Home Health in St. Louis, Missouri: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask
St. Louis, Missouri is a vibrant city with rich cultural history and a strong medical infrastructure, making it a fitting location for seniors seeking home health care. With tree-lined neighborhoods, iconic landmarks, and access to top-tier hospitals, the city supports both independence and medical access for older adults. Missouri currently ranks 41st in the nation for elder care, emphasizing the importance of evaluating services carefully. Seniors in St. Louis benefit from the ability to receive skilled care at home while staying connected to the rhythm of city life.
Home Health Communities near St. Louis, Missouri
Breakthrough Healthcare Limited Liability Company
Creve Coeur, Missouri 63141
Cooperative Home Care, Inc
St. Louis, Missouri 63110
Anderson Home Health Services
Maryville, Illinois 62062
Yam Home Health Llc
Bridgeton, Missouri 63044
Healthy Family Home Care, Llc
Ellisville, Missouri 63011
All Care Home Health, Inc
St. Louis, Missouri 63122
Harmonycares Home Health
St. Louis, Missouri 63144
Alpine Home Health Agency, Inc
Ballwin, Missouri 63011
Vita Llc
Chesterfield, Missouri 63017
Quality Home Health Care, Llc
Arnold, Missouri 63010
About Home Health in St. Louis, MO
Home health care in St. Louis offers licensed clinical services directly to individuals in their homes. These often include skilled nursing, physical therapy, occupational therapy, speech therapy, and medical social services. This approach enables patients to recover or manage conditions in a familiar setting. It’s a flexible and personalized form of medical care, especially valuable for those who prefer staying at home.
Considerations when looking for Home Health Care Agencies in St. Louis, MO
There are 9 Home Health providers within 10 miles of St. Louis, Missouri. The city has a population of approximately 293,310, with 14.4% aged 65 or older. In St. Louis, the summers are hot and humid, the winters are cold, and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 26°F to 89°F and is rarely below 11°F or above 97°F.
Cities near St. Louis, MO
- University City, MO – 6 miles northwest
- Clayton, MO – 8 miles west
- Maplewood, MO – 8 miles southwest
- Belleville, IL – 17 miles southeast
- Kirkwood, MO – 15 miles west
Pricing and How to Pay for Home Health Services
Paying for senior care involves several factors, including the type of services needed and coverage options available. On average, seniors can expect to pay $6,673 per month for home health services, which typically include skilled nursing, physical therapy, occupational therapy, speech-language therapy, and medical social services. These essential services help ensure a comfortable and well-supported aging experience. Costs may vary based on location, level of care required, and agency offerings.
Many home health care agencies choose to become Medicare-certified, allowing them to receive reimbursement for eligible services. Additionally, home health providers may educate individuals and their families on self-care techniques to promote independence. When prescribed by a physician, home health services are often covered by medical insurance and are commonly provided after a hospital stay or skilled rehabilitation.
How to pay for Home Health and available coverage
Medicare:
Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.
*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops.
Medicare is not a long-term care solution.
Medicaid:
Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.
Veteran Aid and Attendance:
This benefit is available to some military veterans or surviving spouses.
- A veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Private Insurance:
- Most health insurance companies typically cover some services for acute medical needs.
- Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary.
Private pay:
Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.
Definitions of types of care
Home Care: Caregiver assistance related to activities of daily living, including: mobility, eating, toileting, bathing and personal hygiene, dressing and grooming or cognition support. These services are typically not covered by medical insurance and do not require a physician’s order.
Home Health: includes skilled nursing services, physical therapy, occupational therapy, speech language therapy and medical social services. A home health care agency may choose to be Medicare certified to be reimbursed for their services. Home health agencies may also teach you how to care for yourself. Services ordered by a physician, covered by Medical Insurance and typically provided following a hospital or skilled rehab stay.
Rehabilitation & Therapy: treatment for an injury, illness, or pain with the goal of restoring function, including nursing and therapy services. Rehab is ordered by
a physician and services are provided by nurses and physical, occupational, and speech therapists. Examples include working with a physical therapist to help you walk and with an occupational therapist to help you get dressed.
Respite Care: short term relief for family caregivers to take a break from the caregiving responsibilities and allows for a healthier and better quality of life for both the caregiver and care receiver. Respite services include: companionship, personal care, recreational activities and security. Respite care can be provided as short stay or for a longer period that allows the family caregiver to go on vacation or a business trip. Longer duration respite care is generally found at select senior housing communities although some Companion services may provide this service in the home.
Hospice Care (Palliative Care): emphasizes comfort measures and counseling to provide social, spiritual and physical support to the dying patient and his or her family. The goals of hospice are to keep the patient as comfortable as possible by relieving pain and other symptoms. Hospice care, is typically offered in the last six months of life and covered under Medicare Part A .
Local Hospitals and Healthcare Providers in St. Louis, MO
- Barnes-Jewish Hospital
1 Barnes Jewish Hospital Plaza, St. Louis, MO 63110
(314) 747-3000 - SSM Health St. Mary’s Hospital – St. Louis
6420 Clayton Rd, St. Louis, MO 63117
(314) 768-8000 - Mercy Hospital St. Louis
615 S New Ballas Rd, St. Louis, MO 63141
(314) 251-6000 - St. Louis VA Medical Center – John Cochran Division
915 N Grand Blvd, St. Louis, MO 63106
(314) 652-4100 - SSM Health Cardinal Glennon Children’s Hospital
1465 S Grand Blvd, St. Louis, MO 63104
(314) 577-5600
Questions to ask when looking for Home Health
- How long has the agency been serving this community?
- Does the agency have any printed brochures describing the services it offers and how much they cost?
- Is the agency an approved Medicare provider?
- Is the agency currently licensed to practice (if required in the state where you live)?
- Does a national accrediting body certify the quality of care?
- Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for?
- Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver?
- How closely do supervisors oversee care to ensure quality?
- Will agency caregivers keep family members informed about the kind of care their loved one is getting?
- Are agency staff members available around the clock, seven days a week, if necessary?
- Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day?
- How does the agency ensure patient confidentiality?
- How are agency caregivers hired and trained?
- What is the procedure for resolving problems when they occur?
- How does the agency handle billing?
- Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services?
- Will the agency provide a list of references for its caregivers?
- Who does the agency call if the home health care worker cannot come when scheduled?
- What type of employee screening is done?
Missouri Division of Senior and Disability Services They cover the entire state of Missouri. We offer assistance and evaluations connecting to medicaid home and community based services and information and referral.
Senior Age Area Agency on Aging The Senior Age Area Agency on Aging offers customized information searches for calls, walk ins, emails or letters requesting information and or assistance with any issue regarding individuals age 60 or better.
State Office of Long-Term Care Ombudsman Program Then we have three State Office staff who will be advocating for residents in Assisted Living and Residential Care Facilities. These ladies are:
Chris DeLaPorte who covers the Northeast Missouri region, Becky Foshee who covers Southwest Missouri region, and then Linda Daugherty who covers Central Missouri.
Adult Abuse and Neglect Hotline Missouri’s Adult Abuse and Neglect Hotline responds to reports of abuse, neglect, and financial exploitation. If you suspect someone is being abused, neglected or exploited, call the hotline at 800-392-0210. Hearing-impaired persons may call the Telecommunications Device for the Deaf (TDD), at 800-735-2466 or 800-735-2966 to utilize Relay Missouri.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
