, SD – 12 miles northwest
  • Hermosa, SD – 18 miles southeast

Pricing and How to Pay for Home Health Services

Paying for senior care involves several factors, including the type of services needed and coverage options available. On average, seniors can expect to pay $8,389 per month for home health services, which typically include skilled nursing, physical therapy, occupational therapy, speech-language therapy, and medical social services. These essential services help ensure a comfortable and well-supported aging experience. Costs may vary based on location, level of care required, and agency offerings.

Many home health care agencies choose to become Medicare-certified, allowing them to receive reimbursement for eligible services. Additionally, home health providers may educate individuals and their families on self-care techniques to promote independence. When prescribed by a physician, home health services are often covered by medical insurance and are commonly provided after a hospital stay or skilled rehabilitation.

How to pay for Home Health and available coverage

Medicare:

Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.

*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops. 

Medicare is not a long-term care solution. 

Medicaid:

Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.

Veteran Aid and Attendance:

This benefit is available to some military veterans or surviving spouses. 

  • A veteran may qualify for as much as $2,050 each month. 
  • A veteran with a sick spouse may be eligible for $1,600 per month. 
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Private Insurance:

  • Most health insurance companies typically cover some services for acute medical needs. 
  • Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary. 

Private pay:

Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.

Definitions of types of care

Home Care: Caregiver assistance related to activities of daily living, including: mobility, eating, toileting, bathing and personal hygiene, dressing and grooming or cognition support. These services are typically not covered by medical insurance and do not require a physician’s order.

Home Health: includes skilled nursing services, physical therapy, occupational therapy, speech language therapy and medical social services. A home health care agency may choose to be Medicare certified to be reimbursed for their services. Home health agencies may also teach you how to care for yourself. Services ordered by a physician, covered by Medical Insurance and typically provided following a hospital or skilled rehab stay.

Rehabilitation & Therapy: treatment for an injury, illness, or pain with the goal of restoring function, including nursing and therapy services. Rehab is ordered by
a physician and services are provided by nurses and physical, occupational, and speech therapists. Examples include working with a physical therapist to help you walk and with an occupational therapist to help you get dressed.

Respite Care: short term relief for family caregivers to take a break from the caregiving responsibilities and allows for a healthier and better quality of life for both the caregiver and care receiver. Respite services include: companionship, personal care, recreational activities and security. Respite care can be provided as short stay or for a longer period that allows the family caregiver to go on vacation or a business trip. Longer duration respite care is generally found at select senior housing communities although some Companion services may provide this service in the home.

Hospice Care (Palliative Care): emphasizes comfort measures and counseling to provide social, spiritual and physical support to the dying patient and his or her family. The goals of hospice are to keep the patient as comfortable as possible by relieving pain and other symptoms. Hospice care, is typically offered in the last six months of life and covered under Medicare Part A .

Local Hospitals and Healthcare Providers in Rapid City, SD

  • Monument Health Rapid City Hospital
    353 Fairmont Blvd, Rapid City, SD 57701
    (605) 755-1000
  • Black Hills Surgical Hospital
    216 Anamaria Dr, Rapid City, SD 57701
    (605) 721-4700
  • Fort Meade VA Medical Center
    113 Comanche Rd, Fort Meade, SD 57741
    (605) 347-2511
  • Urgent Care – Monument Health
    2116 Jackson Blvd, Rapid City, SD 57702
    (605) 755-2273
  • Regional Health Medical Clinic
    640 Flormann St, Rapid City, SD 57701
    (605) 755-3300

Questions to ask when looking for Home Health

  • How long has the agency been serving this community? 
  • Does the agency have any printed brochures describing the services it offers and how much they cost? 
  • Is the agency an approved Medicare provider?
  • Is the agency currently licensed to practice (if required in the state where you live)? 
  • Does a national accrediting body certify the quality of care?  
  • Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for? 
  • Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver? 
  • How closely do supervisors oversee care to ensure quality? 
  • Will agency caregivers keep family members informed about the kind of care their loved one is getting?
  • Are agency staff members available around the clock, seven days a week, if necessary? 
  • Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day? 
  • How does the agency ensure patient confidentiality? 
  • How are agency caregivers hired and trained? 
  • What is the procedure for resolving problems when they occur?
  • How does the agency handle billing? 
  • Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services? 
  • Will the agency provide a list of references for its caregivers? 
  • Who does the agency call if the home health care worker cannot come when scheduled? 
  • What type of employee screening is done? 

South Dakota Long-Term Services & Support SHIINE provides free, confidential and unbiased counseling to Medicare beneficiaries in South Dakota. The counselors work with individuals by educating them on Medicare and how to protect their benefits and avoid fraud.

Long Term Services and Supports Adult Protective Services Report suspected or known abuse of a person who has a mental illness.

Senior Health Information & Insurance Education (SHIINE) The program offers counseling and assistance on a variety of topics including: Medicare, Medicaid, Medicare Supplemental Insurance- long term care financing options and other health insurance options.

Ombudsman Program Area Ombudsmen receive, investigate and seek to resolve complaints from, or on behalf of, residents of long-term care and residential facilities.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search other areas for Home Health


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Care Availability

Written by The Care Availability Team
Experts in the senior care & retirement living industries

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