Assisted Living in Evansville, IN

Assisted Living in Evansville, Indiana: Search Near You, How to Pay, Licensing, Local Resources, and Questions to Ask

Residential Assisted Living in Evansville, Indiana, offers a comforting blend of Midwestern charm and comprehensive care for seniors. Ranked highly in assisted living quality among states, Indiana provides a serene and safe environment for those over 55. With its friendly community and dedicated staff, Evansville’s assisted living facilities focus on personalized care, fostering independence, and enriching the golden years of its residents.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

About Assisted Living in Evansville, IN

In Evansville, Indiana, residential assisted living is defined as a supportive living arrangement where individuals over 55 receive personalized care and assistance with daily activities. These facilities offer services such as meal preparation, medication management, housekeeping, and personal care, tailored to each resident’s needs. Designed to promote independence while providing necessary support, Evansville’s assisted living communities also offer various social and recreational activities. The focus is on creating a safe, nurturing environment that respects the dignity and individuality of each resident, ensuring a comfortable and engaging lifestyle for seniors.

Considerations when looking for Senior housing in Evansville, IN:

As of the latest data, there are 33 assisted living facilities within the city limits. The city of Evansville, with a growing population of around 120,212 residents, has a significant senior community. Approximately 12% of its population comprises individuals who are seniors. In Evansville, the summers are long, hot, and muggy; the winters are very cold, wet, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 26°F to 88°F and is rarely below 10°F or above 94°F.

Cities Near Evansville, IN

• Henderson, Kentucky – approximately 10 miles (16 kilometers) away.
• Boonville, Indiana – around 16 miles (26 kilometers) distant.
• Mount Vernon, Indiana – about 19 miles (30 kilometers) from Evansville.
• Princeton, Indiana – roughly 26 miles (42 kilometers) away.
• Owensboro, Kentucky – approximately 28 miles (45 kilometers) distant.

Pricing and How to Pay

The average cost of residential assisted living in Evansville, Indiana, is approximately $4,389 per month. This figure is slightly higher than the Indiana state average of $4,283 but less than the national average of $4,500.

Medicare – NO:

• Medicare does NOT pay for Assisted Living.
• People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
• Coverage is meant for people in need of short-term care.

Private pay – YES:

• Many families pay for assisted living with private funds.
• Private pay can be a combination of retirement funds, personal savings, and pension payments.
• Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

• Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
• Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
• Every state has their own individual Medicaid assistance program.
• National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
• The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
• If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

• Long-term care insurance helps cover the costs of chronic medical conditions.
• Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

• There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
• A veteran with a sick spouse may be eligible for $1,600 per month.
• If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Questions to Ask

Finding an assisted living community can be overwhelming. Here are some tips on things to be observant of:

Local Hospitals and Healthcare Providers in Evansville, IN

• Deaconess Hospital
  • Address: 600 Mary St, Evansville, IN 47710
  • Phone: 812-450-5000

• Ascension St. Vincent Evansville
  • Address: 3700 Washington Ave, Evansville, IN 47714
  • Phone: 812-485-4000

• Evansville Psychiatric Children’s Center
  • Address: 3300 E Morgan Ave, Evansville, IN 47715
  • Phone: 812-477-6436

• Evansville State Hospital
  • Address: 3400 Lincoln Avenue, Evansville, IN 47714
  • Phone: 812-469-6800

• Select Specialty Hospital – Evansville LLC
  • Address: 400 SE 4th Street, Evansville, IN 47713
  • Phone: 812-450-5254

• St. Elizabeth Ann Seton Hospital
  • Address: 3700 Washington Ave, Evansville, IN 47750
  • Phone: 812-485-7443

Resources and Links – Indiana

CICOA Aging and In-Home Solutions As the Area Agency on Aging serving Central Indiana, CICOA Aging and In Home Solutions connects people seeking help for themselves or a loved one with community resources for older adults, people with disabilities and family caregivers.

Indiana Adult Protective Services The Adult Protective Services (APS) investigates reports and provides intervention and protection to endangered adults who are victims of abuse, neglect, or exploitation.

State Health Insurance Assistance Program (SHIP) SHIP provides health insurance counseling through a partnership with 81 non-profit organizations most of which are senior centers, Area Agencies on Aging, and hospitals.

Indiana Senior Medicare Patrol Senior Medicare Patrol, or SMP, programs help Medicare and Medicaid beneficiaries protect against, detect, prevent, and report health care fraud.

State Long Term Care Ombudsman The Indiana Long-Term Care Ombudsman Program advocates for residents of long-term care facilities, which includes nursing facilities and licensed assisted living facilities. Our primary purpose is to promote and protect the Resident Rights guaranteed to residents under federal and state law.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.