Montgomery Alabama Home Health: Common Terms, How to pay for Home Health, Licensing and Questions to ask
Montgomery is the capital city of Alabama. Montgomery was the site for some of the most influential moments and events in our country’s struggle for civil rights. Take a tour of all the major landmarks, including the Dexter Avenue King Memorial Baptist Church, where Martin Luther King Jr. preached. The black granite Civil Rights Memorial and adjacent exhibition center commemorate the Civil Rights Movement. East of downtown, the Montgomery Museum of Fine Arts displays porcelain and American and African art. There are attractions for visitors as well as residents. Montgomery has entertainment for everyone: ballets, sports complexes, museums, city parks, and a vibrant riverfront housing Riverboat Harriott II.
About Home Health in Montgomery
18% of Alabamans are aging adults 65 and older. The state is known for their excellent healthcare options and highly rated hospitals. The cost of living is an advantage because it is much less than the national average. Home health services are unique in comparison with other forms of care. These services are generally provided so the patient may be in their home while receiving care, as opposed to a long-term facility like a nursing home. Home health in Alabama designs each individual’s treatment plan (as assigned by the doctor), which may include physical and occupational therapy, the monitoring of recovery, injections or wound care. Upon completion of the rehabilitation, the patient may resume normal function around the house after they’ve recovered.
Home health services are generally short-term (temporary), depending on the doctor’s orders. Not all home health services require around the clock care. However, there are situations in which the caregivers continue the home health care beyond the doctor’s order.
The services provided are approved and prescribed by the individual’s doctor, making them personal. Within the home health plan is a detailed description of the type (or types) of medical care your loved one will receive. It will show you the plan for what types of care professionals will be delivering the care and the schedule they will be working. Most commonly, your loved one’s doctor will prescribe a home health agency. Being serviced by the agency your physician has chosen is not set in stone. You may choose to use a different home health agency if you’d like. If you know someone, a friend or family member who has received home health care and they were satisfied with their trained professional team, you can inquire into that agency.
Considerations when looking for care in Montgomery
Montgomery’s coldest month is January when the average temperature overnight is 35.5°F. In July, the warmest month, the average day time temperature rises to 92.7°F.
There are 30 agencies that provide home health services in the area. Home health agencies are not required by law to be licensed in the state of Alabama. Though, agencies may be certified through Medicare and Medicare to provide services. The city of Montgomery is home for 198,665 people, could it be home for you or a loved one?
Home Health Communities near Montgomery, Alabama
Amedisys Home Health Of Montgomery
Montgomery, AL 36109
Alabama Homecare Of Montgomery
Montgomery, AL 36104
Alabama Department Of Public Health Home Care
Montgomery, AL 36104
Centerwell Home Health
Prattville, AL 36066
Ivy Creek Home Health Of Elmore
Wetumpka, AL 36092
Centerwell Home Health
Pike Road, AL 36064
Autauga County Home Care
Prattville, Alabama 36067
Cities near Montgomery
- Prattville, AL – 14 miles northwest
- Wetumpka, AL – 16 miles north
- Millbrook, AL – 12 miles northwest
- Pike Road, AL – 10 miles southeast
- Blue Ridge, AL – 12 miles northeast
Pricing and How to Pay for Home Health Services
Paying for senior care involves several factors, including the type of services needed and coverage options available. On average, seniors can expect to pay $5,720 per month for home health services, which typically include skilled nursing, physical therapy, occupational therapy, speech-language therapy, and medical social services. These essential services help ensure a comfortable and well-supported aging experience. Costs may vary based on location, level of care required, and agency offerings.
Many home health care agencies choose to become Medicare-certified, allowing them to receive reimbursement for eligible services. Additionally, home health providers may educate individuals and their families on self-care techniques to promote independence. When prescribed by a physician, home health services are often covered by medical insurance and are commonly provided after a hospital stay or skilled rehabilitation.
How to pay for Home Health and available coverage
Medicare:
Generally Medicare reimburses the cost of Home health services. Medicare typically covers your loved one when recovering from an illness or an accident or a surgery.
*Medicare covers the specific ailment. When treatment is completed Medicare coverage stops.
Medicare is not a long-term care solution.
Medicaid:
Medicaid programs are put in place on a state-by-state basis. Each state will have their own regulations regarding the coverage of care. Some individuals at a certain low-income level may qualify for Medicaid Home and Community Based Service Waivers.
Veteran Aid and Attendance:
This benefit is available to some military veterans or surviving spouses.
- A veteran may qualify for as much as $2,050 each month.
- A veteran with a sick spouse may be eligible for $1,600 per month.
- If a veteran has passed, their surviving spouse can qualify for $1,300 per month.
Private Insurance:
- Most health insurance companies typically cover some services for acute medical needs.
- Do be aware, long-term coverage vary by plan. Not all long-term insurance will assist with home health services as the needs of the person tend to be temporary.
Private pay:
Families which can afford to do so may pay for care with private funds. Private pay can be a combination of retirement funds, personal savings, pension payments and family members may contribute funds toward a loved one’s care as well.
Questions to ask when looking for Home Health
- How long has the agency been serving this community?
- Does the agency have any printed brochures describing the services it offers and how much they cost?
- Is the agency an approved Medicare provider?
- Is the agency currently licensed to practice (if required in the state where you live)?
- Does a national accrediting body certify the quality of care?
- Does the agency offer seniors a “Patients’ Bill of Rights” that describes the rights and responsibilities of both the agency and the senior being cared for?
- Is there a care plan in place that outline the patient’s course of treatment, describing the specific tasks to be performed by each caregiver?
- How closely do supervisors oversee care to ensure quality?
- Will agency caregivers keep family members informed about the kind of care their loved one is getting?
- Are agency staff members available around the clock, seven days a week, if necessary?
- Does the agency have a nursing supervisor available to provide on-call assistance 24 hours a day?
- How does the agency ensure patient confidentiality?
- How are agency caregivers hired and trained?
- What is the procedure for resolving problems when they occur?
- How does the agency handle billing?
- Is there a sliding fee schedule based on ability to pay, and is financial assistance available to pay for services?
- Will the agency provide a list of references for its caregivers?
- Who does the agency call if the home health care worker cannot come when scheduled?
- What type of employee screening is done?
Definitions of types of care
Home Care: Caregiver assistance related to activities of daily living, including: mobility, eating, toileting, bathing and personal hygiene, dressing and grooming or cognition support. These services are typically not covered by medical insurance and do not require a physician’s order.
Home Health: includes skilled nursing services, physical therapy, occupational therapy, speech language therapy and medical social services. A home health care agency may choose to be Medicare certified to be reimbursed for their services. Home health agencies may also teach you how to care for yourself. Services ordered by a physician, covered by Medical Insurance and typically provided following a hospital or skilled rehab stay.
Rehabilitation & Therapy: treatment for an injury, illness, or pain with the goal of restoring function, including nursing and therapy services. Rehab is ordered by
a physician and services are provided by nurses and physical, occupational, and speech therapists. Examples include working with a physical therapist to help you walk and with an occupational therapist to help you get dressed.
Respite Care: short term relief for family caregivers to take a break from the caregiving responsibilities and allows for a healthier and better quality of life for both the caregiver and care receiver. Respite services include: companionship, personal care, recreational activities and security. Respite care can be provided as short stay or for a longer period that allows the family caregiver to go on vacation or a business trip. Longer duration respite care is generally found at select senior housing communities although some Companion services may provide this service in the home.
Hospice Care (Palliative Care): emphasizes comfort measures and counseling to provide social, spiritual and physical support to the dying patient and his or her family. The goals of hospice are to keep the patient as comfortable as possible by relieving pain and other symptoms. Hospice care, is typically offered in the last six months of life and covered under Medicare Part A .
Local Hospitals and Care Providers
Baptist Medical Center South
2105 E South Blvd, Montgomery, AL 36116
(334) 288-2100
Jackson Hospital & Clinic
1725 Pine St, Montgomery, AL 36106
(334) 293-8000
Central Alabama Veterans Health Care System – Montgomery VA Clinic
8105 Veterans Way, Montgomery, AL 36117
(334) 272-4670
Prattville Baptist Hospital
124 S Memorial Dr, Prattville, AL 36067
(334) 365-0651
Elmore Community Hospital
500 Hospital Dr, Wetumpka, AL 36092
(334) 567-43117
Resources and Links- Alabama
Alabama Department of Senior Services – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Alabama Department of Human Resources Adult Protective Services Division – The mission of the Adult Protective Services Division is to support and enable County Departments to protect elderly and disabled adults from abuse, neglect, and exploitation and prevent unnecessary institutionalization.
Alabama State Health Insurance Counseling Program – The Alabama Health Insurance Counseling Program gives free information and assistance on Medicare, Medicaid, Medigap, long term care, supplemental insurance, and other health insurance benefits.
Legal Services Alabama, Inc – LSA serves low-income people by providing civil legal aid and by promoting collaboration to find solutions to problems of poverty. LSA offices handle civil cases only.
Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.
Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings
Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.
