Home Health in Chicago, IL

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Chicago Illinois Home Health: Common Terms, How to pay for Home Health, Licensing and Questions to ask

Chicago offers world-class cuisine, a vibrant arts and culture scene, easy access to transportation, exciting entertainment options, a beautiful lakefront, and outdoor spaces. Chicago, on Lake Michigan in Illinois, is among the largest cities in the U.S. Famed for its bold architecture, it has a skyline punctuated by skyscrapers such as the iconic John Hancock Center, 1,451-ft. Willis Tower (formerly the Sears Tower) and the neo-Gothic Tribune Tower. The city is also renowned for its museums, including the Art Institute of Chicago with its noted Impressionist and Post-Impressionist works. Sitting on the banks of beautiful Lake Michigan, Chicago, Illinois, is the third-largest city in the United States, just behind New York City and Los Angeles. Chicago is known for its jaw-dropping architecture, vibrant music scene, amazing food, — including deep-dish pizza — and iconic neighborhoods

About Home Health in Chicago

The cost of living in Illinois is low. This is a draw for seniors. 16% of the residents of Illinois are aging adults 65 and older. As a result of aging it is common some people may require care at some point. Home health services are unique in comparison with other forms of care. These services are generally provided so the patient may be in their home while receiving care, as opposed to a long-term facility like a nursing home. Home health in Illinois designs each individual’s treatment plan (as assigned by the doctor), which may include physical and occupational therapy, the monitoring of recovery, injections or wound care. Upon completion of the rehabilitation, the patient may resume normal function around the house after they’ve recovered. The Illinois Department of Public Health licenses and is responsible for regulations regarding home health agencies in the state.

Considerations when looking for care in Chicago

Chicago’s climate is typically continental with cold winters, warm summers, and frequent short fluctuations in temperature, humidity, cloudiness, and wind direction. 2.697 million people live in Chicago with a full metropolitan of care and culture.

Cities Near Chicago

  • Naperville – 33 miles west of Chicago
  • Chicago Heights – 32 miles south of Chicago
  • Northbrook – 25 miles north of Chicago

How to pay for Home Health and available coverage

Medicare:

Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.

*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops. 

Medicare is not a long-term care solution. 

Medicaid:

Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.

Veteran Aid and Attendance:

This benefit is available to some military veterans or surviving spouses. 

  • A veteran may qualify for as much as $2,050 each month. 
  • A veteran with a sick spouse may be eligible for $1,600 per month. 
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Private Insurance:

  • Most health insurance companies typically cover some services for acute medical needs. 
  • Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary. 

Private pay:

Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.

Questions and Inquiries about Home Health

  • How long has the agency been serving this community? 
  • Does the agency have any printed brochures describing the services it offers and how much they cost? 
  • Is the agency an approved Medicare provider?
  • Is the agency currently licensed to practice (if required in the state where you live)? 
  • Does a national accrediting body certify the quality of care?  
  • Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for? 
  • Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver? 
  • How closely do supervisors oversee care to ensure quality? 
  • Will agency caregivers keep family members informed about the kind of care their loved one is getting?
  • Are agency staff members available around the clock, seven days a week, if necessary? 
  • Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day? 
  • How does the agency ensure patient confidentiality? 
  • How are agency caregivers hired and trained? 
  • What is the procedure for resolving problems when they occur?
  • How does the agency handle billing? 
  • Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services? 
  • Will the agency provide a list of references for its caregivers? 
  • Who does the agency call if the home health care worker cannot come when scheduled? 
  • What type of employee screening is done? 

Local hospitals and healthcare providers

Kindred Hospital Chicago North

2544 W Montrose Ave, Chicago, IL 60618

Northwestern Memorial Hospital

251 E Huron St, Chicago, IL 60611

Ascension Saint Joseph – Chicago

2900 N Lake Shore Dr, Chicago, IL 60657

CommunityHealth

2611 W Chicago Ave, Chicago, IL 60622

Chicago Department of Family and Support Services DFSS Senior Services is designated through the Older Americans Act, and by the Ilinois Department on Aging, as the Area Agency on Aging for the city of Chicago and provides a range of services that allow older adults to remain healthy, safe and independent.

Illinois Department on Aging Area Agencies have the primary task of planning and coordinating services and programs for older people in their respective areas. The Area Agencies receive funding from the Department based on a formula which takes into consideration the number of older citizens and minorities in that area, as well as the number living in poverty, in rural areas, and alone.

AgeOptions As the Area Agency on Aging of suburban Cook County, Illinois, we advocate, plan, coordinate and fund services for older adults. Together with a network of community-based senior service organizations, we connect residents with vital services such as information and assistance, community dining programs and home-delivered meals, housekeeping help, employment services, access to benefits and support for family caregivers.

Adult Protective Services Hotline To report suspected abuse, exploitation or neglect of an older person, age 60 and above or a person aged 18-59 with a disability, call the statewide 24-hour Adult Protective Services Hotline

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

Search other areas for Home Health

Care Availability

Care Availability

Written by The Care Availability Team
Experts in the senior care & retirement living industries

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