Assisted Living in Kearney, NE

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Assisted Living in Kearney Nebraska

Assisted Living in Kearney, Nebraska: Search Near You, How to Pay, Licensing, Local Resources, Questions to Ask, Links and Resources

Residential Assisted Living in Kearney, NE offers a welcoming and supportive environment for individuals aged 55 and above. Nestled in the heart of Nebraska, Kearney boasts a robust assisted living community with facilities designed to cater to varying needs and preferences. With Nebraska’s commitment to quality senior care, reflected in its ranking within the top quartile nationally for assisted living standards, residents can rest assured they’re receiving exceptional care and amenities in Kearney’s assisted living facilities.

Some are available for private pay, and others for Medicaid-paid residents. Assisted Living provides protective oversight, personal services, social care needed because of impaired capacity to live independently, and regular supervision on a 24-hour basis.

Assisted Living in Kearney Nebraska

About Assisted Living in Kearney, NE

In Kearney, NE, residential assisted living refers to a tailored housing option for individuals aged 55 and above who require assistance with daily activities but do not need the intensive medical care provided in nursing homes. These facilities offer a range of services including help with medication management, meal preparation, housekeeping, transportation, and personal care such as bathing and dressing. Additionally, residents benefit from social activities, wellness programs, and 24-hour supervision to ensure their safety and well-being, fostering a vibrant and supportive community environment for older adults in Kearney.

Considerations when looking for Senior housing in Kearney, Nebraska

There are 8 assisted living facilities in Kearney, Nebraska. The estimated population of Kearney is 34,277, with 15.4% of that number being those ages 65 and older. In Kearney, the summers are warm and mostly clear and the winters are freezing, snowy, windy, and partly cloudy. Over the course of the year, the temperature typically varies from 17°F to 88°F and is rarely below -0°F or above 97°F.

Cities near Kearney, Nebraska

  • Gibbon, NE – East – Approximately 10 miles
  • Minden, NE – South – Approximately 18 miles
  • Shelton, NE – Northeast – Approximately 20 miles
  • Ravenna, NE – Northwest – Approximately 21 miles
  • Holdrege, NE – Southwest – Approximately 25 miles

Pricing and How to Pay for Assisted Living

Paying for senior care depends on several factors. On average, the cost of residential assisted living in Kearney is $5,874 per month, depending on factors such as the level of care needed, the amenities offered, and the location of the facility. Despite these costs, many find that the investment in assisted living provides peace of mind, companionship, and access to a vibrant community, ensuring a fulfilling and comfortable lifestyle in one’s golden years.

You want to consider your payment options for assisted living, memory care, and care homes. For these services, Medicare is NOT an option for payment.

The most common payment for these services would be out of pocket Private Pay and assessing a combination of retirement funds, personal savings, and pension payments.

Medicaid can also be an option, be sure to see if you or a loved one qualifies.

Long-Term Care insurance is also a possible option in cases of chronic conditions, be sure to see if you or a loved one qualifies.

For our Veterans and spouses of veterans, be sure to assess Veteran Aid and your eligibility for these benefits.

Medicare – NO:

  • Medicare does NOT pay for Assisted Living.
  • People 65 years and older and individuals with end stage renal disease are eligible for Medicare benefits, no matter their income.
  • Coverage is meant for people in need of short-term care.

Private pay – YES:

  • Many families pay for assisted living with private funds.
  • Private pay can be a combination of retirement funds, personal savings, and pension payments.
  • Family members may contribute funds to pay for assisted living or other senior housing and care.

Medicaid – MAYBE:

  • Medicaid provides health coverage to millions of Americans. Eligible participants include: low-income adults, elderly adults and people with disabilities.
  • Medicaid is administered by state, according to federal requirements. The program is funded jointly by each state and the federal government.
  • Every state has their own individual Medicaid assistance program.
  • National guidelines are in place do decipher how states must spend Medicaid money, but with allowances toward the guidelines.
  • The state determines what levels of care will be covered by Medicaid, who is eligible, and how much the state will reimburse the care community.
  • If you are unsure whether you qualify for Medicaid, you should apply. You may be eligible depending on your household income, family size, age, disability and other factors.

Long-term Care Insurance – MAYBE:

Long term care insurance is a great way to pay for assisted living, and planning ahead is important when considering how to pay for senior housing and care. Nearly 75% of people over the age of 65 will require long-term care and services at some point. Buying into long-term care insurance when a person is in their 50s and 60s is the most common time to do so.

  • Long-term care insurance helps cover the costs of chronic medical conditions.
  • Individuals and couples with the ability to pay into long-term care insurance have the advantage of a head start in allocating funds for senior care.

Veteran Aid and Assistance – MAYBE:

This benefit is available to some military veterans and surviving spouses who live in an assisted living community and those who have in-home care.

  • There are specific guidelines, but a veteran may qualify for as much as $2,050 each month.
  • A veteran with a sick spouse may be eligible for $1,600 per month.
  • If a veteran has passed, their surviving spouse can qualify for $1,300 per month.

Local Hospitals and Healthcare Providers in Kearney, NE

  • CHI Health Good Samaritan
    • Address: 10 E 31st St, Kearney, NE 68847
    • Phone: (308) 865-7100
  • Kearney Regional Medical Center
    • Address: 804 22nd Ave, Kearney, NE 68845
    • Phone: (308) 455-3600
  • Family Practice of Grand Island Kearney
    • Address: 211 W 33rd St, Kearney, NE 68845
    • Phone: (308) 698-1572
  • CHI Health Clinic
    • Address: 3500 Central Ave, Kearney, NE 68847
    • Phone: (308) 865-2263
  • Kearney Clinic PC
    • Address: 211 W 33rd St, Kearney, NE 68845
    • Phone: (308) 865-2141

Questions to Ask

Finding an assisted living community, can be overwhelming. Here are some tips on things to be observant of:

  • Make sure the facility is clean and well maintained. You can tell a lot about the operation by noting What is clean and maintained. Are doorknobs loose or damaged? Do you see any frayed carpet or trip hazards?
  • Visit during lunch hour to observe what the residents are eating. Ask questions about the nutrition program. Is there diversity in meals, healthy fruits and vegetables served at all meals, drink options?
  • Speak to residents and/or family members to learn their perspective.
  • Ask about staff and resident engagement. Get a feel for how staff interact with residents.
  • Ask about the life enrichment programs. Activities are crucial when it comes to quality of life and play a key role in care for older adults.
  • And finally (there is a plethora of more things to consider), get to know the leadership in the building. If you feel good around the executive director, head nurse, lead activities director and even the chef or janitor, it is a good sign you can trust them with the care of your loved one.

Resources and Links:

Nebraska Senior Health Insurance Information Program (SHIIP) The Nebraska Senior Health Insurance Information Program (SHIIP), part of the Nebraska Department of Insurance, contracts directly with five Area Agencies on Aging (AAA) and two independent groups to provide beneficiary assistance. Seven regional representatives and the Nebraska SHIIP Training Coordinator are responsible for volunteer counselors in their area. The Nebraska SHIIP office employs four staff- a program coordinator, a training coordinator, a training specialist, and a staff support specialist. A toll-free telephone number routes beneficiaries to the regional office closest to them.

Legal Aid of Nebraska Legal Aid of Nebraska has provided dignity, hope, self-sufficiency and justice through quality civil legal aid. The legal services we provide allow us to support and stand side-by-side with low-income Nebraskans to ensure the fair enforcement of the law, to protect the rights of the people, and to address the urgent legal needs of our communities. That is the important job of Legal Aid of Nebraska.

Nebraska Abuse and Neglect Hotline Adult Protective Services investigates reports of vulnerable adult abuse/neglect/exploitation, including self-neglect and intervenes when maltreatment is confirmed.

Nebraska State Unit on Aging, Division of Medicaid and Long Term Care, DHHS. Medicaid and Long-Term Care (MLTC) oversee the Nebraska Medicaid program, home and community-based services, and the State Unit on Aging. Medicaid provides health care services to low-income families, seniors, and individuals with disabilities.

Eldercare Locator This is a great resource to search for specific care in specific counties and cities. This database is a nationwide resource that connects older Americans and their caregivers with trustworthy local support resources. Connect with services such as meals, home care or transportation, or a caregiver education or respite from caregiving responsibilities. The Eldercare Locator is a public service of the Administration on Aging (AoA), an agency of the U.S. Administration for Community Living.

Medicare provides a search feature to find & compare providers near you, most senior housing and care providers are included on CareAvailability.com. Find & compare plans in your area. Determine if you qualify for premium savings

Medicaid offers information on how to apply for Medicaid, eligibility criteria, links to local state offices, and additional resources

The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support, and research. Whether you are living with Alzheimer’s or caring for someone with the disease, information and resources are available.

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Written by The Care Availability Team
Experts in the senior care & retirement living industries

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