Assisted Living Near Austin, TX

Austin, TX Assisted Living: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Austin is a beautiful location for those looking at assisted living services. Ranked as one of the best places to live in Texas, Austin attracts innovation, outdoor enthusiasts, and retirees. Assisted living facilities in Austin could accept State Medicaid, private payers, and long-term care insurance which helps to relieve the financial burden of senior care, and could be more cost effective than home care.

About Assisted Living in Austin, TX

For an individual who requires physical or cognitive care, providing home care can be difficult and costly. Assisted living communities do an incredible job filling that need. In Texas, the department of Health and Human Services licenses assisted living facilities based on the required needs of the residents. There are three types of licensed assisted living facilities which provide a range of physical and mental healthcare. Levels of senior care range from minimal, such as providing meals and housing, to advanced care, such as mobility assistance and medication administration. Assisted living facilities provide individualized health management in a comfortable setting and focus on maintaining independence, privacy, and dignity. Adult care homes relieve the burden of home caregivers and offer seniors a more enriching quality of life.

Considerations When Looking for Senior Care in Austin, TX

Austin is the state capital of Texas and home to the University of Texas campus. Austin is known for its eclectic live-music scene and its many parks and lakes. It’s popular location for hiking, biking, swimming and boating. The warm climate and natural beauty attract year-round visitors and residents from a variety of cultures. The attractions of Austin include world-class arts, industry, sporting events, galleries, and award-winning cuisine. Austin locals have been known to enjoy the many events historic district as well as museums, galleries, and community spaces. These features and more have led to Austin becoming a preferred location for senior citizens to retire, so the need for senior care in Austin is significant.

Cities Near Austin, TX

• 28 miles: Hutto, TX.
• 27 miles: Georgetown, TX.
• 27 miles: Leander, TX.
• 26 miles: Dripping Springs, TX.
• 26 miles: Elgin, TX.
• 25 miles: Cedar Creek, TX.
• 24 miles: Wyldwood, TX.
• 24 miles: Driftwood, TX.

The Cost of Assisted Living in Austin, TX

The average cost associated with assisted living in Austin, TX is $4,245/month. Benefits of assisted living are being able to provide health services to those who may need assistance with the activities of daily living. Demand is on the rise, and so too is the cost of assisted living facilities. Accordingly, costs have risen an average of 4.65% since 2020, and the national average for a private, one-bedroom with round the clock care was reported to be $54,000 annually in 2021.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospital and Healthcare Providers in Austin, TX

Houston Methodist Hospital
6565 Fannin St

Kindred Hospital
6441 Main St

HCA Houston Healthcare West
12141 Richmond Ave

The Heights Hospital
1917 Ashland St

Questions to Ask

Finding a senior living community can be overwhelming. Here are some tips on things to be observant of: