State Health Insurance Assistance Program

The State Health Insurance Assistance Programs (SHIPs) provide local, in-depth, and objective insurance counseling and assistance to Medicare-eligible individuals, their families, and caregivers.

Help for yourself or your loved ones

Considering making coverage changes during Medicare’s Annual Election Period (Open Enrollment)?

• Contact your SHIP for one-on-one assistance with reviewing health or prescription drug plan options.

Worried about the out-of-pocket costs associated with Medicare?

• Contact your SHIP to find out about assistance programs you or your loved one might be eligible for.

Unsure about Medicare’s eligibility criteria?

• SHIPs can help you understand the guidelines.

Wondering what Medicare does and doesn’t cover?

• Medicare can be complicated. Contact your SHIP for answers.

Confused about who pays first, Medicare or another insurance?

• SHIPs can explain how Medicare works with supplemental policies, retiree coverage, Medicaid, and other insurers.

Uncertain of yours or your loved one's rights, under Medicare?

• Contact your SHIP for assistance.

Can’t find your SHIP?

• Use the SHIP Locator or call 1-877-839-2675.