How To Pay for Home Care

Home care costs can sometimes come as a surprise given the constantly rising costs of care. However, there are ways in which some or all of the cost of care may be covered. 

Health Insurance, such as Medicare, will often pay for some of the cost of care related to rehabilitation within limits, however there are often limitations to this. For home care, the cost is not normally covered by standard health insurance but can be covered by State Medicaid benefits if and individual qualifies. 

Other means for paying for assisted living include: 

• Long-term care insurance plans
• Veteran’s Aid & Attendance benefits
• Private funds
• Whole life insurance plans
• Reverse mortgages

How much does home care in Bend, OR cost?

The average cost associate with home care in Bend OR is $5600 / month for a full to part-time caregiver. 

One benefit of home care is that you are normally able to request only the hours of care you are needing, which may lower a person’s cost of care greatly as long as minimums are met.

Although the cost can seem overwhelming, it’s smart to look into financial planning for end stage retirement and expected care needs.

Other senior care resources for Bend, OR

Bend and the surrounding area are home to a good number of government agencies and non-profit organizations offering help for seniors and their families searching for home care.

To see a list of home care companies in Bend click here.