Home Health in Jersey City, NJ

Home Health in Jersey City, New Jersey: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Jersey City, New Jersey, offers seniors a vibrant urban environment with easy access to world-class healthcare and community resources—making it a strategic location for exploring home health care options. Positioned directly across the Hudson River from Manhattan, the city combines cultural richness with proximity to top medical institutions. New Jersey ranks 19th in the country for elder care, suggesting a solid framework for senior services statewide. In Jersey City, older adults can age in place comfortably, supported by local agencies that provide in-home medical and therapeutic care. These services allow for a smoother recovery process and help maintain everyday independence. With its strong public transit, parks, and active community centers, Jersey City is well-equipped to support residents aging at home. Choosing home health care here means receiving personalized attention without sacrificing access to amenities or support systems.

About Home Health in Jersey City, NJ

Home Health in Jersey City, NJ refers to medically supervised services provided in the comfort of a person’s residence. These include skilled nursing, physical therapy, occupational therapy, and speech-language services. Additionally, home health may include support with medication, mobility, and recovery routines. It offers flexibility and convenience, particularly for individuals managing chronic health conditions.

Considerations when looking for Home Health Care Agencies in Jersey City, NJ

There are 24 Home Health providers within 10 miles of Jersey City, New Jersey. The city has a population of approximately 292,449, with 13.4% aged 65 and older. In Jersey City, the summers are warm and humid, the winters are cold and snowy, and it is partly cloudy year round. Over the course of the year, the temperature typically ranges from 26°F to 85°F and is rarely below 13°F or above 93°F.

Cities near Jersey City, NJ

• Hoboken, NJ – 2 miles north
• Bayonne, NJ – 6 miles south
• Union City, NJ – 6 miles northwest
• Newark, NJ – 8 miles west
• New York, NY – 9 miles northeast

Pricing and How to Pay for Home Health Services

Paying for senior care involves several factors, including the type of services needed and coverage options available. On average, seniors can expect to pay $6,864 per month for home health services, which typically include skilled nursing, physical therapy, occupational therapy, speech-language therapy, and medical social services. These essential services help ensure a comfortable and well-supported aging experience. Costs may vary based on location, level of care required, and agency offerings.

Many home health care agencies choose to become Medicare-certified, allowing them to receive reimbursement for eligible services. Additionally, home health providers may educate individuals and their families on self-care techniques to promote independence. When prescribed by a physician, home health services are often covered by medical insurance and are commonly provided after a hospital stay or skilled rehabilitation.

How to pay for Home Health and available coverage

Medicare:

Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.

*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops. 

Medicare is not a long-term care solution. 

Medicaid:

Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.

Veteran Aid and Attendance:

This benefit is available to some military veterans or surviving spouses. 

• A veteran may qualify for as much as $2,050 each month. 
• A veteran with a sick spouse may be eligible for $1,600 per month. 
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Private Insurance:

• Most health insurance companies typically cover some services for acute medical needs. 
• Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary. 

Private pay:

Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.

Definitions of types of care

Home Care: Caregiver assistance related to activities of daily living, including: mobility, eating, toileting, bathing and personal hygiene, dressing and grooming or cognition support. These services are typically not covered by medical insurance and do not require a physician’s order.

Home Health: includes skilled nursing services, physical therapy, occupational therapy, speech language therapy and medical social services. A home health care agency may choose to be Medicare certified to be reimbursed for their services. Home health agencies may also teach you how to care for yourself. Services ordered by a physician, covered by Medical Insurance and typically provided following a hospital or skilled rehab stay.

Rehabilitation & Therapy: treatment for an injury, illness, or pain with the goal of restoring function, including nursing and therapy services. Rehab is ordered by
a physician and services are provided by nurses and physical, occupational, and speech therapists. Examples include working with a physical therapist to help you walk and with an occupational therapist to help you get dressed.

Respite Care: short term relief for family caregivers to take a break from the caregiving responsibilities and allows for a healthier and better quality of life for both the caregiver and care receiver. Respite services include: companionship, personal care, recreational activities and security. Respite care can be provided as short stay or for a longer period that allows the family caregiver to go on vacation or a business trip. Longer duration respite care is generally found at select senior housing communities although some Companion services may provide this service in the home.

Hospice Care (Palliative Care): emphasizes comfort measures and counseling to provide social, spiritual and physical support to the dying patient and his or her family. The goals of hospice are to keep the patient as comfortable as possible by relieving pain and other symptoms. Hospice care, is typically offered in the last six months of life and covered under Medicare Part A .

Local Hospitals and Healthcare Providers in Jersey City, NJ

• Jersey City Medical Center
  355 Grand St, Jersey City, NJ 07302
  (201) 915-2000
• Christ Hospital
  176 Palisade Ave, Jersey City, NJ 07306
  (201) 795-8200
• CarePoint Health – Hoboken University Medical Center
  308 Willow Ave, Hoboken, NJ 07030
  (201) 418-1000
• Bayonne Medical Center
  29 E 29th St, Bayonne, NJ 07002
  (201) 858-5000
• Riverside Medical Group – Jersey City
  2 Journal Square, Jersey City, NJ 07306
  (201) 418-3300

Questions to ask when looking for Home Health

• How long has the agency been serving this community? 
• Does the agency have any printed brochures describing the services it offers and how much they cost? 
• Is the agency an approved Medicare provider?
• Is the agency currently licensed to practice (if required in the state where you live)? 
• Does a national accrediting body certify the quality of care?  
• Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for? 
• Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver? 
• How closely do supervisors oversee care to ensure quality? 
• Will agency caregivers keep family members informed about the kind of care their loved one is getting?
• Are agency staff members available around the clock, seven days a week, if necessary? 
• Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day? 
• How does the agency ensure patient confidentiality? 
• How are agency caregivers hired and trained? 
• What is the procedure for resolving problems when they occur?
• How does the agency handle billing? 
• Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services? 
• Will the agency provide a list of references for its caregivers? 
• Who does the agency call if the home health care worker cannot come when scheduled? 
• What type of employee screening is done? 

New Jersey Division of Aging Services The Division of Aging Services (DoAS) administers a number of federal and state-funded programs that make it easier for older adults to live in the community as long as possible with independence, dignity and choice.

State Health Insurance Assistance Program (SHIP) The State Health Insurance Assistance Program is administered by the New Jersey Department of Human Services, Division of Aging Services which contracts with each of New Jerseys 21 Area Agencies on Aging to oversee SHIP activities at the local level. Some counties have specific sites where counselors are available on given days of the week at given times. Other counties provide locations for counselors to meet with clients as needed. A toll-free line is staffed by trained staff. Administrative staff and local programs conduct many outreach and educational events.

South Jersey Legal Services, Inc. South Jersey Legal Services, Inc. (SJLS) is a non-profit organization created to provide quality legal representation and advocacy to low-income individuals in Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Monmouth, Ocean and Salem Counties.

New Jersey Office of the State Long-Term Care Ombudsman The New Jersey Office of the Long-Term Care Ombudsman (NJLTCO) is part of a national resident-focused, person-centered advocacy program. NJLTCO is an independent advocate for individuals receiving long-term care. Representatives of the Office work with individual residents to help them address challenges they face; in addition, NJLTCO seeks opportunities to bring about change on local, state, and federal levels and by advocating for policy and legislative initiatives and participating in activities that support the Office’s core mission to advance the rights, the dignity and the self-determination of individuals living in long-term care.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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